Family Balance Sheet

article thumbnail

How We Frugal-ed in June 2023

Family Balance Sheet

Frugal living is not about deprivation. Instead, I look for creative ways to save my family money in all aspects of our lives. My goal has always been to live well on less while achieving our big financial goals. Some months are more successful than others. This update includes how we frugal-ed in April, May, and June. This Month’s Frugal Shenanigans: 1 – We sold stuff online and made $800 My husband has been a selling machine on Facebook Marketplace.

Frugal 100
article thumbnail

3 Smart Steps to Pay Cash for Christmas

Family Balance Sheet

Christmas is coming! That merry time of year that is filled with faith, family, food, and a little bit of shopping. Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads.

Christmas 130
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

My 2023 Planner

Family Balance Sheet

Are you looking for the perfect 2023 planner? Today, I’m sharing mine. It is highly functional, super affordable, and at the moment, wide open for all the possibilities and opportunities that 2023 will bring. While I embrace the digital world, paper is the way I plan my life. I have been using a paper planner since my early college days in the late 80’s.

College 130
article thumbnail

Family Vital Information Binder

Family Balance Sheet

Creating a family vital information binder is an important project that you should add to your urgent to-do list. This binder stores ALL of your financial information in one location. For me, it wasn’t about making my life easier, but rather, making my family’s life easier if they needed vital information in the case that I am incapacitated or just not available.

Family 130
article thumbnail

Where we found money in March 2021

Family Balance Sheet

Finding extra money is a game for me. Over the years, I have found money through rebates, refunds, online sales, and even the ground. Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. January and February were stellar months with finding money. I found $1681 and $3433.68, respectively.

March 130
article thumbnail

How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

Need a quick snapshot of your finances? Let me show you how to create a Family Balance Sheet. I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. If it’s updated regularly, you will always know how much you OWE and how much you OWN. You’ll know how much is in your checking and savings accounts and your retirement accounts.

Family 241
article thumbnail

How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

We have hit uncertain times and this pandemic has felt like a wall that is unscalable. For many households, their finances and budgets are in limbo. Businesses have shut down, manufacturers have paused production, and many people have been laid off or furloughed. Life, as we knew it came to a halt for so many of us in mid-March, and life going forward will forever be known as pre-pandemic or post-pandemic.

Debt 130