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I did it!!

Finally Frugal

Tis done. The student loan has finally been paid off - in full! Department of Education this week! Subscribe to Finally Frugal

Update and dilemma.

Finally Frugal

Hey there folks! Long time no blog! Student Loan Debt: $61,762::::$29,318. Primary Mortgage Debt: $167,500::::$154,209. The balance never goes down!

A mid-year update.

Finally Frugal

know, I know, it's been awhile! In fact, it's been so long that Blogger has a completely new format and I'm not sure I know my way around anymore.

An update to celebrate the new year.

Finally Frugal

Greetings! We we begin the new year, I wanted to update my debt repayment status. See my last post for my 2012 goals , while you're here!

End of Year Wrap Up and 2012 Goals

Finally Frugal

Hello, and Happy Holidays, folks! By the end of this year, I will have increased my income by over 70% (compared to my one full time job).

Frugal tax filing.

Finally Frugal

For the first year EVER in my adult life, I haven't yet submitted my tax returns. can't WAIT to get my hands on my refund each year! So wait I will.

Finally back.

Finally Frugal

Sheesh! Being sick just about knocked me flat! And, unfortunately, sapped some of the motivation and joie de vivre from my life.

5 frugal grocery shopping habits.

Finally Frugal

People are often amazed (my own family included) that I can subsist on a grocery budget of $100 or less each month. Make a list. Or all three); 4.

Sigh.

Finally Frugal

I'm pretty sure I've mentioned my 15 (almost 16) year old 'beater' car, which I'm trying to keep running until I'm debt-free. Bad, bad, bad.

Frugal housing.

Finally Frugal

One of my commenters mentioned that she thinks that the market in her area (another part of Oregon, I believe) has finally hit bottom. housing econom

Frugal decisions.

Finally Frugal

One of the more interesting topics in the U.S. folks!) In any case, I came across an article with suggestions for how to use this windfall.

Frugal doubt.

Finally Frugal

I sort of knew this was coming. Inevitably at some point after I've made a decision I start to question myself. Right? Right?

Happy New Year!

Finally Frugal

Welcome to 2011! It helps so much to know that I'm not alone in this battle! So there you have it! hope you'll continue to join me in this journey!

Interested in interest.

Finally Frugal

forgot to mention one thing yesterday: it has been very, very gratifying to see that a greater percentage of my student loan payments are applied to principle as opposed to interest. For example, you'll see in the table below that in late 2010, when I started making payments, only 67% went to principle payment while a whopping 33% went to interest!

Infrequent update.

Finally Frugal

If you're wondering where I've been in the last six months, I picked up another job, which has just about stretched me to the limit. I'm working a LOT but am also making a nice dent in my student loan debt, though I've still got quite a ways to go. have no idea when I'll have a chance to update again, but will try at least every couple of months.

Pseudo-advice.

Finally Frugal

I am naturally drawn to those '10 best.' or '20 best.' of whatever, whether it be '10 best places to retire' or '5 best cities to find a job', or what-have-you. I'm not sure why I love them so much but they catch my eye and my mouse click at the same time. Here, though, is the most idiotic 'best of' list I think I've ever seen: 100 Best Money Moves.

Look to the right.

Finally Frugal

and you'll see my handy dandy Debt Reduction Progress bar, which I update every month or so. It seems that each month the percentage of repaid debt falls by just 1%, though my math-muddled mind seems to believe that this will increase more quickly as the debt amounts fall? The percentage reflects the percentage of the original debt I still owe.

A Day Late.

Finally Frugal

And a dollar short. Where was THIS guy during the housing boom? Sorry for the silence, readers! I had (minor) surgery in March and boy did it throw me for a loop! Subscribe to Finally Frugal. housing economy

The Tax Man taxeth.

Finally Frugal

And then he giveth back! I was pleasantly surprised by both my federal and state tax returns this year. For whatever reason, although I earned just about the same amount this year as I did last year, I received a larger refund - by about $400. Part of this is due to the fact that one of my employers is finally taking out state taxes, which helped.

Frugal wardrobe.

Finally Frugal

As I continue to cast a critical eye over my belongings (how did I get so much STUFF?), I keep coming across these projects that are designed to remind us how little we actually need! The idea is to emphasize how much we already own versus how much we really need. Then I saw this: Project 333. This is more like it! I'll keep you posted!

Ugh.

Finally Frugal

Sorry for the blog silence, folks! I'm sick - for the second time in less than three months. Could it be that I'm working too hard? It's definitely a reasonable assumption, given the fact that I'm generally an incredibly healthy person, and I'm now working between 60 - 70 hours per week. Like many people, I want the best of both worlds, of course!

And then there's this.

Finally Frugal

For pete's sake, can we get some good news over here????? Subscribe to Finally Frugal. mortgage housing debt

Find out How Chris & His Wife Paid off $52,000 in 7 Months

Family Balance Sheet

Today’s Debt Free Story is a guest post from Chris Peach. He and his wife paid off $52,000 in just 7 months.  That’s crazy, right? Why Us?

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Jen & Her Husband Paid off $212,000 in Debt & Medical Expenses in 48 Months

Family Balance Sheet

Today’s Debt Free Story is from Jen. She is a speaker, author, and volunteer firefighter. Her website is The Iron Jen. 1. Where are you from?

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5 Blogging Tools to Increase Blog Traffic

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I am always looking for ways to increase blog traffic to my blog , there are so man different ways to do it. Social Mentions – Jeff Bullas.

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Office Depot Top 10 Back To School Deals 9/4 thru 9/10

Coupons Do Work

Office Depot’s New Ad is out and here are the top 10 back to school deals of the week 9/4 – 9/10. it is a win-win. school. Work ! 1.49. 3.

Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. 1.

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iphone 7 plus release date details and info and a review

Coupons Do Work

Now his sources claim the phones will hit stores on the 16th: Confirmed: Pre-orders start on the 9th. The worst thing about the newest iphone?

2 Free Wet n Wild at Target 8/28 thru 9/3 – Awesome

Coupons Do Work

Free Wet n Wild at Target this week from 8/28 thru 9/3. Hot Target Freebie + Wet n’ Wild Coupon… not just one freebie but TWO freebies !

51 Easy Delicious Muffins

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This post may contain affiliate links or sponsored content, read our Disclosure Policy. 51 Easy Delicious Muffins. Banana Bread - The Inspired Home.

4 Simple Steps To Stress-Free Homemaking

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This post may contain affiliate links or sponsored content, read our Disclosure Policy. Are you a stressed-out homemaker? Don’t stay overwhelmed!

Five Frugal Things | peaches, textbooks, deck stain, and a free audiobook

The Frugal Girl

bought 36 pounds of peaches for $13. paid $13 and when I weighed them at home, I discovered I had 36 pounds. funny/sad thing? Remember that??

Warning: You’re Losing Money by Not Using Coupons

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This post may contain affiliate links or sponsored content, please read our Disclosure Policy. Manufactured Coupons. Coupons.com. Redplum Coupons.

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How to Live a Frugal Lifestyle

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This post may contain affiliate links or sponsored content, please read our Disclosure Policy. How to Live a Frugal Lifestyle. Meal Planning.

Why I am a huge fan of this Social Sharing Plugin

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This post may contain affiliate links or sponsored content, please read our Disclosure Policy. It does everything I want it too. It’s attractive.

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Is WordPress the Best Option for a New Blogger?

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This post may contain affiliate links or sponsored content, please read our Disclosure Policy. started out way back then using Blogger. Fast Forward.

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My 2 Favorite Uses for Apple Cider Vinegar

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This post may contain affiliate links or sponsored content, please read our Disclosure Policy. My 2 Favorite Uses for Apple Cider Vinegar.

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4 Free Frugal Living eBooks to Get You Saving Money

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Free Frugal Living eBooks to Get You Saving Money. 1.  After downloading this book you will learn…. Chapter 1: Why Should I Live Frugally?

Frugal Friday: Halloween Tips to Help Save Money

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It’s is almost Halloween time and I am sure, if your like me, you are already looking for frugal ways to celebrate.

6 Easy DIY Halloween Costumes

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Creating your own DIY Halloween Costumes is so much fun. Those where the wild and crazy 80’s! Easy DIY Halloween Costumes. Easy Olaf Costume. 6.

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