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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Compared to earlier years, HELOC originations are actually on par with pre-pandemic norms, while home equity originations are actually above the figures recorded between 2008 and 2021. But this slowdown is deceiving. What’s the appeal? Loan specifications Home equity loans generally come with long repayment terms, sometimes up to 30 years.

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Who Took the Service Out of Full Service Brokerage?

Prairie Eco-Thrifter

If you want to see the analysis she did to make that decision, read Deciding Where to Put Retirement Fund Distributions on Family Money Values. Back in July, the markets were higher and my friend had sworn to herself in 2008 that she would SELL when prices went up. Here is her new story. The NO Service Full Service Broker Story.

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Stay the Course Financially

Prairie Eco-Thrifter

When the Great Recession began in 2008/2009, my boss at the time (a Vice President of the company) and her spouse consulted their financial adviser to see what they should do. They asked him what would likely cause us to come out of recession. percent in 2010 following a decrease of 2.8 percent in 2009, the U.S. billion in March.

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Investment Methods

Prairie Eco-Thrifter

My copy has a copyright date of 2008. Technical analysis (chartists). I pick up a lot of them at garage sales for 25 cents to a $1. One I obtained in that manner is “The Sound Mind Investing Handbook” by Austin Pryor. Much of the information in it is basic personal finance guidance (with a biblical twist).

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Psychological Tips for Successful Stock Investing

Prairie Eco-Thrifter

When doing analysis – and tracking investments – don’t rely on your memory, even if you have a photographic one. Don’t we all wish we had kept a closer eye on the events prior to 2008 and 2009 and sold our positions prior to that! Rely on your research and your analysis, not on talking heads or what everyone else is doing.