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Are You Ready for Rising Gas Prices?

Family Balance Sheet

It sounds like we might be headed back to the summer of 2008. Our business was affected by higher gas prices in 2008. Some customers confided that they couldn't continue to buy our product because gas prices were taking a bigger chunk out of their budgets. by Memorial Day. Double Yikes!

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The ABC’s of Debt Reduction

Prairie Eco-Thrifter

The economic effects of the recession of 2008 are still very much upon us. Create a budget. It’s time that you put yourself and your family on a monthly budget. A simple budget allows you to regulate spending as well as track cost. That’s where a budget comes in handy. A few dollars here and there seems harmless.

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How We’re Using Upromise to Save for College

Family Balance Sheet

Way back in 2008 I signed up for a Upromise account and then it sat unused for many years. Back in 2008, I was a mama to a toddler and infant, so a lot of things slipped my mind. Instead, it is my honest review. All links to Upromise are my referral links. Hello, 2020.

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4 Tips To Starting Your Financial Plan

Saving Cents With Sense

Only 32 percent of Americans prepare a monthly budget, according to a Gallup poll taken in June 2013. Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Build a Budget & Emergency Fund.

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The Danger In Assuming

Prairie Eco-Thrifter

Unfortunately the recession of 2008 was not an isolated incident. That way when unanticipated but non-emergency expenses arise, like fixing a dent in the car or replacing an old appliance, you don’t have to overload your regular budget or raid your emergency fund to cover it.

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Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

That was in 2008, so you might imagine how that turned out! Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. I cut our grocery budget down to less than half of what it was. When the budget is already tight, there are only so many ways to save money.

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Fashion Tip #1: Monday

Fashion Without Guilt

Fashion Tip #1: Before you spending a dollar, you need a budget in place. Last year I took a Dave Ramsey Financial class, teaching budgeting and how every dollar should have a name. Since 2008 I have had a budget in place. Budgeting is the best way to control impulse buys. And GOD has it helped.

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