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How We’re Using Upromise to Save for College

Family Balance Sheet

Way back in 2008 I signed up for a Upromise account and then it sat unused for many years. Back in 2008, I was a mama to a toddler and infant, so a lot of things slipped my mind. Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. Hello, 2020. It averages out to about $72 a month.

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The ABC’s of Debt Reduction

Prairie Eco-Thrifter

The economic effects of the recession of 2008 are still very much upon us. Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Create a budget. It’s time that you put yourself and your family on a monthly budget. That’s where a budget comes in handy.

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4 Tips To Starting Your Financial Plan

Saving Cents With Sense

Only 32 percent of Americans prepare a monthly budget, according to a Gallup poll taken in June 2013. Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Build a Budget & Emergency Fund.

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The Danger In Assuming

Prairie Eco-Thrifter

Despite having climbed their way up the corporate ladder and proving their value in millions of revenue and/or savings for the companies they worked for, the structure of each company was changing such that my parents were no longer necessary, regardless of their past performance. Have you ever made an assumption that cost you?

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Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

That was in 2008, so you might imagine how that turned out! Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. However, even if those things hadn’t come along, we were still on track to pay it off within 2 years just by saving every penny we could.

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Fashion Tip #1: Monday

Fashion Without Guilt

Fashion Tip #1: Before you spending a dollar, you need a budget in place. Last year I took a Dave Ramsey Financial class, teaching budgeting and how every dollar should have a name. Since 2008 I have had a budget in place. I have a nice amount of money in savings and I am still able to buy what I want.

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Build Your Home Food Storage Without Breaking the Bank

Prairie Eco-Thrifter

You don’t want to overwhelm your budget , so buy items in an orderly manner. You can cross-reference your food storage list to sales flyers and coupons if you are really looking to save. Look at your spending plan, and determine how much money you have each week to put toward building your food storage.

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