Planning for Christmas 2011
Family Balance Sheet
JANUARY 11, 2011
What makes me cringe is realizing how much we spent on Christmas in 2010. Since we use credit cards for almost all of our purchases, we are paying the bills now for our Christmas presents. I added up what we spent on gifts for the entire year in 2010 and reduced that by 20%. I'm hoping that if I plan now, I'll spend less later.
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