Family Balance Sheet

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Merry 6 Months Until Christmas! Start Planning Today.

Family Balance Sheet

This past January, I looked at what we spent on Christmas gifts in 2010 and reduced it by 20%. Develop a Christmas gift budget for each person or expense on your list. Add up your budget and starting today, set aside money each month. I intended to set aside cash every month this year for Christmas gifts.

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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. In June of 2010, we hit our rock bottom point. I was looking for a get out of debt free card, but quickly realized managing money was really all common sense: having a plan for you money in a form of a budget and spend less then you make.

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30 Thanksgiving Meal Ideas to Feast On

Family Balance Sheet

In 2010, I ran a series called Turkey Week. And finally, are you on a budget this holiday? Are you hosting 25 people or are you taking a pie to your in-laws? Whatever your plans are, I hope these 30 links give you some tasty inspiration and ideas. Happy Eating! Let's talk Turkey! Here is the recap: How Much Turkey Will I Need?

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Do You Track Your Cash Flow?

Family Balance Sheet

I work a budget around what comes in, what we spend and what I would like to spend, hopefully leaving some leftover to devote to more debt reduction or savings. Recently, I ran a report in Quicken to see what we spent by category for 2010. We have around 20 categories. It doesn't always work out in my favor.

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A Cash Experiment

Family Balance Sheet

We actually spent less on clothing in 2010 than 2009, but after looking in our closets, I just can't think of anything that we truly need. I let our grocery bill creep up this past fall. We enjoy eating out for dinner once a week, but those bills have also gotten a little high. They are all pretty full.