Saving Cents With Sense

JUNE 20, 2012

The next open Arizona Coupon Class is Friday, July 6, 2012 in Phoenix and we would love for you to join us! I think you will find these very valuable, especially if you are new to using coupons and want to find ways to help cut down your food budget. Saturday, July 6, 2012 at the Phoenix Public Library.

Arizona 45

Arizona July 2012 Phoenix 45

Prairie Eco-Thrifter

MAY 10, 2012

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. Janet presents Expense budgeting posted at Fee Only Financial Planner , saying, ” Many people do not track their living expenses and do not understand the magnitude of their consumption. I find myself looking more and more often.

Money 113

Money May 2012 Debt 113

Family Balance Sheet

JANUARY 2, 2013

According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. Before the first meeting on January 25th, there's a little bit of prep work to do on your end: Step 1: Create a Christmas Gift Budget. On the budget, list all of your purchases for Christmas 2012 gifts and add up the total.

2013 113

2013 Christmas Club January 113

Couponing 101

JANUARY 30, 2012

I shared on the Couponing 101 Facebook page recently that my word for 2012 is “intentional” Despite making lots of goals, I tend to struggle with controlling my day-to-day actions to reach my desired goals. Fast food is so convenient, and so tasty, but there really just isn’t room in our budget or diet for it.

Goals 88

Goals Finance 2012 Food 88

Prairie Eco-Thrifter

SEPTEMBER 7, 2014

Since we moved into our home in late 2012, my husband and I have been go, go, go with all of the improvements, renovations and small projects we have been taking on. These are things that aren’t necessary to do but we are ticking them off one by one – sometimes in halves as we find something that holds up a project.

Home Improvement 167

Home Improvement Home Renovation Home and Garden 167

Prairie Eco-Thrifter

MAY 16, 2013

If so, read Crystal’s post about how to Become a Product Tester for Free Swag on Budgeting in the Fun Stuff. Hank likes to use prepaid debit cards to budget for big purchases and shares How To Use Prepaid Debit Cards To Budget For Big Purchases at Money Q&A. 8 Great Things that You Can Find at Thrift Stores.

Fridays 187

Fridays Debt Unemployment Rent 187

Family Balance Sheet

MARCH 25, 2013

I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. My husband and I started Dave Ramsey's Financial Peace University last month, so we scrutinized our March budget more than ever before. Today is the third meeting, but anyone can join at any time. On with the meeting.

March 100

March Club Christmas Goals 100

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. Our small business was going well, so we said so long to renting office space and purchased a commercial property in the summer of 2012. The numbers that looked great on paper in the summer of 2012 were, in reality, turning out to be very challenging in 2013.

Debt 130

Debt Emergency Fund 2007 2020 130

Saving Cents With Sense

JUNE 1, 2012

I think you will find these very valuable, especially if you are new to using coupons and want to find ways to help cut down your food budget. If you are ready to start saving at least 50% off your grocery budget – now is the time. Saturday, June 2, 2012 at the Phoenix Public Library. July 28th, 2012 – Phoenix.

Arizona 68

Arizona Phoenix Tickets June 68

Saving Cents With Sense

JULY 4, 2012

You can still join us for the next Arizona Coupon Class on Friday, July 6, 2012 in Phoenix! I think you will find these very valuable, especially if you are new to using coupons and want to find ways to help cut down your food budget. Friday, July 6, 2012 at the Phoenix Public Library (use code “Cents” to save $2).

Arizona 61

Arizona July Phoenix 2012 61

Family Balance Sheet

MARCH 6, 2012

Women’s Money Week will run from March 5th-11th, 2012 on WomensMoneyWeek.com — coinciding with International Women’s Day. Whether you are in a marriage that is struggling over money issues or not, I hope you find them helpful. This post is part of Women's Money Week 2012. Today's topic is Money and Relationships.

Money 225

Money Financial Goals Goals Kids and Family 225

Nicoles Nickels

APRIL 4, 2012

Want to learn how to find deals without spending hours looking for them? But what should you choose to make the most impact on your budget? This book—the most comprehensive of its kind—teaches you how to find incredible deals and stretch your purchasing power with a combination of coupons, rebates, rewards points, and in-store sales.

Giveaway 107

Giveaway Budgeting Budget Money 107

Family Balance Sheet

AUGUST 4, 2014

With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us. There are many times throughout the year when extra income finds its way to you. Budget Debt Free Stories Financial Freedom'

Debt Free 243

Debt Free Debt Goals Student 243

Saving Cents With Sense

MARCH 21, 2014

A 2012 Travel Leaders survey found more Americans are thinking creatively about when and how to travel , with many signing up for discounted deals outside of peak season. To save the most on your next vacation, incorporate these 5 budget travel tips. Probably not going to find a discounted offer. with a deep discount site.

Travel 94

Travel Public Transit Airline Hotel 94

Saving Cents With Sense

AUGUST 15, 2012

Join us at the Arizona Coupon Class on Saturday, September 22, 2012 in Phoenix! I think you will find these very valuable, especially if you are new to using coupons and want to find ways to help cut down your food budget. If you are ready to start saving at least 50% off your grocery budget – now is the time.

Arizona 94

Arizona Gift Cards September Gas 94

Saving Everyday

SEPTEMBER 10, 2012

The 2012 Louisville/Southern IN Entertainment Book has over $21,300 in local coupons! Other Cheap Ideas: Go on a picnic: Pack a lunch from home and find a romantic place to go. Buy the Entertainment Book every year. It is full of restaurant, retail and entertainment coupons! I am NEVER without this book!

Baskin Robbins 55

Baskin Robbins Budgeting Budget Ruby Tuesday 55

For the Mommas

JANUARY 1, 2012

If you are working on your personal goals for the New Year, here are some great deals on some magazines that can help you to reach your health and fitness goals in 2012: ~ Women’s Magazines. These deals will be valid through Monday night at midnight (1/02/2012). Are you wanting to find deals on other magazines?

Fitness 82

Fitness Health Magazines Journal 82

Saving With Shellie

DECEMBER 2, 2013

Find more fabulous Holiday Deals happening now and snag all of this year’s hottest toys, games, technology and more without breaking your budget. Deals Around Town Cyber Monday 2012 Dad Mom Teen' They also have ornaments and holiday roasts for sale right now.

Starbucks 45

Starbucks Frugal Lives Frugal Living 2012 45

Saving Cents With Sense

JULY 25, 2012

I think you will find these very valuable, especially if you are new to using coupons and want to find ways to help cut down your food budget. If you are ready to start saving at least 50% off your grocery budget – now is the time. Saturday, August 18, 2012 at the Phoenix Public Library. Phoenix, AZ 85004.

August 78

August Gift Cards Gas Arizona 78

Family Balance Sheet

FEBRUARY 6, 2021

Finding extra cash is a fun game for me and this month has been our biggest month yet. New furniture wasn’t in the budget for this project, but we sold some other unused furniture in November and we now have enough to pay for the new furniture. Found Money in January: $1681. Yep, I found a $20 bill last year on the beach!

Finance 130

Finance January Family 2020 130

For the Mommas

DECEMBER 31, 2011

If you are working on your personal goals for the New Year, here are some great deals on some magazines that can help you to reach your health and fitness goals in 2012: ~ Women’s Magazines. These deals will be valid through Monday night at midnight (1/02/2012). Are you wanting to find deals on other magazines?

Fitness 69

Fitness Health Magazines Goals 69

Saving Everyday

FEBRUARY 13, 2012

Pack a lunch from home and find a romantic place to go. The 2012 Louisville/Southern IN Entertainment Book has over $21,300 in local coupons! For that matter, check for any kind of free class in your area. Check out Groupon and on a daily basis…it’s my favorite daily deals site for entertainment/dining deals!! Go hiking!

Budgeting 51

Budgeting Budget Entertainment Dairy Queen 51

Nicoles Nickels

MARCH 15, 2012

From a relaxing Day at a Spa to an exciting Drive in a Racecar, from a chartered Sailing Excursion to a breathtaking Aerobatic Plane Ride, you are sure to find the perfect gift for everyone on your list. And with Xperience Days Certificates starting at only $25, you’ll be able to find a unique gift within your budget.”

Giveaway 98

Giveaway 2004 Wedding Birthday 98

Saving Everyday

AUGUST 16, 2011

The 2012 Louisville/Southern IN Entertainment Book has over $21,300 in local coupons! Other Cheap Ideas: Go on a picnic: Pack a lunch from home and find a romantic place to go. Buy the Entertainment Book every year. It is full of restaurant, retail and entertainment coupons! I am NEVER without this book!

Baskin Robbins 45

Baskin Robbins Budgeting Budget Ruby Tuesday 45

Prairie Eco-Thrifter

FEBRUARY 7, 2012

That’s why it’s so important to find a profitable hobby. For example, want to plan a get-away but can’t find the time? I’m blaming this primarily on budget. What I like to do is create my own holiday – meaning – find something you’re passionate about and take that day off. Deep down, everybody knows what makes them happy.

Vacation 221

Vacation Economical Birthday Fridays 221

Family Balance Sheet

MARCH 15, 2017

COBRA (an acronym for Consolidated Omnibus Budget Reconciliation Act of 1985) is a law that was passed during the Reagan administration that allows employees to continue their health coverage after leaving employment, but the employee must pay for it. We would need to find another policy for 1/1/16.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Couponing 101

AUGUST 8, 2012

Discover tips and ideas for organizing your back to school shopping and for staying within budget. You can find even more FREE e-books on Amazon.com. Check out the best deals for Back to School 2012 here ! Learn how planning ahead can make a big difference to managing your weekdays. Thanks, Lady Savings !

School Lunch 69

School Lunch Computers Budgeting Budget 69

Nicoles Nickels

AUGUST 7, 2012

Handy stickers help you mark the pages you love, and special features show comparable products in every price range to help you match the latest fashion trends on a budget. Shopping guides help you find trendy boutiques and hot sales in your area, and each issue features an exclusive only for Lucky readers. © 2012 Nicoles Nickels LLC.

Magazines 45

Magazines Clothing and Accessories Ranges Jewelry 45

Nicoles Nickels

JULY 15, 2012

Handy stickers help you mark the pages you love, and special features show comparable products in every price range to help you match the latest fashion trends on a budget. Shopping guides help you find trendy boutiques and hot sales in your area, and each issue features an exclusive only for Lucky readers. © 2012 Nicoles Nickels LLC.

Magazines 45

Magazines Clothing and Accessories Ranges Jewelry 45

Nicoles Nickels

MARCH 17, 2012

Handy stickers help you mark the pages you love, and special features show comparable products in every price range to help you match the latest fashion trends on a budget. Shopping guides help you find trendy boutiques and hot sales in your area, and each issue features an exclusive only for Lucky readers. © 2012 Nicoles Nickels LLC.

Magazines 45

Magazines Clothing and Accessories Ranges Jewelry 45

Saving Cents With Sense

JULY 30, 2012

Back to school shopping can be stressful, especially when you are trying to watch your budget. From family dining to financial planning, supermarkets to superstores, entertainment to auto services – you’ll find a broad range of values with Valpak. Are you ready for some fun giveaways! a Rafflecopter giveaway.

Gift Cards 102

Gift Cards Giveaway Gifts Win 102

Prairie Eco-Thrifter

NOVEMBER 12, 2011

20′s Finances: How I Got 4 Movie Tickets for $9 – Find out how I found the steal of a lifetime in getting four movie tickets for $9 total! Money Q & A: Top Ten Money Questions People Always Ask – Find out the most popular questions that people are always asking me. Mom’s Plans: I Want to Move!

November 188

November 2011 Personal Finance Finance 188

Saving Cents With Sense

DECEMBER 24, 2011

As I’m remembering all that I am thankful for, and the blessings that God has given me – I feel so blessed for each one of you – I love being able to share with this blog with you to help you find ways to save and stretch your budget. I have big plans for 2012 and I can’t wait to share them with you.

Christmas 45

Christmas Family Friends And Family Sale Budgeting 45

Nicoles Nickels

DECEMBER 16, 2011

There’s something for every style—and every budget. You’ll also find celebrity interviews, trend reports, designer profiles, gift suggestions, and more! Valid until December 15, 2012. You may buy 1 deal for yourself and 10 more as gifts. Limit one subscription per household.

Magazines 45

Magazines Clothing and Accessories Lowes December 45

Saving With Shellie

NOVEMBER 11, 2013

If you want to see for yourself and which bags have been featured in the past, here are my posts from Black Friday 2011 , Black Friday 2012 and Cyber Monday 2012. Find more fabulous Holiday Deals happening now and snag all of this year’s hottest toys, games, technology and more without breaking your budget.

Vera Bradley 45

Vera Bradley Calculators Frugal Lives Frugal Living 45

Saving With Shellie

NOVEMBER 10, 2013

If you want to see for yourself and which bags have been featured in the past, here are my posts from Black Friday 2011 , Black Friday 2012 and Cyber Monday 2012. Find more fabulous Holiday Deals happening now and snag all of this year’s hottest toys, games, technology and more without breaking your budget.

Vera Bradley 55

Vera Bradley Discount Calculators Frugal Lives 55

Prairie Eco-Thrifter

APRIL 6, 2012

Welcome to the April 6, 2012 Edition #231 of the Carnival of Financial Planning. Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you.

Money 133

Money Finance Personal Finance Real Estate 133