Family Balance Sheet

JANUARY 2, 2012

If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed. We have been in our home for 10 years and that room needs a fresh coat of paint, slip covers for the sofas, a new rug, and new window treatments.and I want to do it as inexpensively as possible.

Goals 138

Goals Family 2012 Sewing Machines 138

Family Balance Sheet

JUNE 21, 2012

Saturday, June 23, 2012, 10 - 11 am | Madagascar 3 Luxury Assult Vehicle. Saturday, June 23, 2012, 1 - 4 pm | Passport to Imagination Poland. Sunday, June 24, 2012, Noon - 3 pm | Mod Podge Make-It Take-It, Adults only. Tuesday, June 26, 2012, 1 - 4 pm | Passport to Imagination China. Lowe's Build and Grow. Bass Pro Shops.

Kids and Family 127

Kids and Family June Family Craft Workshop 127

Family Balance Sheet

NOVEMBER 20, 2013

Back in January, I offered my Christmas Gift & Spending Budget excel spreadsheet for FREE. I suggested that you enter all of your actual spending from 2012 (while it was still fresh) to help you plan for your 2013 spending.

Budgeting 164

Budgeting Budget Christmas Gifts 164

Family Balance Sheet

AUGUST 21, 2020

Become an email subscriber and get a FREE Family Balance Sheet Excel Spreadsheet download. Create your own Family Balance Sheet: I offer a spreadsheet free to email subscribers. Back in 2012/2013, we added new loans from a real estate purchase and spent the next 7 years paying off our non-mortgage debt. Our Debt Freedom Plan.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

MAY 11, 2012

Sign up to get a FREE admission coupon at a public garden near you. FREE coupon is only valid on May 11, 2012. Saturday, May 12, Noon - 2 PM | Mother's Day Button - FREE Make-It Take-It. Saturday, May 12, 1 - 3 PM | Purchase a T-Shirt and Decorate FREE with Simply Spray Party Pack Fabric Paint. Thanks for reading.

Kids and Family 127

Kids and Family May Mothers Day Mother's 127

Family Balance Sheet

MARCH 9, 2012

Bass Pro Shops 2012 Spring Fishing Classic. March 9 - 11, Noon - 5 PM | Next Generation Weekend: FREE Catch & Release Pond, FREE Kids' Seminars, FREE Kids' Crafts, FREE Photo Download. Sunday, March 11, 1 - 3 PM FREE Candy Making Demo - St Patty's Popcorn. Check your local store for more details.

March 127

March Kids and Family Babies R Us Kids 127

Family Balance Sheet

AUGUST 4, 2014

Welcome to Debt Free Stories! With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us. What inspired you to get debt free? Who initiated the debt free goal?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JANUARY 3, 2013

To kick off the series and get everyone started on the first step, I created a Christmas Gift & Spending Budget excel spreadsheet that I am offering FREE to readers. Details on how to obtain your FREE copy will be at the bottom of this post. I'm offering the excel spreadsheet FREE to my readers. Thanks for reading.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Family Balance Sheet

JANUARY 9, 2012

Did you resolve to lower your grocery expenses in 2012? Want a Month of FREE Groceries? 25 Pounds of FREE Flour and Why You Should Always Pay Attention at the Checkout. Did you make a goal for 2012 to lower your grocery spending? I started a new weekly series in 2011 called, Kitchen Economics. Stop Wasting Food.

Grocery Spending 159

Grocery Spending Groceries Grocery Menu Planning 159

Family Balance Sheet

JANUARY 17, 2012

It is one of our 2012 Financial Goals and I am starting to research it. Our goal is to get there by Fall 2012 or Spring 2013. I just received our free Disney vacation planning DVD that I ordered off the Disney World website and I can't wait to watch it. But life has changed. So, we're Saving for Disney! We're utterly clueless.

Disney 157

Disney Disney World Financial Goals Vacation 157

Family Balance Sheet

JUNE 19, 2012

According to the Old Farmer's Almanac , summer officially begins Wednesday, June 20, 2012 at 7:09 pm (EST). If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed. It also marks the longest day of the year. How are you going to celebrate Summer Solstice?

Wedding 159

Wedding French's June Fry's 159

Family Balance Sheet

JANUARY 11, 2012

If I want to nail my 2012 goals , then I need a clean space to think, create, and execute. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed. Commenter, KrantCents , wrote "if my desk is messy it affects my thinking." I totally agree.

Cleaning 138

Cleaning Goals Fans 2012 138

Family Balance Sheet

JANUARY 2, 2013

According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. A cash Christmas equals: a stress-free Christmas. On the budget, list all of your purchases for Christmas 2012 gifts and add up the total. Unless it's paid with cash, that is one hefty credit card bill come January.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

OCTOBER 18, 2019

The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. We still have a mortgage, so we’re technically not DEBT-FREE, but we paid off over 6 figures of business debts and student loans since 2012 and have wiped out our NON-mortgage debt.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

SEPTEMBER 6, 2012

But like all good things, summer 2012 has come to an end and luckily, my kids were excited to see it go. I want to make the most of our new schedule and be as efficient as I can during the week, so our weekends are free to relax. My family had an busy summer filled with the beach, the zoo , the pool, and a flurry of other activities.

Kids and Family 159

Kids and Family Zoo Daughter Activism 159

Family Balance Sheet

JANUARY 10, 2012

The third section is for our 2012 Financial Goals. To any interested readers: I will send you a FREE attachment of the Excel spreadsheet for you to create your own Family Balance Sheet. Did you make a 2012 goal to meet regularly with your spouse to discuss finances? Column H = Interest rate or finance charge. Thanks for reading.

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

FEBRUARY 23, 2012

February 22, 2012 was a fabulous day. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed. It was sunny and warm. I got to run outside and the kids rode their bikes. Did I mention that it is February? Let us know in the comments. Thanks for reading.

February 127

February Fans 2012 Kids 127

Family Balance Sheet

NOVEMBER 2, 2022

Before we get to the list, if you haven’t started planning for Christmas, I offer this FREE Christmas Gift & Spending Budget Excel Worksheet to my email subscribers. The series was inspired by my own problem with not having enough cash for Christmas in 2012. Hopefully, that’s your goal too. photo credit: Pixaby.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

JUNE 4, 2012

Central PA, home to the state capitol, Harrisburg, and its surrounding communities offer a variety of activities during the summer that will make your 2012 Staycation exciting, fun, adventurous, but yet inexpensive. Admission: FREE. Date: June 21, 2012 from 10 am to 9 pm. Admission: FREE. Location: downtown Mechanicsburg.

Pennsylvania 157

Pennsylvania Home and Garden Museum Amusement Park 157

Family Balance Sheet

JANUARY 19, 2012

As I planned my goals for 2012, I realized that I made only one goal for myself in 2011. I learned so much that I hope to apply these lessons to my personal and financial goals for 2012. I had so much fun with this race that I've decided to run two half-marathons in 2012: one in the spring and one in the fall. What's Next?

Goals 127

Goals Dairy Queen 2011 2012 127

Family Balance Sheet

MARCH 6, 2012

Women’s Money Week will run from March 5th-11th, 2012 on WomensMoneyWeek.com — coinciding with International Women’s Day. The offer of a free spreadsheet is still available, just head over the the Family Balance Sheet page for more details. If possible, make it a kid-free meeting. This post is part of Women's Money Week 2012.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

OCTOBER 16, 2012

Out of nowhere, September 2012 arrived. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed. I vaguely remember that person. I was nursing a babe, had two kids in diapers, and prayed I didn't smell of breast milk when my husband came home from work.

Kids and Family 174

Kids and Family Lunch Lunches Mom 174

Family Balance Sheet

APRIL 11, 2012

2012 is the year that my husband and I are trying to go more paperless with our personal and business paperwork. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed. How Long Should You Keep Financial Documents. Thanks for reading.

Organic 138

Organic Organization Paperless Office 138

Family Balance Sheet

SEPTEMBER 8, 2011

Graduated from college debt-free These are just a few ideas, but the stories are endless. My goal is to post 1 -2 guest posts a month through the fall and if this is successful, I will continue into spring 2012. Have you erased your debt? If you are not a blogger, you may still submit your story. The guidelines: 1. Thanks for reading.

Debt 138

Debt Personal Finance Finance Debt Free 138

Family Balance Sheet

JUNE 4, 2012

Welcome to the 2012 Summer Grillin' Recipe Exchange. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed. I'm so glad you're here. Enjoy the recipes and link your own recipe below using the inlinkz widget. It was voted 2 thumbs up by my family.

Recipes 164

Recipes Fathers Day Zest Father 164

Family Balance Sheet

SEPTEMBER 23, 2011

The collection of printables -- with new ones added each month -- are available to readers FREE on the Life.Your Way website, but Mandi also offers a convenient download pack for $7. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed.

Work 127

Work Menu Planning Menu Plans Kids and Family 127

Family Balance Sheet

NOVEMBER 6, 2012

Enjoy all of the posts from Turkey Week 2012: How Much Turkey Per Person Will You Need. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed. Print recipe for Roasted Turkey with Herbs and Lemon. How to Safely Thaw a Frozen Turkey. Thanks for reading.

Homemade 127

Homemade Ovens Refrigerators Recipes 127

Family Balance Sheet

MARCH 5, 2012

Women’s Money Week will run from March 5th-11th, 2012 on WomensMoneyWeek.com — coinciding with International Women’s Day. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed. Thanks for reading. become a fan and 'like' FBS on Facebook.

Make More Money 138

Make More Money Money Making March 138

Family Balance Sheet

MARCH 25, 2013

I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. One of our budget problems is eating out at restaurants, so we cut back our restaurant budget to $100 from an average of $250 a month in 2012. Today is the third meeting, but anyone can join at any time.

March 100

March Club Christmas Goals 100

Family Balance Sheet

SEPTEMBER 1, 2011

If this is successful, I will devise a schedule for Spring 2012. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed. I am now accepting links for the September 15 theme, Apple Recipes. Send them to me via email: familybalancesheet @ gmail (dot) com.

2011 164

2011 September November October 164

Family Balance Sheet

NOVEMBER 26, 2014

Before we get to the list, if you haven’t started planning for Christmas, here’s my FREE Christmas Gift & Spending Budget Excel Worksheet to help you get started. The series was inspired by my own problem with not having enough cash at Christmas in 2012. Hopefully, that’s your goal too. I use this spreadsheet.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Family Balance Sheet

APRIL 14, 2013

I''ve owned an iPhone since May 2012, but it''s taken me almost a year to use a running app. It''s a FREE app. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed. I hate to call myself lazy, but I don''t know how else to explain it.

Pace 100

Pace Nike Converse Motivation 100

Family Balance Sheet

APRIL 12, 2013

He has successfully inspired thousands of people to a life free of credit cards and debt. In 2012, we spent almost $8000 on groceries and 12% of that is $960. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed. That caught my attention.

Credit Cards 100

Credit Cards Credit Debt March 100

Family Balance Sheet

MAY 9, 2013

One reason why I ran the Pittsburgh half marathon again this year was because my family had such a wonderful weekend in 2012. Saturday was a free day and we wanted to explore some different attractions that we didn''t get to see last year. Parking is free and the fare is $2.50 And we also had a hankering for a Primanti Bros.

2013 100

2013 Kids and Family Museum Heinz 100

Family Balance Sheet

APRIL 16, 2012

2012 Confident Mom Weekly Household Planner by Susan @ The Confident Mom ($9.00. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed. Real Food, Real Easy by Erin @ The Humbled Homemaker ($9.95). Smart Sweets by Katie @ Kitchen Stewardship ($9.95).

Family 164

Family Kids and Family Sale Amy's 164

Family Balance Sheet

JUNE 4, 2015

When a building in our town went into foreclosure in 2012, we considered the opportunity to own. At my age, my parents had 20 years of kid-free living ahead of them to focus on their own career goals and to save for their retirement. However a few years ago, we found ourselves with too much debt and not enough cash.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

MARCH 15, 2017

There are three major tax savings: the money contributed into the account is tax deductible, it grows tax free, and certain withdrawals are tax free if they are for qualified medical expenses. Enter 2012: We had no idea how we were going to be affected when the Affordable Care Act was passed in 2012.

Health Insurance 100

Health Insurance Insurance Health 2003 100