Family Balance Sheet

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Our Family Finances Update: January 2021

Family Balance Sheet

January 2021 was a month of extremes in my family’s finances. Found Money in January: $1681. I started donating plasma in January!!! A friend referred me and by the end of January, I made $591. I said goodbye to mini-van life in January when we traded in our 2007 Honda Odyssey for a 2018 Toyota Highlander.

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I Achieved at Least One 2012 Goal

Family Balance Sheet

Back in January of this year, I made a bold list of personal goals. In January, I committed to running two half marathons this year. But I had such a good experience that in 2012, I made a goal to run TWO half marathons. In May 2012, I ran my first one for the year, the Pittsburgh Half Marathon. Mission accomplished!

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FREE Christmas Gift & Spending Budget Excel Spreadsheet

Family Balance Sheet

Back in January, I offered my Christmas Gift & Spending Budget excel spreadsheet for FREE. I suggested that you enter all of your actual spending from 2012 (while it was still fresh) to help you plan for your 2013 spending.

Budgeting 164
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10 Ideas to Find Cash for Christmas

Family Balance Sheet

January will be one giant nightmare when the credit card bills start rolling in. The series was inspired by my own problem with not having enough cash for Christmas in 2012. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. Hopefully, that’s your goal too.

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Introducing the 2013 Christmas Savings Club

Family Balance Sheet

According to a recent survey, Americans were planning to spend on average $854 on Christmas gifts in 2012. Unless it's paid with cash, that is one hefty credit card bill come January. a stressful January and beyond. On the budget, list all of your purchases for Christmas 2012 gifts and add up the total.

2013 113
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Christmas Spending Budget for 2013 {FREE Excel Spreadsheet Offer}

Family Balance Sheet

Too many people rely on credit cards to carry them through the holiday spending and January ends up being a very stressful month when those credit card bills start rolling in. On the budget, list all of your Christmas spending from 2012, include gifts, decorations, cards, stamps, parties, etc. Thanks for reading.

Budgeting 100
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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. In January and February, my husband and I were contemplating replacing our 12.5 Finances after the Pandemic: We went through a rough time back in 2012/2013 and we wrote our Debt Freedom Plan as a result of it.

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