Family Balance Sheet

MARCH 15, 2017

We did take advantage of one benefit of a high deductible health plan: a Health Savings Account. A Health Savings Account (HSA) is for individuals who are covered under high-deductible health plans (HDHPs) to save for medical expenses that HDHPs do not cover.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Nicoles Nickels

JULY 3, 2012

Kids Savings Account opening bonus. MONEY account opening bonus. © 2012 Nicoles Nickels LLC. Make sure you take advantage of these great bonuses before they expire tonight! Here’s how it works : Open Electric Orange checking and earn a $152 bonus. Sign up today! All rights reserved.

ING Direct 45

ING Direct Savings Account Sale Advantage 45

Saving Everyday

JUNE 12, 2012

The Buy 5, Save $5 Mega Event is back this week. Save $5 instantly when you purchase 5 participating items. My store alows three deals per transaction, which means I could buy 15 items and save $15 dollars each time I visit. The deals listed below already reflect the $5 savings: Kellogg’s Cereal, Select Varieties $1.99.

Kroger 63

Kroger 2012 Louisville Stouffers 63

Family Balance Sheet

OCTOBER 18, 2019

The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Saving Everyday

FEBRUARY 23, 2012

The following deals are valid Sunday, 2/19/2012 through Saturday, 2/25/2012. instant savings, you will also receive a $2.00 instant savings, you will also receive a $2.00 The final prices below do not reflect the additional catalina savings. 1 Ocean Spray Fruit Flavored Snacks (exp 03/05/2012). Cheetos, 8.5-9.7

Kroger 85

Kroger Ocean Spray Totinos Betty Crocker 85

Saving Everyday

NOVEMBER 13, 2012

Buy 4 General Mills Cereal, Save $3 Instantly. 1 Original Cheerios Cereal SavingStar Cash Back (exp 11/30/2012). 1 Cinnamon Toast Crunch Cereal SavingStar Cash Back (exp 11/30/2012). 1 General Mills Fiber One Cereal 10/07/2012 GM Insert (exp 11/17/2012). $1/2 1 Carefree 10/28/2012 SS Insert (exp 12/31/2012).

Kroger 49

Kroger General Mills Philadelphia Cream Cheese Betty Crocker 49

Saving Everyday

NOVEMBER 28, 2012

1 Original Cheerios Cereal SavingStar Cash Back (exp 11/30/2012). 1 Cinnamon Toast Crunch Cereal SavingStar Cash Back (exp 11/30/2012). 1 General Mills Fiber One Cereal 10/07/2012 GM Insert (exp 11/17/2012). $1/2 1/2 General Mills, Chex Cereals 11/11/2012 SS Insert (exp 12/22/2012). . $1/2 Pay: $6.99.

Duncan Hines 56

Duncan Hines Kroger General Mills Nashville 56

Saving Everyday

OCTOBER 30, 2012

1 Crest Toothpaste or Liquid Gel, 4 oz+, exclude trial/travel 09/30/2012 P&G Insert (exp 10/31/2012). Mega Deal Items – Save $5 wyb 10 Participating Items. 2 Nestle Carnation Evaporated Milk, cans, 12 oz 09/30/2012 RP Insert (exp 12/31/2012). $1/2 Check our Coupon Database for additonal coupons you need ~.

Kroger 45

Kroger Nashville Pillsbury 2012 45

Couponing 101

NOVEMBER 23, 2012

Just open an Electric Orange account November 23rd – 25th and make a total of 10 purchases using your Electric Orange Card within 45 days. Your $125 bonus will be automatically deposited into your account on day 50! $10 10 Kids Savings Account Opening Bonus. No minimum deposit required!

ING Direct 99

ING Direct Kids Nov November 99

Saving Everyday

FEBRUARY 7, 2012

1/1 BIC Stationery Product 01/08/2012 SS Insert (exp 02/15/2012). 1/1 BIC Stationery Product 01/08/2012 SS Insert (exp 02/15/2012). 1 Land O’ Lakes Fresh Buttery Taste Spread Product 01/08/2012 SS Insert (exp 03/31/2012). Savings go into a savings account that can be cashed out when you reach $5.00.

Meijer 49

Meijer Land o lakes Wish Bone Ocean Spray 49

Saving Everyday

APRIL 24, 2012

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Having the ”vacation savings account” is like a back-up plan so we don’t feel strapped while we’re there. If I don’t use them for a trip, I save the for Christmas).

March 86

March Disney Friends And Family Sale Vacation 86

Family Balance Sheet

JUNE 4, 2015

When a building in our town went into foreclosure in 2012, we considered the opportunity to own. We crunched the numbers, spoke with our accountant, and after much deliberation and negotiation, we bought the building that summer. However a few years ago, we found ourselves with too much debt and not enough cash.

Goals 100

Goals Debt Renovation Daughter 100

Saving Everyday

APRIL 12, 2013

If I don’t use them for a trip, I save them for Christmas. 52-Week Money Saving Challenge = $55.00. It’s a quick and easy way to save a minimum of $1378 this year! Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Plink = $10.00.

Disney 69

Disney March Gift Cards Ebates 69

Saving Everyday

OCTOBER 22, 2012

1/1 Speed Stick or Lady Speed Stick 10/21/2012 SS Insert (exp 11/10/2012). On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Savingstar coupons can be used in addition to paper coupons and go into a savings account. Colgate Toothpaste 4.2-4.6 oz – $1.00.

Kroger 45

Kroger Nashville Ocean Spray Heinz 45

Saving Everyday

MAY 11, 2013

52-Week Money Saving Challenge = $80.00. It’s a quick and easy way to save a minimum of $1378 this year! Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. And even better, you can use these in addition to manufacturer coupons. Change = $37.30.

Disney 40

Disney April Gift Cards Re-use 40

Saving Everyday

MARCH 27, 2012

1 Heluva Good Dip 01/22/2012 SS Insert ( exp 03/31/2012). 1 Heluva Good Dip 01/22/2012 SS Insert (exp 03/31/2012). Savings go into a savings account that can be cashed out when you reach $5.00. Buffalo Wing Dip printable. 1 Heluva Good Product. Scenario: Buy 3 – Heluva Good! Use 1 - $0.75/1

Meijer 59

Meijer Land o lakes Raisin Bran Dannon 59

Saving Everyday

JULY 13, 2012

This is the first year I started a Disney/vacation savings account of $25 a week. Here we go… Disney Trip 2012 – Total Savings Goal = $2555.35. It saves us a ton of money both while we travel and at Disney. Seeing it any time you login to your account would be a constant reminder. and get $0.75

Disney 83

Disney Hotel Goals Money 83

Prairie Eco-Thrifter

APRIL 6, 2012

Welcome to the April 6, 2012 Edition #231 of the Carnival of Financial Planning. ” Jen presents 6 Free Financial Resources & Tools to Improve Your Finances posted at Master the Art of Saving , saying, “If youre interested in monitoring or improving your finances, then you probably dont want to be spending money to do it.

Money 133

Money Finance Personal Finance Real Estate 133

Saving Cents With Sense

OCTOBER 30, 2012

Did you know that the median family income in 2012 for families headed by a bachelor’s degree holder or more was $99, 716 ( per AZ529.gov For those of us with children in Arizona, there is good news because the AZ Family College Savings Program (529 Plan) makes it easy for us to start saving for our children’s future higher education.

College 53

College Arizona Finds Education 53

Saving Everyday

JUNE 6, 2012

. $1/1 All Mighty Pacs or Liquid Laundry Detergent 04/01/2012 RP Insert (exp 06/02/2012). 1 Snuggle Fabric Softener Liquid or Dryer Sheets (exp 06/02/2012). 1 Snuggle liquid fabric softener or dryer sheets 04/29/2012 RP Insert (exp 06/10/2012). 1 Pepperidge Farm Cookies 05/06/2012 SS Insert (exp 07/15/2012). $1/2

Kroger 66

Kroger Pepperidge Farm Louisville Horizon Organic 66

Saving Everyday

JULY 10, 2012

Another “Mega Event” starts this week and run through July 7, 2012. 1/1 Tony’s Original Crust Pizza (Savings Club Coupon). 2 V8 V-Fusion Juice Varities, 46 oz 06/24/2012 SS Insert (exp 08/05/2012). 2 V8 100% Vegetable Juice, 46 oz+ 06/03/2012 SS Insert (exp 07/15/2012). so this is the math I use.

Kroger 55

Kroger 2012 Yoplait Louisville 55

Saving Everyday

MAY 31, 2012

1/1 Cascadian Farm Cereal (exp 06/02/2012) (zip 11040 -> foods). 1/6 Clif Bar Energy Bars(exp 06/05/2012). 1/2 Kraft Dressings or Kraft Sizzling Salads Dinner Kits 05/20/2012 SS Insert (exp 06/17/2012). 1/2 Ball Park Hotdogs Kroger eCoupon (exp 06/30/2012) . $1/2 8 Yoplait Yogurt Cups (exp 06/05/2012).

Kroger 85

Kroger Pepperidge Farm Louisville Horizon Organic 85

Saving Everyday

JULY 16, 2012

Another “Mega Event” starts this week and run through July 7, 2012. 1/1 Tony’s Original Crust Pizza (Savings Club Coupon). 2 V8 V-Fusion Juice Varities, 46 oz 06/24/2012 SS Insert (exp 08/05/2012). 1 V8 V-Fusion + Tea Juice Varities, 46 oz 06/24/2012 SS Insert (exp 08/05/2012). $1/2 off per item) ~.

Kroger 63

Kroger Pepperidge Farm 2012 Louisville 63

Saving Everyday

JUNE 26, 2012

The “Daytona 500 Mega Event” starts this week and run through July 7, 2012. 1/2 Oscar Mayer Selects Hot Dogs or Bacon 05/06/2012) SS Insert (exp 06/30/2012) If included. 1/2 Nabisco Cookies or Crackers, Except Single Serve (exp 07/02/2012) . 1 Ritz Crackerfuls Filled Crackers Kroger eCoupon (exp 07/27/2012). $1/2

Kroger 51

Kroger General Mills Banana Boat 2012 51

Saving Everyday

JANUARY 22, 2012

The following deals are valid Sunday, 1/22/2010 through Saturday, 1/28/2012. Save $5 instantly at checkout when you buy 10 participating items, mix or match, which is a discount of $0.50 68 All You Magazine, Feb 2012 (exp 02/20/2012). $1/2 1/5 Lean Cuisine Varieties 01/01/2012 SS Insert (exp 03/31/2012).

2010 45

2010 Kroger Uncle Bens Healthy Choice 45

Family Balance Sheet

FEBRUARY 25, 2013

On the 25th of every month from January to November in 2012, I'm holding a viral meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Also let us know how you saved the money.

February 100

February Club Christmas Goals 100