Family Balance Sheet

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3 Smart Steps to Pay Cash for Christmas

Family Balance Sheet

Christmas is coming! That merry time of year that is filled with faith, family, food, and a little bit of shopping. Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads.

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How We Frugal-ed in August 2022

Family Balance Sheet

Another month of 2022 is in the books and another month of frugal-ing. My found money in August was made up of a lot of little amounts and unfortunately, was not as high as in previous months. For starters, I didn’t donate plasma this month and that is usually my biggest source of extra cash. Lately, the line has been really long to get in and I wasn’t in the mood to stand in it.

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My #1 Tool that Saves Me Hundreds on Groceries

Family Balance Sheet

This post was originally published in 2015. I still use this simple tool for meal planning! Meal planning is the #1 way I save money on groceries. I can NOT stress that enough and I write about it all of the time. So I’ll repeat it. “MEAL PLANNING IS THE #1 WAY I SAVE MONEY ON GROCERIES.” And there is one tool that makes meal planning very easy.

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Egg & Sausage Burritos (Freezer Recipe) | Breakfast on the Go

Family Balance Sheet

This post was originally published in 2013. Be sure to check the comments for loads of tips and ideas for these egg & sausage burritos. In an effort to alleviate the morning rush, I make a big pan of these breakfast burritos for our freezer. And after nine years, this Egg & Sausage Burritos post continues to be my most popular recipe, and my family continues to request that I make them.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Emergencies happen when you least expect them. My husband sent me a short text a few years ago, “truck $700.” My stomach sank. He took the truck to our mechanic because a dashboard light came on. We were hoping for an easy (and inexpensive) fix, and we were certainly not expecting this news. But the truth is, we have the money. Our emergency fund has saved us countless times and it will save us once again with the truck.

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My Honest Review: I donated plasma to earn money!

Family Balance Sheet

I donated my plasma to earn extra money–here’s my honest review. On New Year’s Eve, I was loafing around and surfing Facebook when I caught a post from a good friend who shared that she had just made over $600 in one month by donating plasma. The money was going into her summer vacation fund. $600? Summer vacation money? I immediately texted her to get more details.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

Need a quick snapshot of your finances? Let me show you how to create a Family Balance Sheet. I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. If it’s updated regularly, you will always know how much you OWE and how much you OWN. You’ll know how much is in your checking and savings accounts and your retirement accounts.

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