Remove Advantage Remove Examples Remove Information Remove Insurance
article thumbnail

How Much House Can I Afford? Affordability Calculator

Savings Corner

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. In the above example, that would allow a mortgage payment of $1,260 to achieve a 28% DTI.

article thumbnail

3 Different Ways to Plan for Your Family’s Future

Prairie Eco-Thrifter

An annuity is an agreement that you enter with an insurance company to provide you with a steady income stream that offers financial protection. You can choose from several options when you set up your plan with your insurer. You can contribute with a single premium or take advantage of flexible premiums if time is on your side.

Insurance 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Carnival of Financial Planning – Money Management Edition #231

Prairie Eco-Thrifter

History repeats and informs in market technologies. It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information. Insurance and Risk. There are so many complex and obscure parts it’s hard to discern what’s going on. ” Financial Planning.

Money 133
article thumbnail

23 Passive Income Ideas To Help You Make Money In 2023

Savings Corner

Alternatively, you might consider a “freemium model” – building up a following with free content and then charging for more detailed information or for those who want to know more. For example, language teachers and stock-picking advice may use this model. Analyze historical data on the prospective borrowers to make informed picks.

Money 52
article thumbnail

50 Best Small-Business Ideas – NerdWallet

Savings Corner

If so, use this knowledge to your advantage and consider starting an IT consulting business. Just like some of these other B2B examples, small businesses often hire outside PR agencies to assist with their public image and presence — including business marketing, events, press releases, outreach and more. Want to start a business?

article thumbnail

Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

Life Insurance: 10 myths – Life insurance is one of the most misunderstood financial products that the average citizen encounter. This post discusses the top 10 myths about life insurance. – Not only is it possible to retire on real estate, there are many benefits that you need to take advantage of.

article thumbnail

Best Credit Cards – December 2023

Savings Corner

When it comes time to pay for something, you use your card at the cash register by running it through a card reader (or, if you’re online, you enter your card information on the checkout page). If you want rewards, for example, you’ll probably have to accept a higher interest rate. The purchase is authorized. Bonus rewards.