Prairie Eco-Thrifter

AUGUST 18, 2011

The most essential priority after buying a new vehicle is to get it covered by insurance. Though it is not very difficult now to get an estimate for the car insurance, you may need help understanding the terms and benefits that one is likely to get out of the insurance. I have shared them below. I have shared them below.

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Insurance Saving Money Cars Car 179

Prairie Eco-Thrifter

JULY 31, 2011

Many auto insurance policyholders pay far more than they ought to for their insurance coverage. There are plenty of ways drivers can work to save money on their premiums and reduce the cost of being insured. As your family situation changes and your car gets older, it is quite likely that change may be in order.

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Insurance Cars Car Money 198

Family Balance Sheet

MARCH 15, 2017

Health insurance is a touchy subject. Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances. Let’s start at the beginning: Health insurance wasn’t always so stressful for me and my husband and to begin our story I need to go back a few years.

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Health Insurance Insurance Health 2003 100

Prairie Eco-Thrifter

MARCH 12, 2014

Check your benefits package – you may even have access to these: Massage Therapy. This works really well for people who may have unusual medical needs. Life Insurance. Another huge benefit of working for my employer is life insurance. Another huge benefit of working for my employer is life insurance.

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Life Insurance May Insurance Therapy 169

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity , this post may contain references to products from our partners.

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Insurance Life Insurance Cars Car 52

Prairie Eco-Thrifter

JUNE 4, 2012

But one day, I may not be around to provide for my son’s future. That got me started thinking about life insurance. Life Insurance as a Guarantee If something were to happen to me, I need to ensure that my child will be taken care of. Planning is Everything Investing in life insurance doesn’t have to tax your monthly income.

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Life Insurance Insurance Debt Money 187

Prairie Eco-Thrifter

MARCH 6, 2014

As much as I’d love to trust my local business owner not to grossly overcharge me or take advantage of my ignorance, experience has taught me otherwise. One week I may consult the doctor for five minutes and be charged $100, and the next time I’m in with the same doctor for the same amount of time, I’m charged $150.

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Price Insurance Bills New York City 206

Savings Corner

DECEMBER 24, 2023

Insurance – How can you get the right coverage at the right time? That may involve going back to the basics of budgeting so that you’re living below your means or refinancing your debt so that you can work toward paying off your debt. Retirement – How much do you need to save from each paycheck to retire comfortably?

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Goals Debt Taxes Insurance 52

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Coverage 4.0

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Prairie Eco-Thrifter

JUNE 18, 2021

Many traditional bank lenders may only lend starting from a certain amount, such as with a personal loan, so if you only needed a small loan for your short term issue, you’d be taken on more than you need. Take Advantage of Discounts. You may have purchased many useful items over the years, but do you still use them?

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Frugal Lives Frugal Living Saving Money Money 100

Savings Corner

DECEMBER 25, 2023

While your household income and regular monthly debts may be relatively stable, unexpected expenses and unplanned spending can impact your savings. Depending on your credit score , you may be qualified at a higher ratio, but generally, housing expenses shouldn’t exceed 28% of your monthly income. Debt and expenses. Credit profile.

Calculators 52

Calculators Debt Insurance Taxes 52

Prairie Eco-Thrifter

MAY 10, 2012

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. Mike presents May Blog Evolution Report… + Income Stats! posted at The Financial Blogger , saying, “The online income for May. ” Green Panda presents 2 Great Reasons Why Young People Need Life Insurance Too! And, do you need it?

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

MARCH 14, 2013

A good part of our monthly income is spent on grocery shopping, and the budget may even go higher depending on whether it’s a holiday or a birthday where you need to feed more people. Take advantage of them. Reduce Your Insurance Premiums. Insurance is costly. You just need to put them in practice. Do the same for books.

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Saving Money Money Bills Insurance 222

Prairie Eco-Thrifter

JUNE 30, 2021

Many traditional bank lenders may only lend starting from a certain amount, such as with a personal loan, so if you only needed a small loan for your short term issue, you’d be taken on more than you need. Take Advantage of Discounts. You may have purchased many useful items over the years, but do you still use them?

Frugal Lives 100

Frugal Lives Frugal Living Saving Money Frugal 100

Prairie Eco-Thrifter

FEBRUARY 22, 2011

Guest Author Bio: Kalen Smith writes about health insurance and related topics for [link]. Don’t feel guilty taking advantage of free trials. Gym memberships are more negotiable than you may think, particularly with reasonable managers. Take advantage of health insurance discounts. Experiment with free trials.

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Saving Money Money Health Insurance Insurance 124

Prairie Eco-Thrifter

AUGUST 30, 2011

Guest Post Author Bio: The following is a guest post from Brian at Home Insurance Comparison, an Australian personal finance blog created to help readers figure out how to properly compare home insurance options. The causes that may be supported can widely vary as you might expect. Is it something that you are going to try?

Insurance 177

Insurance Personal Finance Finance Wellness 177

Prairie Eco-Thrifter

JULY 8, 2013

This is at a time when I was struggling with paying my tuition, my rent, groceries, gas, and insurance, and was in a lot of credit card debt , so every penny counted back then and that $20 leaving my wallet felt like a lot more. At a really low point in my financial life, I lent a friend $20 because she forgot her wallet.

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Money Credit Cards Credit Advantage 264

Prairie Eco-Thrifter

MARCH 16, 2011

PMI stands for private mortgage insurance. Private mortgage insurance is an extra mortgage insurance that lenders require from most homebuyers who obtain loans that are worth more than 80 percent of their new home’s value. Your state or province may be overbilling you for the cost of your personal property.

Saving Money 124

Saving Money Money Insurance Property Taxes 124

Coupons Do Work

SEPTEMBER 15, 2016

The second one is to take advantage of the technology fee that you are most likely already paying. Health Insurance. Even if you are attending school and financially independent from your parents, as long as you are younger than 26 years old , you can be kept on your parent’s health insurance policy. If you are a U.S.

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Student College Freebies Insurance 100

Family Balance Sheet

JULY 10, 2023

This update includes how we frugal-ed in April, May, and June. You may have heard that interest rates on some savings accounts have gone up, so I pulled my head out of the sand and transferred the cash portion of our college savings to two separate savings vehicles: a 15-month CD and a high-yield savings account.

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Frugal June Flights CD 100

Savings Corner

DECEMBER 24, 2023

If you can qualify for lower rates and opt for a shorter — or equivalent — term, you may reduce your monthly payment and the total amount of interest you pay. Lenders may require you to meet specific requirements to refinance , including: A history of on-time payments. Your credit score improved. You want to lower your payment.

Calculators 40

Calculators Refinancing Cars Car 40

For the Mommas

SEPTEMBER 21, 2016

Depending on when this happens, you may get only a portion of your tuition payment and associated fees returned. Now there is a way to protect your child’s college fund in the same way you protect your home, with Allianz Tuition Insurance. 81% of parents were not aware that tuition insurance exists. **. Prices start at $29.95

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College College Tuition Insurance Student 40

Savings Corner

DECEMBER 24, 2023

You may want to settle down by the beach or in the mountains. With all these possibilities in front of you, you may not know where to start. Massachusetts Why Iowa is the best state to retire You may be wondering: Why Iowa? Homeowners insurance in Iowa is also below the national average. Delaware 49. New York 3.

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Iowa West Virginia Healthcare Delaware 52

Prairie Eco-Thrifter

NOVEMBER 12, 2012

The expenses of gas, insurance, and repairs amount to a significant amount of money that doesn’t need to be spent. The advantages of bicycle commuting are endless for those who make it work. It may seem innocent enough, but imagine how much this spending habit adds up in the long run. Commute By Bike.

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College Saving Money Money Student 203

Savings Corner

APRIL 4, 2024

The application process may vary depending on the lender and type of loan, and the funding time can range from a few days to 90 days or more. Alternatives like online lenders may lower their qualifications, helping startups and business owners with subprime credit get a business loan.

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Bank Banking Credit Finance 40

Prairie Eco-Thrifter

OCTOBER 26, 2011

Offers like “Buy One, Get One Free” or “3 for 2” may look good on paper but before you load up your trolley, give yourself a reality check. For non-perishables like toothpaste, toilet paper and canned/tinned goods, there’s no harm in taking advantage of these kind of offers. How to Save Money on Car Insurance.

Saving Money 180

Saving Money Money Saving Shopping 180

Saving Cents With Sense

JUNE 19, 2013

Consumers who already have an FHA loan can take advantage of their streamlined process while those with mortgages that aren’t currently backed by the FHA may have to take a longer path toward a refinance. If you’ve stopped going to the gym, it may be time to cancel your monthly membership. Reduce Your Energy Used.

Budgeting 85

Budgeting Budget Las Vegas Bills 85

Savings Corner

APRIL 4, 2024

You can take advantage of tax deductions: If you use the funds for home improvements, you could take advantage of the interest deduction. The balance doesn’t have to be repaid as long as the borrower lives in and maintains the home and pays their property taxes and homeowners insurance. This can be a boon for your credit score.

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Refinancing Work Debt Home Improvement 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

It may even motivate you! It may be an inconvenience at first, but it will pay off in the long run. You are going to need gas, car insurance, and money for car maintenance and repair costs. I know this is sometimes easier said than done, but I don’t want you to be disappointed when your expectations are set too high.

Cars 52

Cars Car Bank Banking 52

Saving Cents With Sense

FEBRUARY 28, 2014

Your parents, especially if they are baby boomers, grew up in a vibrant economy that afforded them many advantages. You might have to share your house with your roommates but, depending on your location, it may be better than being stuck in a studio apartment on your own. Don’t Compare Your Living Situation to Your Parents.

Parenting 81

Parenting Economy Student Cars 81

Saving Cents With Sense

MAY 13, 2013

You may have seen all of the headlines about cruise ships lately, but the truth is, cruise ships are still a fun and economical way to enjoy a luxury vacation! Opt for insurance. Insurance of some sort is needed for a vacation such as this. It may seem easier, but avoid having the cruise line book for you.

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Vacation Cruises Cruise Insurance 56

Coupons Do Work

AUGUST 29, 2016

Books-A-Million : Educators teaching students from Pre-K to the 12th grade can take advantage of a 20% discount program with Books-A-Million. You’ll need to visit during Teacher Appreciation Week in May and show your teacher ID. Hit Sherwin Williams and ask for a discount-you may get up to 50% off each gallon.

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Discount Giving Storing Education 124

Prairie Eco-Thrifter

JANUARY 1, 2013

On their own, they may not seem too major but if you are guilty of more than one, you are seriously affecting your financial security. We don’t intentionally make mistakes but sometimes we cannot see any way out of our current position. That was me, at any rate. Lack of An Emergency Fund .

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Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

AUGUST 25, 2011

You will not be in the queue to move up in your chosen career field and you may be called in to the office for that dreaded ‘performance’ conversation. You do need to get your name out there in the company to learn about and take advantage of opportunities around the company. Yes, networking is important.

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Work Office Converse At&T 177

Prairie Eco-Thrifter

OCTOBER 19, 2011

Today it is usually a computer generated voice trying to cause anxiety in us about our insurance or our credit or something equally unpleasant. My Grandparents may have thought a phone was intrusive and unnecessary, but we grew up with one. I can see advantages – if my car breaks down I could use it to call for help.

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Phones At&T Telephones Lighting 179

Prairie Eco-Thrifter

MARCH 8, 2012

With that said, here are my 3 favorite benefits you need to be taking advantage of: 401(k). Think about all the medical expenses you may have over the next year. Readers: Aside from health insurance, what benefits to you take advantage of? Readers: Aside from health insurance, what benefits to you take advantage of?

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Advantage Health Insurance Work Giving 188

Saving Everyday

OCTOBER 3, 2023

Gas, food, coffee, accommodations, entertainment, and parking add up quickly, not to mention unforeseen expenses like things you may have forgotten from home. Take advantage of happy hours, where you can save with daily food and drink specials. Never get insurance through the rental car company if you rent a car.

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Saving Money Money Travel Hotel 52