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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Our Story: April is always a very expensive month for us. Typically in April, I write checks that total in the mid-four figures with everything combined. auto insurance – due yearly.

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How We Frugal-ed in June 2023

Family Balance Sheet

This update includes how we frugal-ed in April, May, and June. Since April, he made over $800 by selling 3 old bikes, unused furniture, a college fridge, a camping grill, a TV, and other misc stuff. In total, we have made $250 in interest since April. The money hit our account in April. Ask and ye shall receive!

Frugal 100
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Compare Current VA Loan Rates

Savings Corner

Select members of other organizations may also be eligible, such as Public Health Service Officers or Officers of the National Oceanic & Atmospheric Administration. For purchase loans with a zero-down payment, the VA funding fee is 2.15% of the loan amount if this is your first VA loan and you close the loan on or after April 7, 2023.

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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

April is always a very expensive month for us. Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. My list includes: home owners insurance – due yearly. Don’t let that deter you.

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Christmas Savings Club | November 2019

Family Balance Sheet

In April, we received a small tax refund and I put $100 of our refund into our Christmas Savings account. In May, I made money from a yard sale and put $50 towards our Christmas savings. I also earned $20 from Ibotta and $7 from Ebates, and found $23 within our May budget. It was a pretty easy month to find the cash.

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Christmas Savings Club | October 2019

Family Balance Sheet

In April, we received a small tax refund and I put $100 of our refund into our Christmas Savings account. In May, I made money from a yard sale and put $50 towards our Christmas savings. I also earned $20 from Ibotta and $7 from Ebates, and found $23 within our May budget. It was a pretty easy month to find the cash.

2019 100
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Marnie's Coupon-a-ram-a: Do a Budget Check Up

Marnies Coupon-a-rama

Can you save on insurance costs? This year, we found a company that offered us a drastically reduced bill on our various insurance coverages if we did them all thru them. April 6 - April 13 (31). March 30 - April 6 (43). May 26 - June 2 (29). May 19 - May 26 (23). May 12 - May 19 (31).