article thumbnail

Intentional Spending – Being Ready For An Emergency

For the Mommas

As a part of my Back to Basics series , I am writing a post on how to start an emergency fund. Amy’s emergency fund saved her — when her heater went out on New Years Eve. Without an emergency fund, this could have been an major financial blow. Don't miss the newest deals.

article thumbnail

Do You Have A Plan for Replacing Your Appliances?

Family Balance Sheet

I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. A warranty saved us a lot of money when our fairly new hot water heater unexpectedly broke last fall. I didn't and I found this article helpful, How to Avoid Refrigerator Repairs. We certainly don't want to go into debt either.