Savings Corner

DECEMBER 25, 2023

If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place? There are also ways to use rent, phone and utility payments to build credit.

Building 52

Building Credit Credit Cards Taxes 52

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. If you’d like information on donating plasma, read my review of donating plasma HERE. . Credit Card Cash Back Redemptions in July: $196. I only use cards that offer some type of cashback offer.

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

APRIL 2, 2021

Yep, I found a $20 bill while running on the beach! If you’d like information on donating plasma, read my review of donating plasma HERE. Credit Card Cash Back: $175. I redeemed $175 for gift cards from our business credit card’s cashback program. Finding extra money is a game for me.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

DECEMBER 29, 2020

For more information about the spreadsheets and details on how to order, visit: Family Budget Spreadsheets. Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail.

Budgeting 130

Budgeting Budget Family Property Taxes 130

For the Mommas

JANUARY 20, 2016

Credit Card Rules You Should Live By. Ah, the credit card. That magical card of freedom. You may have gotten your first card in college, before you had any salary at all but just in time for that upcoming spring break trip: clothes, gas money, hotel…and then, one month later… BOOM! Just say no.

Credit Cards 40

Credit Cards Credit Debt Equal 40

Prairie Eco-Thrifter

JANUARY 28, 2014

Millions of customers had their data stolen, including credit and debit information. My credit card information was vulnerable during the PlayStation Network breach of a few years ago. Use Credit Cards. I use credit cards a lot more now. Divide Your Credit Card Use.

Credit Cards 193

Credit Cards Bank Banking Identity Theft 193

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We cut up our credit cards and never used them again.

Debt 100

Debt Credit Cards Debt Free Credit 100

Penny Pinchin' Mom

MARCH 11, 2024

Entries such as your mortgage, gas, electricity bill, and so on are essential. So I would suggest using this method until you have your spending habits under control, and then you can go back to the credit cards. This is when I’ve made all the mandatory payments, such as my mortgage and utility bills.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

MARCH 5, 2021

Yep, I found a $20 bill on a morning run at the beach! I had an unexpected surprise hit my credit card in February. If you’d like information on donating plasma, read my review of donating plasma HERE. Finding extra money has become a game for me. My total of found money in February: $3433.68. Rakuten: $233.93.

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February Money Airline Flights 257

Family Balance Sheet

MARCH 9, 2018

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Coupons Do Work

FEBRUARY 8, 2017

Use SmartScan to input your receipt information. Manage bills. Send receipts and business cards in prepaid envelopes for entry. Invoicing and online bill payment. Credit card processing integration with Stripe. Accept credit/debit card payments. Record bills, purchases, and expenses.

Taxes 100

Taxes Used Home Bills 100

Prairie Eco-Thrifter

DECEMBER 8, 2014

At the time, I didn’t have credit cards so it was a valid concern. As an adult, I use both cash and credit as well as checks. There is no chance for your personal information to be stolen. Occasionally merchants will discount the price because they don’t have to pay the credit card fees on your purchase.

Used 180

Used Credit Cards Gasoline Consumer 180

Family Balance Sheet

AUGUST 17, 2011

Bills - Utility bills can be tossed the following month when you receive your next statement and it shows that the bill was paid, unless you need the bill for tax deduction purposes, then refer to Taxes below. Permanent home improvement bills should also be kept while you still own your home.

Home Improvement 153

Home Improvement Taxes Credit Cards Bills 153

Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Pros Lower interest rates: Personal loans typically have lower interest rates compared to credit cards, especially if you have a high credit score.

Debt 52

Debt Credit Cards Credit College Tuition 52

Penny Pinchin' Mom

MARCH 11, 2024

Being credit-worthy is almost as important as being frugal. There are just some investment projects that you simply can’t finance with your savings or credit cards. To get one at good rates, you need a good credit score. That’s where credit rating bureaus like Credit Karma come into play.

Credit 52

Credit Identity Theft Monitors Finance 52

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. Plus, it offers a cash sign-up bonus.

Credit Cards 52

Credit Cards Credit December Airline 52

Saving Everyday

JULY 9, 2014

You will never be billed and you don’t have to provide any credit card information! If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. Deals Freebies Magazine & Book Deals baby free magazines'

Magazines 55

Magazines Baby Credit Cards Donation 55

Saving Everyday

OCTOBER 1, 2011

You will never be billed and you don’t have to provide any credit card information! If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. Go HERE to get yours! This has been added to the Freebie Page.

Donation 104

Donation Baby Magazines Credit Cards 104

Saving Everyday

OCTOBER 6, 2014

You will never be billed and you don’t have to provide any credit card information! If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. Baby Deals Deals Freebies Magazine & Book Deals baby free magazines'

Baby 55

Baby Magazines Credit Cards Donation 55

Saving Everyday

OCTOBER 14, 2011

You will never be billed and you don’t have to provide any credit card information! If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. Go HERE to get yours! The FREE “Baby Talk” Magazine is also still available!

Donation 102

Donation Baby Magazines Credit Cards 102

Savings Corner

DECEMBER 25, 2023

If you have no income and no credit or bad credit, you’ll need a co-signer to get a private student loan. Without bills in your name, such as a credit card, car loan or utility, it’s hard to demonstrate that you can pay bills on time. Will I need a co-signer for a private student loan?

Student 52

Student College Credit Debt 52

Saving Everyday

SEPTEMBER 9, 2011

You will never be billed and you don’t have to provide any credit card information! If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. Go HERE to get yours! This has been added to the Freebie Page.

Donation 81

Donation Baby Magazines Credit Cards 81

For the Mommas

DECEMBER 4, 2013

As many of us are shopping this holiday season, we will pull out our credit card over and over again to make the purchase. I tend to use only my credit card instead of debit card when shopping online, and use it a lot. It is very easy to do, but often times I forget to keep tabs on my credit card.

Credit 69

Credit Monitors Identity Theft Holiday 69

Savings Corner

DECEMBER 25, 2023

Monthly obligations you may have, such as credit cards, car payments, student loans, groceries, utilities, insurance, etc. Credit profile. Your credit score and the amount of debt you owe influence a lender’s view of you as a borrower. Your history of paying bills on time. Debt and expenses.

Calculators 52

Calculators Debt Insurance Taxes 52

Saving Everyday

JANUARY 30, 2015

You will never be billed, and you don’t have to provide any credit card information! Hurry over and request a FREE 1-Year Subscription to Star Magazine ! There are no strings attached!

Magazines 40

Magazines Credit Cards Bills Computers 40

Saving Everyday

JANUARY 7, 2015

You will never be billed, and you don’t have to provide any credit card information! It regularly features information about beauty, food, fashion, home, age specific child development, health, pregnancy, marriage, finance, child care, education and discipline.

Parenting 40

Parenting Magazines Health and Beauty Credit Cards 40

Saving Everyday

DECEMBER 28, 2011

You will never be billed and you don’t have to provide any credit card information! If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. Go HERE to get yours! This has been added to the Freebie Page.

Donation 55

Donation Baby Magazines Credit Cards 55

Saving Everyday

NOVEMBER 3, 2023

Vehicle Maintenance Tools Use a Credit Card with Cash Back This is a no-brainer. If you have a credit card that offers any cash back, that’s what you should be using every time you make a gas purchase , or any purchase for that matter. Don’t just keep racking up a balance on your credit card.

Saving Money 52

Saving Money Gas Money Fuel 52

Saving Everyday

DECEMBER 26, 2011

You will never be billed and you don’t have to provide any credit card information! If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. Go HERE to get yours! The FREE “Baby Talk” Magazine is also still available!

Baby 51

Baby Magazines Credit Cards Donation 51

Family Balance Sheet

MARCH 25, 2011

Either pay bills immediately or put them in a To-Be-Paid file. If you are getting too many credit card offers, look inside and you should find a phone number to have your name removed from their data base. I don't get any credit card offers anymore. Deal with mail immediately. Contain your paper.

Office 147

Office Home Identity Theft Credit Cards 147

Savings Corner

FEBRUARY 23, 2024

Unlimited products: Shopify’s pricing starts at $29 per month when billed annually ($39 when paying month to month) plus credit card transaction fees. Instead, you can choose the best credit card processing company for your business and Wix won’t charge any additional fees. Shipping, fulfillment and returns.

Building 52

Building Credit Cards Tools Software 52

Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. That may be a shock if you’re used to making minimum payments on a credit card.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Nicoles Nickels

DECEMBER 20, 2011

The included credit card and play money will help you get started. When you’re tired of play money, use the cash drawer to store real bills and coins! There is a scanner for credit cards and the cash register can talk in 3 languages! For information on how to enter Rafflecopter Giveaways check out this post.

Backyard 110

Backyard Giveaway Scanners Microphones 110

Family Balance Sheet

APRIL 1, 2011

It is recommended to obtain reports from all three because they each might have different information about you. The post reviews what is recommended for bank statements, bills, credit card statements, household records, legal documents, pay stubs, receipts and taxes. Organize your financial paperwork.

Finance 127

Finance Financial Goals Goals Credit 127

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From. Your Score.

Credit Cards 234

Credit Cards Credit Building Rent 234

Nicoles Nickels

FEBRUARY 29, 2012

Our low prices and great styles on apparel, shoes, handbags, and accessories show that you don’t need to shell out the big bucks or cry over your monthly credit card bills to look in-style and chic. For information on how to enter Rafflecopter Giveaways check out this post. a Rafflecopter giveaway.

Discount 111

Discount Shoes Giveaway Women 111

Saving Cents With Sense

FEBRUARY 20, 2016

Leave the Card at Home. It’s so easy to swipe a credit card and tell ourselves that we’ll worry about it later. Instead of falling prey to that shiny card leave it at home and save yourself the temptation. Sift through your usual online shopping outlets and take your card information out. Your Utility Bill.

Conserving Energy 40

Conserving Energy Money Bills Credit Cards 40