Family Balance Sheet

JUNE 24, 2021

Not sure how to budget for your once-a-year bills? But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance.

Bills 130

Bills Budgeting Budget Emergency Fund 130

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Family Balance Sheet

APRIL 11, 2020

The PA governor has shut down all non-essential businesses indefinitely and we’ve now been ordered to stay at home unless traveling to essential jobs, needed supplies, or outdoor exercise as long as we practice social distancing. Budget items we are temporarily stopping for now: EVERYTHING ELSE! Are you working from home?

Budgeting 246

Budgeting Budget Family Debt 246

Shereen Travels Cheap

MARCH 27, 2024

Most of us travel on a budget, because we have to. When you don't have a big budget, you learn to be creative, but you find there are small things you can do that can really add up, too. Watch concerts/theater at home - Yes, going to concerts and live theater is fun, but they can easily add up quickly.

Money 238

Money Travel Saving Money Saving 238

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. Home equity loans drawbacks include putting your home at risk of foreclosure and their lengthy application process.

Home 52

Home Debt Credit Cards Credit 52

Koupon Karen

NOVEMBER 30, 2023

But with careful planning and budgeting, you can still provide your little one with everything they need while saving for their future. But with a little planning and some savvy budgeting tricks, you can ensure you’re financially ready to welcome your bundle of joy. Stick to your budget and only buy what you truly need.

Budgeting 52

Budgeting Budget Baby Friends And Family Sale 52

Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. Home equity loan: What is it?

Home 52

Home Work Debt Credit 52

Motherhood Moments

FEBRUARY 22, 2023

Research conducted by online fitness resource Total Shape found the best ways to keep active while working from home. During covid, 70% of the workforce was working from home (WFH) and since then, 61.9% When working from home, sometimes our activities can be even more limited.

Work From Home 100

Work From Home Fitness Work Home 100

Prairie Eco-Thrifter

APRIL 16, 2014

Have you ever made a contingency budget- a plan for how you would pay your bills if you suddenly lost your income or how you would handle an unexpected windfall of cash? Have you even created a budget for your current expenses ? The Low Budget. The Medium Budget. The High Budget.

Budgeting 188

Budgeting Budget Lowes Goals 188

Koupon Karen

MARCH 23, 2024

Residents of Longmont, CO, often embark on various home improvement projects to enhance their living spaces, driven by the appeal of personal achievement and the potential increase in property value. These modifications have implications for the overall stability and safety of your home.

DIY 52

DIY Home Plumbing Home Improvement 52

Family Balance Sheet

JANUARY 10, 2014

Are you spending more on groceries every month than your budget allows? This year, I need to reduce our monthly grocery spending to $450 a month to stay within our overall budget I have planed for 2014. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me.

Budgeting 174

Budgeting Budget Groceries Grocery 174

Prairie Eco-Thrifter

JULY 10, 2014

One of the hardest things to stick to is a budget. I don’t like budgets myself, and actually refer to what I do with my money as a “ spending plan.” ” But budget or spending plan, the reality is that it can be hard to stick to your money commitments when something else comes along. must be paid.

Budgeting 218

Budgeting Budget Work Making 218

Family Balance Sheet

JANUARY 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we aren’t over-spending. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. My success : My January grocery budget was $450. February Assignments.

Budgeting 127

Budgeting Budget January Groceries 127

Koupon Karen

JANUARY 9, 2024

Home renovations, as old as the structures people dwell in, continue to play a pivotal role in transforming living spaces. Beyond the apparent aesthetic and functional upgrades, home renovations profoundly influence various aspects of life, from financial considerations to psychological well-being.

Renovation 52

Renovation Home Psychology Lighting 52

Prairie Eco-Thrifter

MAY 20, 2013

When we were house hunting for our home a few months ago, before we landed where we are, we saw a whole bunch of houses. We saw brand new homes, newly renovated homes, and ones that were old (and looked their age). We saw these two homes back to back on a Saturday afternoon. The lighting in a home is really important.

Inexpensive 251

Inexpensive Home Renovation Hardware 251

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for March.

Budgeting 124

Budgeting Budget February Groceries 124

Prairie Eco-Thrifter

JUNE 19, 2012

Every homeowner knows that renovations and home repairs are necessary to keep the home in tiptop shape. While this reality is an accepted fact, some people do not want to have large expenses when it comes to home maintenance and renovation. Here are techniques you can use to minimize your spending but still renovate your home.

Renovation 188

Renovation Home Budgeting Budget 188

Prairie Eco-Thrifter

JULY 18, 2012

My husband and I live within our means and budget and hope our children will learn from example. It’s Not Just Important for Children Currently, I’m getting a crash course in just how vital budgeting, preparing and planning for the future is to the stability of your financial future. So, how have you budgeted for life?

Budgeting 201

Budgeting Budget Parenting Converse 201

Prairie Eco-Thrifter

DECEMBER 11, 2012

With this wintry time of year comes a season of parties that could leave you stressed out and strapped for cash if you’re not careful, especially with all of the other demands on your time and your budget at the end of the year. In most cases you’ll simply host your holiday parties in the comfort of your own home.

Budgeting 256

Budgeting Budget Holiday Food and Drink 256

Prairie Eco-Thrifter

DECEMBER 23, 2020

If you’re keen to save money and protect the environment, you will no doubt already have much of the necessary jobs around the home done. You may have already paid up for your home’s double glazing, not to mention the loft insulation cost. This is one of the more common and simple ways of futureproofing the home.

Home 100

Home Home and Garden Green Reuse 100

Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My budget is $450. Grocery Budget Challenge'

Budgeting 100

Budgeting Budget Groceries Grocery 100

Prairie Eco-Thrifter

JULY 10, 2012

I like to bake cookies, and I like to budget. I’ve failed at many budgets this way. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. This is what I like to call the Toll House budget. It’s not that I lost my taste for the sweet, chewy goodies.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Motherhood Moments

MARCH 2, 2023

Whether going away or staying home for Spring Break, there are many ways families can create teachable moments about recycling. As 50 million children get excited for Spring Break, the Paper and Packaging Board (P+PB) is encouraging families to make the week-long ritual more fun and educational by adopting a sustainability theme.

Flowers and Plants 100

Flowers and Plants Recycle Recycled Recycling 100

Family Balance Sheet

MARCH 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My wins in March: I stayed within our budget of $450.

Budgeting 100

Budgeting Budget March Groceries 100

Family Balance Sheet

APRIL 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for May.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

OCTOBER 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for November.

Budgeting 100

Budgeting Budget September October 100

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. The post What We Ate this Week on our Budget 09.15.17 Thankfully, they work off the extra calories.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Prairie Eco-Thrifter

DECEMBER 29, 2011

Here are a few: Come Home ([link] My Family ([link] Family Lobby ([link] Family Website ([link] FamDazzle ([link] Adorable ([link] Your Family Site ([link] or Your Family Website ([link]. Budget and Kid Friendly Fun. If your child is a bit older, let them try Blogger ([link] or WordPress ([link]. This post was written by Marie.

Entertainment 201

Entertainment Budgeting Budget At Home 201

Family Balance Sheet

JUNE 30, 2014

Ok, Ok, let’s talk grocery budget! The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Shereen Travels Cheap

JANUARY 17, 2024

Whatever the case, sometimes it's either go alone or stay home. I don't know about you, but I hate the stay home option. Colombia has all that and more, with a budget-friendly price tag. Maybe your friend dipped out on you. Maybe you just do most things alone and this is no different.

Travel 246

Travel Las Vegas Food and Wine Budgeting 246

Prairie Eco-Thrifter

SEPTEMBER 7, 2014

Since we moved into our home in late 2012, my husband and I have been go, go, go with all of the improvements, renovations and small projects we have been taking on. I had a conversation with a friend who also recently bought a home, and she remarked that we have been so productive with ours. Even if it isn’t as fun.

Home Improvement 167

Home Improvement Home Renovation Home and Garden 167

Family Balance Sheet

FEBRUARY 1, 2023

8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!) For a list of budget categories, read: How to Start a Budget.

February 130

February Frugal Financial Goals Goals 130

Family Balance Sheet

DECEMBER 9, 2014

20 Fun (& Budget-Friendly) Christmas Activities. My daughters’ Girl Scout troop has caroled through our neighborhood and a local senior home. However, we don’t usually make an extra trip out, instead we take detours on our drive home from other nightly activities. Plan a Movie Night In. See a Live Nativity.

Activism 208

Activism Christmas Budgeting Budget 208

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. One of my kids was not feeling well, so we stuck around our home and hubby and I got a lot of housework done.

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Prairie Eco-Thrifter

AUGUST 3, 2011

While we understand that many property owners do not allow tenants to paint with the latest trending colors, it is still possible to add some spice and texture to your home. Before you start shopping around for ideas, it is a good idea to set a realistic budget. Budget and Kid Friendly Fun. 7 Ways to Rid Stress from Your Life.

Budgeting 255

Budgeting Budget Friends And Family Sale Furniture 255

Family Balance Sheet

JULY 16, 2015

The 5 Easiest Budget Categories to Reduce. They are by far the easiest & quickest category to reduce in a household budget. Restaurants can be a huge drain on any budget, but there are ways to enjoy a meal out without spending a lot of money. And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Couponing 101

JANUARY 29, 2020

Read on to learn our favorite money-saving tricks to host a bridal shower on a budget! You might also consider asking everyone working on the party to contribute a set amount of money towards the budget to make sure no individual is shouldering too much of the load. What did you do to make sure the event stayed within your budget?

Budgeting 66

Budgeting Budget Costco Homemade Cookies 66