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Christmas Savings Club | November 2019

Family Balance Sheet

Today is the final meeting of the 2019 Christmas Savings Club! . On the 25th of every month from January to November in 2019, I held a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly savings goal was $100. It became a habit.

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How We Frugal-ed in November 2020

Family Balance Sheet

November is the start of what can be an expensive season. Frugal Wardrobe in November: I have a small bedroom closet, so I like to keep my wardrobe fairly lean, but highly functional. Three new pairs of shoes seems excessive, but I will get a lot of wear out of them and the price was well within my budget. stuff: $40.

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Introducing the 2014 Grocery Budget Challenge

Family Balance Sheet

Are you spending more on groceries every month than your budget allows? Last year, I ran a monthly series, The Christmas Savings Club , that encouraged all of us to save monthly so that we could have a cash Christmas. Why YOU should participate in the Grocery Budget Challenge: 1. Are you an impulsive grocery shopper?

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Christmas Savings Club | November Meeting

Family Balance Sheet

Today is our 11th and final meeting for the Christmas Savings Club. We’ve worked hard over the last 11 months to scrimp and save our monthly goal so that we can have a cash Christmas. We were going to save for a cash Christmas in 2013 and the Christmas Savings Club was born. We sliced and diced our budgets.

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Christmas Savings Club | October 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100
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Grocery Budget Challenge | February Meeting

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for March.

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2019 Christmas Savings Club

Family Balance Sheet

It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. Did you over spend?

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