Family Balance Sheet

APRIL 11, 2020

How I’m managing our family budget during the Pandemic: We pay ourselves at the beginning of each month, so when this crisis started in mid-March, we were covered for the month. Budget items we are temporarily stopping for now: EVERYTHING ELSE! What changes have you made to your family’s budget?

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

JULY 10, 2014

One of the hardest things to stick to is a budget. I don’t like budgets myself, and actually refer to what I do with my money as a “ spending plan.” ” But budget or spending plan, the reality is that it can be hard to stick to your money commitments when something else comes along. must be paid.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

OCTOBER 17, 2012

Who needs a budget?’ So who needs to worry about budgeting, savings plans and a secure financial future? The thing is, not having a budget is rather like not having a map when you set out on a road trip. If they had a budget, they would know the answer to this, right down to the last cent. . Well, actually, no!

Budgeting 214

Budgeting Budget Debt Money 214

Savings Corner

DECEMBER 23, 2023

As life happens and your needs change, you may find yourself questioning whether your current life insurance coverage is the best fit for you. If you currently have a term life insurance policy but are considering switching to permanent life insurance coverage, you may be wondering if it’s even possible to make the change.

Life Insurance 52

Life Insurance Insurance College Tuition Fitness 52

Savings Corner

DECEMBER 25, 2023

That should include the cost of car payments , fuel, insurance and more. Determining affordability requires balancing your vehicle needs and budget. How to determine how much car you can afford To set a budget for your vehicle, start by deciding what you can comfortably pay each month. How much you use your car. Your location.

Cars 52

Cars Car Insurance Calculators 52

Penny Pinchin' Mom

DECEMBER 17, 2023

Despite having a strict family budget , some members of my beautiful family still try to find sneaky ways to spend more than is allocated to them at any given time. Of course, budgeting isn’t all about sucking the fun out of everyone’s existence and putting family life on hold. Do you see that total figure?

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Motherhood Moments

JANUARY 18, 2023

Maliga shares several ways to prepare for a recession: Prepare a bare bones budget. Prepare ahead of time and create a bare bones budget that includes only your essentials — think food, shelter, clothes, transportation and insurance — so you have a plan in the event that you experience a loss of income or need to cut expenses suddenly.

Recession 100

Recession Finance Emergency Fund Debt 100

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. Here’s an explanation of how we make money. At a glance 4.5

Insurance 52

Insurance Life Insurance Cars Car 52

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. A financial plan can help you get your financial life in order in areas such as: Budgets – How much can you spend this week or month and still stay on track?

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

FEBRUARY 28, 2018

From a money-saving and environment-friendly perspective, this may be the most obvious solution to making room in your budget in an eco-conscious manner. Similarly, a lot of companies, particularly insurance companies, offer discounts on premiums if the insured enrolls in paperless billing. Transportation. Outdoor Entertainment.

Saving Money 171

Saving Money Money Family Washer and Dryer 171

Family Balance Sheet

NOVEMBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I challenged myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I also earned $20 from Ibotta and $7 from Ebates, and found $23 within our May budget.

2019 130

2019 November Club Christmas 130

Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today’s assignment: Reduce Your Spending in at least 3 Budget Categories. Fixed categories are things like your mortgage/rent, insurance premiums, and car payments.

Budgeting 100

Budgeting Budget Finance Organic 100

Prairie Eco-Thrifter

JUNE 4, 2012

That got me started thinking about life insurance. Life Insurance as a Guarantee If something were to happen to me, I need to ensure that my child will be taken care of. But it hadn’t occurred to me that life insurance might help pay for college, allow him to stay debt-free himself, or give him opportunities I never even dreamed of.

Life Insurance 187

Life Insurance Insurance Debt Money 187

Motherhood Moments

DECEMBER 26, 2022

Taking advantage of the best balance transfer credit cards before 0% introductory APR offers dry up could be extremely helpful to people trying to get out of debt, especially when paired with a carefully crafted budget,” said Jill Gonzalez, WalletHub analyst. “In In addition, people should resolve to improve their WalletScore.

New Year's 130

New Year's Money Finance Debt 130

Family Balance Sheet

OCTOBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I offer a FREE Christmas Budget spreadsheet to my email subscribers.

2019 100

2019 October Club Christmas 100

Saving Everyday

APRIL 15, 2013

One of biggest tips for reducing your budget is to go over your monthly bills every six months and believe it or not, some of my biggest savings has been on car insurance. I highly recommend you check our ESurance from Allstate and get a quote! Remember…a penny saved TRULY is a penny earned.

Insurance 40

Insurance Cars Car Bills 40

Prairie Eco-Thrifter

MAY 2, 2013

If you’re in the market for life insurance, make sure to check out Jules Wilson’s post over on Faithful With a Few shows us How to Find Affordable Life Insurance. Mr.CBB @ Canadian Budget Binder checks the pros and cons of renting and buying. Jose @ The Wise Dollar introduces us to Envelope Budgeting.

Life Insurance 167

Life Insurance Insurance Fridays Debt 167

Prairie Eco-Thrifter

JULY 6, 2014

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Really think about the extra insurance. I’ll take a look at insurance this time, but probably still won’t purchase it.

Rental Car 167

Rental Car Cars Car Rent 167

Family Balance Sheet

APRIL 9, 2015

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. We were no longer required to send an escrow payment to the bank for our real estate taxes and home owners insurance.

Bills 100

Bills Real Estate Insurance Taxes 100

Prairie Eco-Thrifter

JUNE 1, 2014

As we are getting married in just two and a half short months (gosh, time flies), my fiancé and I sat down a couple of weekends ago to do a comprehensive budget analysis. We then looked at how much each item in that group cost us; gas, property and car insurance, maintenance, etc. 187/month car insurance. 130/month gas for car.

Transportation 167

Transportation Fuel Economy Insurance Public Transit 167

Family Balance Sheet

OCTOBER 10, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Do you go into panic mode when your car insurance bill arrives? Our personal escrow fund includes: home owners insurance – due yearly. That used to be me.

Finance 100

Finance Property Taxes Organic Organization 100

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Over the years, my FOM duties included: Review the day-to-day/month-to-month budget and spending for our household. Update budgeting software on a regular basis.

Office 130

Office Family Finance Kids and Family 130

Koupon Karen

NOVEMBER 16, 2023

Before settling on a company, read reviews, obtain quotes, compare services, and inquire about additional packages such as storage facilities and insurance. Establish a realistic budget to guide your spending and savings. Some countries may require proof of health insurance for entry, making it imperative to secure suitable coverage.

Insurance 52

Insurance Healthcare Moving Company Landscaping 52

Prairie Eco-Thrifter

FEBRUARY 7, 2013

Lance’s girlfriend hated budgets–until he helped her set up one that’s right for her. Read his recap about how to make a budget at Money, Life and More. Grappling with insurance choices? Simple Finance Blog can help you decide which insurance is best for you. 4 Good Reasons to Buy Travel Insurance.

Insurance 154

Insurance Fridays Finance Personal Finance 154

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. A good part of our monthly income is spent on grocery shopping, and the budget may even go higher depending on whether it’s a holiday or a birthday where you need to feed more people.

Saving Money 222

Saving Money Money Bills Insurance 222

Prairie Eco-Thrifter

DECEMBER 14, 2014

From the subject line I knew exactly what it was, but I wanted no part of it because I knew the effect it would have on my family’s budget. My wife and I were going to have to discuss a change to our monthly budget. Gasoline : We currently budget $75 a week for gasoline which translates to a tank of gas for our van. Yeah, right.

Health Care 187

Health Care Budgeting Budget Gasoline 187

Prairie Eco-Thrifter

SEPTEMBER 26, 2013

Check them out: Good Reads From The Blogosphere: Mr.CBB @ Canadian Budget Binder makes a great point that life becomes a lot easier if we just simplify it in his post: Happiness is everything: Saving Money and Buying Time. Oddities Insured: Vampire Bites, Werewolf Attacks, and Ghosts… Oh My! Small salary and high cost of living?

Fridays 187

Fridays Budgeting Budget New Cars 187

Saving Cents With Sense

JUNE 19, 2013

The most significant chunk of your monthly budget is likely spent on mortgage payments, and the Federal Housing Administration (FHA) suggests homeowners can lower monthly mortgage payments by refinancing their mortgages. The post Overhaul Your Monthly Budget: Tips to Save Now So You Can Splurge Later appeared first on Saving Cents With Sense.

Budgeting 85

Budgeting Budget Las Vegas Bills 85

Family Balance Sheet

MARCH 11, 2021

When was the last time you shopped around for homeowners or auto insurance? Bills to review this spring: homeowners insurance. auto insurance. life insurance. This is a great time to perform an audit to review your bills to see if you’re paying too much. mortgage interest rates. phone service. internet service.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

SEPTEMBER 1, 2016

This is a sponsored post written by me on behalf of Nationwide Mutual Insurance Company. 2 – Copy of your Home Owners Insurance Policy Now would be a good time to ask yourself this question: What’s Truly Valuable in Your House? . Consider taking a home inventory to make sure your possessions are adequately insured.

Home 145

Home Heaters Insurance Renovation 145

Prairie Eco-Thrifter

MAY 30, 2012

Not Having a Budget I know, you’ve heard it all before but have you taken action on this one yet? A budget provides you with a financial roadmap to get to where you want to be in life. A budget helps you track your finances so you know exactly where you are and whether you’re on track. The key is to take action, even small ones.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

SEPTEMBER 17, 2021

Medical Info – includes health insurance details and names and details of our doctors, dentists, and other specialists. Insurance – including health, auto, home, life. Contact Info – I included names and numbers of extended family members, along with business cards of important contacts. Bank accounts. Credit cards.

Family 130

Family Financial Goals 2020 Insurance 130

Prairie Eco-Thrifter

JULY 7, 2011

Insurance: Home insurance can be costly, but scrimping or going without cover could cost you heavily further down the line. Shop around and get a number of different home insurance quotes. By increasing the amount you would pay in the event of a claim (the excess) your home insurance premium should reduce.

Money 170

Money Money Saving Home Insurance 170

Savings Corner

DECEMBER 27, 2023

You can shop around to get the best deal on some items, such as home insurance, but you can’t control the costs for things like taxes and government fees. When to estimate closing costs It’s a good idea to estimate closing costs early in the homebuying process so you can budget for them along with a down payment.

Calculators 52

Calculators Property Taxes Insurance Illinois 52

Prairie Eco-Thrifter

NOVEMBER 4, 2013

The first thing you need is a personal budget. The only effective budget is one that balances and is written down. Anything else is not a budget but fantasy. So set out a personal budget for yourself, either as a computer spreadsheet or on paper. Another important aspect of your budget should be an emergency fund.

Graduation 210

Graduation Making Emergency Fund Budgeting 210

Savings Corner

DECEMBER 25, 2023

An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income. 4500 X 0.28 = 1,260) How much house can I afford with an FHA loan?

Calculators 52

Calculators Debt Insurance Taxes 52

Prairie Eco-Thrifter

DECEMBER 20, 2012

Sometimes the family vacation is put on hold because there just isn’t enough money in the budget to pay the skyrocketing costs of airfare. Not only do you get to go away on a budget, but can also commune with nature and have a great time laughing, telling stories, and building s’mores around a roaring fire. Let us know how you did it!

Vacation 202

Vacation Travel Insurance Airfare 202