Motherhood Moments

JANUARY 18, 2023

Maliga shares several ways to prepare for a recession: Prepare a bare bones budget. Prepare ahead of time and create a bare bones budget that includes only your essentials — think food, shelter, clothes, transportation and insurance — so you have a plan in the event that you experience a loss of income or need to cut expenses suddenly.

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Recession Finance Emergency Fund Debt 100

Family Balance Sheet

NOVEMBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I challenged myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. In May, I made money from a yard sale and put $50 towards our Christmas savings.

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2019 November Club Christmas 130

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity , this post may contain references to products from our partners.

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Insurance Life Insurance Cars Car 52

Prairie Eco-Thrifter

FEBRUARY 28, 2018

From a money-saving and environment-friendly perspective, this may be the most obvious solution to making room in your budget in an eco-conscious manner. Similarly, a lot of companies, particularly insurance companies, offer discounts on premiums if the insured enrolls in paperless billing. Transportation.

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Saving Money Money Family Washer and Dryer 171

Prairie Eco-Thrifter

JUNE 4, 2012

But one day, I may not be around to provide for my son’s future. That got me started thinking about life insurance. Life Insurance as a Guarantee If something were to happen to me, I need to ensure that my child will be taken care of. If you have a fixed budget, this might be especially useful.

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Life Insurance Insurance Debt Money 187

Family Balance Sheet

OCTOBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I offer a FREE Christmas Budget spreadsheet to my email subscribers.

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2019 October Club Christmas 100

Koupon Karen

NOVEMBER 16, 2023

Before settling on a company, read reviews, obtain quotes, compare services, and inquire about additional packages such as storage facilities and insurance. Familiarize yourself with any restricted or prohibited items that may arise in the relocation process. Establish a realistic budget to guide your spending and savings.

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Insurance Healthcare Moving Company Landscaping 52

Family Balance Sheet

APRIL 9, 2015

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. We were no longer required to send an escrow payment to the bank for our real estate taxes and home owners insurance.

Bills 100

Bills Real Estate Insurance Taxes 100

Saving Cents With Sense

JUNE 19, 2013

The most significant chunk of your monthly budget is likely spent on mortgage payments, and the Federal Housing Administration (FHA) suggests homeowners can lower monthly mortgage payments by refinancing their mortgages. If you’ve stopped going to the gym, it may be time to cancel your monthly membership. Department of Energy.

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Budgeting Budget Las Vegas Bills 85

Prairie Eco-Thrifter

MAY 10, 2012

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. Janet presents Expense budgeting posted at Fee Only Financial Planner , saying, ” Many people do not track their living expenses and do not understand the magnitude of their consumption. Mike presents May Blog Evolution Report… + Income Stats!

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Money May 2012 Debt 113

Prairie Eco-Thrifter

FEBRUARY 7, 2013

Lance’s girlfriend hated budgets–until he helped her set up one that’s right for her. Read his recap about how to make a budget at Money, Life and More. Grappling with insurance choices? Simple Finance Blog can help you decide which insurance is best for you. It May Not Matter. PET Archives.

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Insurance Fridays Finance Personal Finance 154

Savings Corner

DECEMBER 25, 2023

While your household income and regular monthly debts may be relatively stable, unexpected expenses and unplanned spending can impact your savings. Depending on your credit score , you may be qualified at a higher ratio, but generally, housing expenses shouldn’t exceed 28% of your monthly income. Debt and expenses. Credit profile.

Calculators 52

Calculators Debt Insurance Taxes 52

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. A good part of our monthly income is spent on grocery shopping, and the budget may even go higher depending on whether it’s a holiday or a birthday where you need to feed more people.

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Saving Money Money Bills Insurance 222

Prairie Eco-Thrifter

JULY 7, 2011

Insurance: Home insurance can be costly, but scrimping or going without cover could cost you heavily further down the line. Shop around and get a number of different home insurance quotes. By increasing the amount you would pay in the event of a claim (the excess) your home insurance premium should reduce.

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Money Money Saving Home Insurance 170

Prairie Eco-Thrifter

NOVEMBER 4, 2013

Now is the time to plan your financial future, not down the track when you realize you may have left it too late. The first thing you need is a personal budget. The only effective budget is one that balances and is written down. Anything else is not a budget but fantasy. Anything else is not a budget but fantasy.

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Graduation Making Emergency Fund Budgeting 210

Prairie Eco-Thrifter

DECEMBER 20, 2012

It’s true that some may not be able to afford that trip to Paris they’ve been dreaming of, but they can afford to take their family on a vacation that doesn’t involve an inflatable pool in their backyard instead of a beach, and a Netflix marathon in lieu of a sightseeing tour. Your family may not have the time to take vacation time.

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Vacation Travel Insurance Airfare 202

Prairie Eco-Thrifter

MAY 24, 2011

Guest Post Author Bio: Miles Walker is a freelance blogger who usually writes about car insurance over at Car Insurance Comparison.org. His recent review looked at where to get North Carolina car insurance. If prices fall back to normal levels, you may never be able to recoup the costs of the hybrid vehicle.

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Electric Car Cars Car Gasoline 162

Motherhood Moments

DECEMBER 27, 2022

With a total travel score of 561, Florida is mainly interested in budget-friendly holidays. The study revealed that Delaware has the highest level of searches for both the key terms ‘cheap hotels’ and ‘travel insurance ’ in the country, giving Delaware a total travel score of 557. Sources: Google Trends. Thanks for reading!

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Travel South Carolina Delaware Vacation 100

Savings Corner

DECEMBER 27, 2023

You can shop around to get the best deal on some items, such as home insurance, but you can’t control the costs for things like taxes and government fees. When to estimate closing costs It’s a good idea to estimate closing costs early in the homebuying process so you can budget for them along with a down payment.

Calculators 52

Calculators Property Taxes Insurance Illinois 52

Marnies Coupon-a-rama

FEBRUARY 18, 2014

Do a Budget Check Up. It never hurts to do a budget check up. Can you save on insurance costs? This year, we found a company that offered us a drastically reduced bill on our various insurance coverages if we did them all thru them. May 26 - June 2 (29). May 19 - May 26 (23). May 12 - May 19 (31).

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Budgeting Budget October December 45

Penny Pinchin' Mom

FEBRUARY 16, 2024

It may even motivate you! It may be an inconvenience at first, but it will pay off in the long run. You are going to need gas, car insurance, and money for car maintenance and repair costs. What I do is come up with a specific budget , one that covers all our basic needs. Buying a new car is only the beginning.

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Cars Car Bank Banking 52

Savings Corner

DECEMBER 24, 2023

This year may go down in real estate history as the year of correction. Save for a down payment To avoid having to pay private mortgage insurance , or PMI, you’ll need to put down at least 20 percent of the home’s purchase price for a down payment. Create a housing budget The purchase price and down payment aren’t the whole picture.

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Real Estate Buy Buying Credit 52

Saving Everyday

OCTOBER 3, 2023

Set a Budget Spending adds up quickly on any vacation, and overspending can add unwanted stress when all you should be doing is relaxing! Gas, food, coffee, accommodations, entertainment, and parking add up quickly, not to mention unforeseen expenses like things you may have forgotten from home. Be sure to check first.

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Saving Money Money Travel Hotel 52

Prairie Eco-Thrifter

MARCH 14, 2011

Any housing related insurance fees and property taxes are also important to include. Although you can do this too, we will leave space in the budget for you to buy these items. These things may make our lives a whole lot easier but they are not essential to living. This portion of the budget would be a big fat zero.

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Money Property Taxes DSL Frugal Lives 159

Prairie Eco-Thrifter

JUNE 8, 2021

You may have ambitious goals for losing weight or getting in shape, but improving your health can start with daily practices that are simple to incorporate. An app can track snoring, sleep talking and other patterns that may affect your ability to rest. Consider the following seven things you can do today to improve your health.

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Health Gratitude Journal Bath and Body Works 100

Prairie Eco-Thrifter

MARCH 16, 2011

The biggest expense in most people’s budget is their mortgage payment. PMI stands for private mortgage insurance. Private mortgage insurance is an extra mortgage insurance that lenders require from most homebuyers who obtain loans that are worth more than 80 percent of their new home’s value. Get rid of PMI.

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Saving Money Money Insurance Property Taxes 124

Savings Corner

DECEMBER 24, 2023

If you can qualify for lower rates and opt for a shorter — or equivalent — term, you may reduce your monthly payment and the total amount of interest you pay. Lenders may require you to meet specific requirements to refinance , including: A history of on-time payments. Your credit score improved. You want to lower your payment.

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Calculators Refinancing Cars Car 40

Savings Corner

DECEMBER 25, 2023

For instance, you may consider: How long will I live in this home? Down payment costs are just the beginning — you’ll also have to account for closing costs and ongoing homeowner expenses, like property taxes and insurance, and you’ll want to budget for maintenance costs. But in some cases, that amount may be too generous.

Calculators 52

Calculators Illinois Credit Debt 52

Nicoles Nickels

MAY 27, 2011

Life insurance isn’t necessarily a fun thing to talk about, but it IS a necessity – and the Gerber Life Grow-Up® Plan is a great way to start protecting your children now while also saving money! Since 1967, Gerber Life Insurance Company has provided quality life insurance, especially for young families on a limited budget.

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Life Insurance Gerber Growing Insurance 45

Prairie Eco-Thrifter

JULY 27, 2011

CPOvehicles often have a portion of the original manufacturer’s warranty left, and the dealer may also offer separate coverage. In other words, if the car was in wreck, but wasn’t reported to an insurance company, it doesn’t show up [2]. Related posts: 10 Ways to Shop Green and Budget Friendly During Boxing Day Sales.

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Used Cars Used Car Cars Car 173

Prairie Eco-Thrifter

JANUARY 1, 2013

On their own, they may not seem too major but if you are guilty of more than one, you are seriously affecting your financial security. The best way to get out from under this disastrous situation is to create a budget and plan what to spend your money on. That was me, at any rate. Lack of An Emergency Fund .

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Emergency Fund Credit Cards Personal Finance Finance 272

Saving Cents With Sense

MAY 13, 2013

You may have seen all of the headlines about cruise ships lately, but the truth is, cruise ships are still a fun and economical way to enjoy a luxury vacation! Because of this, you might think that one is out of your budget. Sail Away for Less: 10 Ways to Enjoy a Cruise on a Budget. Opt for insurance. Read the fine print.

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Vacation Cruises Cruise Insurance 56

Koupon Karen

FEBRUARY 2, 2024

It’s also essential for insurance purposes, should any items be damaged or go missing during the move. To avoid surprises, create a detailed budget that includes all potential expenses. Consider moving on a weekday when traffic is lighter, and services like utility setup may be more readily available.

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DIY Moving Company Plants Transportation 52

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.

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Budgeting Budget Financial Goals Goals 133

Nicoles Nickels

JANUARY 18, 2012

Other sites like www.comparethemarket.com work to provide you with a comparison on some of your biggest budget items like your home utilities, your home insurance, and your car insurance. Make Them a Habit. Clipping Coupons. There are some sites that offer savings in other ways as well.

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New Year's Frugal Insurance Budgeting 40

Prairie Eco-Thrifter

OCTOBER 10, 2011

Guest Post Author Bio: The following is a guest post by Lisa at Car Insurance Comparison, an Australian blog created to help its readers compare car insurance in and around their areas. Renting movies in this way is a great way to stick to your budget, over maintaining a dish or satellite TV system. In the U.S.,

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Green Rent Library Green And Frugal 185

Prairie Eco-Thrifter

AUGUST 23, 2012

With interest rates at all time lows, more foreclosures coming on the market and prices at decade low levels, you may be looking to buy a home or investment property. but if you get it right, you can save yourself from a bad purchase contract, a liability lawsuit or an erroneous insurance judgment. Negotiation. Dealing With People.

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Saving Money Money Home Home and Garden 202