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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Not sure how to budget for your once-a-year bills? They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. Action Steps to Budget and Pay for Yearly Bills: 1.

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I Just Graduated. Isn’t It Too Early to Talk About Life Insurance? – Life Happens

Savings Corner

Whether you’re continuing your education, entering the workforce or settling down with someone special (or all of the above), life insurance should be part of your plan. Isn’t life insurance for older people?” Here are a few reasons to consider purchasing life insurance now, depending on your personal situation.

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A Checklist for Evaluating Long-Term Care Insurance Options – Life Happens

Savings Corner

As you draw closer to your golden years, getting long-term care insurance (LTCI) can be a smart decision to ensure peace of mind and financial stability for both you and your loved ones. Start early: The sooner you start evaluating your long-term care insurance options, the better.

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Should You Risk Not Having Homeowner’s Insurance?

Prairie Eco-Thrifter

With finances being tighter than ever, many families are looking for ways to trim their budget and reduce expenses. First of all, you should know that if you don’t own your home outright (that is, if you’re still paying a mortgage) you’ll almost certainly be required by your lender to pay for homeowner’s insurance.

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Family Budget Spreadsheets 2021

Family Balance Sheet

Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. I created a Monthly Budget spreadsheet because I like formulas.

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Why We Left Traditional Health Insurance

Family Balance Sheet

Health insurance is a touchy subject. Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances. Let’s start at the beginning: Health insurance wasn’t always so stressful for me and my husband and to begin our story I need to go back a few years.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. Budget items we are temporarily stopping for now: EVERYTHING ELSE!

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