Family Balance Sheet

NOVEMBER 30, 2014

Back in January I introduced the 2014 Grocery Budget Challenge. I really wanted to reduce our grocery spending for my family of 4 from the average of $634 a month in 2013 to a budget of $450 a month in 2014. I figured I saved at least $1500 (and probably more) this year just by being very diligent each week with meal planning.

Budgeting 124

Budgeting Budget Groceries Grocery 124

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for March.

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My budget is $450. Grocery Budget Challenge'

Budgeting 100

Budgeting Budget August Groceries 100

Family Balance Sheet

JANUARY 25, 2019

On January 25, you might not want to even think about Christmas. But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. a stressful January and beyond. Add up the total.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

MARCH 25, 2019

On January 25, 2019, I started the Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This should cover my tentative Christmas budget that I based on what we spent in 2018. But now I have $70, so I decided it’s going towards my Christmas savings.

March 100

March Club Christmas Budgeting 100

Family Balance Sheet

NOVEMBER 18, 2022

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Create a Budget. Take advantage of my free budget excel spreadsheet that I offer to email subscribers. How do you save for Christmas spending?

Christmas 130

Christmas Budgeting Budget Money 130

Family Balance Sheet

FEBRUARY 25, 2019

On January 25, 2019, I started the Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. The First Assignment: The assignment that is due today was to create a total Christmas budget. The first month’s savings was due today. Read: My Ebates Review.

2019 100

2019 February Club Christmas 100

Family Balance Sheet

JANUARY 3, 2013

Yesterday, I announced my new year long series, Christmas Savings Club. To kick off the series and get everyone started on the first step, I created a Christmas Gift & Spending Budget excel spreadsheet that I am offering FREE to readers. Next, fill in a budget for 2013. I'm offering the excel spreadsheet FREE to my readers.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Family Balance Sheet

JULY 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 113

2019 Club July Christmas 113

Family Balance Sheet

JUNE 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

SEPTEMBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 September Club August 100

Family Balance Sheet

OCTOBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

MAY 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 Club Christmas May 100

Family Balance Sheet

APRIL 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100

2019 Club April Christmas 100

Marnies Coupon-a-rama

FEBRUARY 1, 2014

Here''s what we did for January!! FINAL OOP for January: $123.36! TOTAL SAVINGS: $785.62!! Looks like we are starting the year off good. Our goal was $125 and we made it!! OOP: $156.40 $33.04 (minus rebates etc.) Total hours spent 16 1/2 hours includes cutting, sorting, preparing lists and shopping-I kept a log We made $47.67

January 40

January Budgeting Budget 2014 40

Family Balance Sheet

JANUARY 29, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In January, I only ventured into Target because our daughters wanted to go and spend some of their Christmas gift money. I can’t wait to see how much we will save in 2015. How did you do in January?

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Saving Cents With Sense

NOVEMBER 11, 2013

Regardless of your income or gift giving needs, it is important to create a holiday budget from year to year. Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. 5 Tips to Create a Holiday Budget. Define your needs.

Budgeting 112

Budgeting Budget Holiday Debt 112

Family Balance Sheet

MARCH 5, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. In January, I found more extra money than I ever have and I was so excited about it, BUT unexpectedly, February…blew.it.out.of.the.water! In January 2020, we booked round-trip flights to Paris for the four of us.

February 257

February Money Airline Flights 257

Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. So, how did I do in January?

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

NOVEMBER 25, 2013

Today is our 11th and final meeting for the Christmas Savings Club. We’ve worked hard over the last 11 months to scrimp and save our monthly goal so that we can have a cash Christmas. This idea came to me last January when I received our credit card statement in the mail that had all of our Christmas purchases on it.

Club 100

Club November Christmas Credit Cards 100

Family Balance Sheet

JANUARY 2, 2013

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. Unless it's paid with cash, that is one hefty credit card bill come January. a "I don't have to worry, because I've saved money" Christmas.

2013 113

2013 Christmas Club January 113

Saving With Shellie

NOVEMBER 28, 2014

This Starbucks double-walled tumbler is $30 and when you buy it, you get FREE coffee every day in January! This tumbler is made with recycled materials it gets you one grande brewed coffee every day for the month of January 2015. Grab this tumbler today and enjoy FREE coffee all of January.

January 76

January Coffee Starbucks Recycle 76

Couponing 101

NOVEMBER 6, 2019

Unfortunately, it can also turn into a budget buster. If there is any flexibility in your travel plans, aim to visit Universal Studios Hollywood during its off-season, which usually runs from January to May. To save on parking fees, you might consider parking for free at an LA Metro Line station and riding to Universal City.

Budgeting 55

Budgeting Budget Food and Drink Saving Money 55

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. On with the meeting. How did I do in April?

April 100

April Club Christmas Goals 100

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Just remember, we're saving for A CASH CHRISTMAS!

March 100

March Club Christmas Goals 100

Family Balance Sheet

JANUARY 20, 2023

In 2021, I wanted to increase our savings but didn’t attach any number to it, so we floundered that year away. In 2022, I wanted to do a major purge of our home , and that lasted until about January 15 of 2022 when I reorganized our kitchen cabinets. We have a number that we want to save for each daughter.

Financial Goals 130

Financial Goals Goals College Debt 130

Family Balance Sheet

JULY 9, 2014

Our Savings: $67 a month or almost $800 a year. Our savings: $55 a month or $660 a year. I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family. Our savings: $184 a month. Cable TV & Land Line.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Motherhood Moments

DECEMBER 26, 2022

Most Popular Resolution : 31% of people with a financial resolution want to save more. This is actually the second straight year in which more than three-quarters of people said their spending on January 1 festivities would decline year over year,” said Jill Gonzalez, WalletHub analyst. “As

New Year's 130

New Year's Money Finance Debt 130

Family Balance Sheet

APRIL 2, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. January and February were stellar months with finding money. This money will be put in our Medical Out-of-Pocket budget category. I’m saving my plasma money for summer trips and activities. Plasma earnings: $207.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

OCTOBER 15, 2021

Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. In January of 2020, I was gung-ho about saving for college, however, I had no idea what was about to happen.

College 130

College Used 2020 Saving 130

Family Balance Sheet

DECEMBER 1, 2017

7 Ways to Save Money in December. Related Reading : 20 Fund (& Budget-Friendly) Christmas Activities. Save on Christmas Cards. It’s gotten expensive with postage and the price of cards, and since we’re trying to save money and cut costs, I’ve stopped mailing them. January Prep.

December 100

December Saving Money Money Friends And Family Sale 100

Family Balance Sheet

NOVEMBER 2, 2022

January will be one giant nightmare when the credit card bills start rolling in. Before we get to the list, if you haven’t started planning for Christmas, I offer this FREE Christmas Gift & Spending Budget Excel Worksheet to my email subscribers. Our goal is to NOT put our Christmas purchases on a credit card. Donate Plasma.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Prairie Eco-Thrifter

DECEMBER 14, 2014

From the subject line I knew exactly what it was, but I wanted no part of it because I knew the effect it would have on my family’s budget. My wife and I were going to have to discuss a change to our monthly budget. Here’s the breakdown of our plan: Savings : Let’s start off with what we didn’t want to change. Yeah, right.

Health Care 187

Health Care Budgeting Budget Gasoline 187

Family Balance Sheet

MAY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Christmas Savings Club' How did I do in May?

Club 100

Club Christmas May Goals 100

Family Balance Sheet

JUNE 25, 2013

We''ve been working towards a goal of a cash Christmas since January and it''s not too late for you to join in. On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available.

June 100

June Club Christmas Goals 100

Saving Everyday

JANUARY 16, 2014

Frugal Living: Powerful Family Budget And Debt Management Plan Advice For Abundance And Debt Free Living. The post 10 FREE Kindle Books For January 19th appeared first on Saving Every Day. The Loyal Servant. 52 Delicious & Healthy SUPERFOOD Breakfasts Under 300 Calories. Boredom Busters! The UnTied Kingdom. Sign up here!

January 45

January Debt Debt Free Frugal Lives 45

For the Mommas

JANUARY 3, 2012

1 Year Subscription to Budget Travel Magazine for only $4.44 (for up to 3 years) with coupon code: FORTHEMOMMAS. About Budget Travel: Unlike any other publication, Arthur Frommer’s Budget Travel brings you travel options that most people never know. This deal will be valid through tonight, January 3rd at midnight (EST).

Budgeting 40

Budgeting Budget Travel Magazines 40