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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

How I’m managing our family budget during the Pandemic: We pay ourselves at the beginning of each month, so when this crisis started in mid-March, we were covered for the month. Budget items we are temporarily stopping for now: EVERYTHING ELSE! Plus, I was getting antsy for a new car. Share in the comments!

Budgeting 246
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How To Decide On A New Car

Prairie Eco-Thrifter

So you are in the market for a new car. Maybe you’re buying your first car and need some guidance. Or maybe you have grown out of your old car because your needs have changed. No matter what your situation is, it’s difficult to choose which car will suit your needs. I knew I wanted a reliable, fuel efficient car.

New Cars 185
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Friday Links – Back Linking Again Edition

Prairie Eco-Thrifter

Check them out: Good Reads From The Blogosphere: Mr.CBB @ Canadian Budget Binder makes a great point that life becomes a lot easier if we just simplify it in his post: Happiness is everything: Saving Money and Buying Time. How To Decide On A New Car. Small salary and high cost of living? at Debt Roundup.

Fridays 187
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Savings Goal Calculator – NerdWallet

Savings Corner

Whether you’ve set your sights on a new car, wedding or emergency fund, chipping away at the cost little by little can help you get there. Before you build a budget NerdWallet breaks down your spending and shows you ways to save. Saving enough money for the future starts with a plan. Tax Filing Webinar — Jan.

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How to Save Up for a Car Without Breaking the Bank

Penny Pinchin' Mom

You will find first-hand experience on how expensive or easy it is to maintain, the best auto shops for that model, and a lot on the car’s reliability or best practices to enhance that reliability. Pro Tip: If you aren’t too set on buying a new car, you can also find people selling their pre-owned cars in these forums.

Cars 52
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How Much Car Can I Afford?

Savings Corner

Experts typically recommend spending no more than 20 percent of take-home pay on a car. That should include the cost of car payments , fuel, insurance and more. Determining affordability requires balancing your vehicle needs and budget. A used car payment should be no more than 10 percent, but that number varies by expert.

Cars 52
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What An Auto Loan Is And How It Works

Savings Corner

The average new car loan rates for consumers with excellent and very poor credit were 5.61 If you plan to purchase a new car and keep it for a long time, you’ll owe a lower monthly payment by taking out a longer-term loan. Just make sure the payments are well within your budget. percent and 14.17

Work 52