Prairie Eco-Thrifter

MAY 24, 2011

As gasoline prices quickly approach an average of $4 a gallon across the country, many people are looking once again at hybrid cars as a way to cut expenditures from their budget and save money. When people think about buying a hybrid car running on electricity, they think about all the savings from not having to buy gasoline.

Electric Car 162

Electric Car Cars Car Gasoline 162

Savings Corner

DECEMBER 25, 2023

Experts typically recommend spending no more than 20 percent of take-home pay on a car. That should include the cost of car payments , fuel, insurance and more. Determining affordability requires balancing your vehicle needs and budget. Use a leasing versus buying calculator to calculate your potential savings.

Cars 52

Cars Car Insurance Calculators 52

Savings Corner

APRIL 4, 2024

Comparing your options and getting the right loan could save you hundreds or thousands of dollars. What is a car loan? An auto loan is a type of loan that allows you to borrow money from a lender and use that money to purchase a car. If you have a high credit score , you may qualify for a lower interest rate, saving you money.

Work 52

Work Finance Bank Banking 52

Prairie Eco-Thrifter

JULY 8, 2012

Another common mistake is thinking that it is a good idea to leave financial planning until later in life and then having to move fast to get sufficient funds saved up. Plenty of time for retirement saving later on! So, don’t go slow in getting started on a budget but go slowly while you are getting it together.

Finance 188

Finance Budgeting Budget Money 188

Prairie Eco-Thrifter

JULY 27, 2011

Here are ways to avoid having a sour experience when buying a used car: Know where to buy. Probably the best place to buy a used car is from a new car dealership. These are mostly late model cars that new car buyers have traded in. Many dealerships now offer Certified Pre-Owned (CPO) vehicles.

Used Cars 173

Used Cars Used Car Cars Car 173

Prairie Eco-Thrifter

APRIL 13, 2011

This impulse spending will prevent you from saving for the important things like a house, a new car, a vacation or retirement. We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Leave your credit cards at home.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Prairie Eco-Thrifter

MARCH 4, 2012

You can often take advantage of these to save money away from work or grab some gusto during work. He managed to budget for a PC for each of his staff to use at home – dialing in to the work mainframe computer to do after hours work. Employee pricing on new cars. Rental car discounts. Why do companies offer perks?

Saving Money 187

Saving Money Work Money Used 187

Prairie Eco-Thrifter

MAY 14, 2012

Need a new lightbulb? Looking at new cars? Why not take a gander at a new hybrid from Toyota or Honda. No one will ever begrudge you for buying what you need. And when you buy what you need, look for an eco-friendlier version. Buy a CFL or an LED bulb. Out of batteries?

Green 254

Green Buy Buying Recycle 254

Saving With Shellie

AUGUST 6, 2012

I spotted a nice deal on the Britax Frontier car seat. We are in the market for a new car seat. I need to move him to Little J’s seat and get Little J a new one. Britax has some of the highest safety ratings in the car seat industry and always receives rave reviews from it’s customers.

Car Seats 45

Car Seats New Cars Cars Car 45

Prairie Eco-Thrifter

JUNE 23, 2013

Especially as we age and having the latest and greatest gadgets takes a back seat in the budget to other responsibilities. Don’t you hate it when your favorite website changes it’s layout, and you have to get used to a whole new navigation system? It’s like driving a new car for the first time; it’s disorienting and hard to adjust to.

Evolve 199

Evolve Newspaper New Cars Bills 199

Saving Cents With Sense

FEBRUARY 28, 2014

Retirement is decades away, but it’s important to think about your savings now. According to The Wall Street Journal, the sooner you start saving, the less you have to sock away every year. If you live outside of a major metropolitan area, chances are you need a car. Read Up on Retirement Accounts. Tackle Student Loans.

Parenting 81

Parenting Economy Student Cars 81

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. ” eemusings from NZ Muse presents Hybrid cars: a week in the fast lane.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

SEPTEMBER 20, 2016

She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. We tried our best to stretch the food budget. We do a monthly budget. Where are you from?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

OCTOBER 10, 2011

Here are a few ideas to cultivate a more eco-friendly atmosphere – and save money – around your home. Save on Entertainment. the Redbox and Blockbuster kiosks that have popped up on every corner have helped people save money by offering newly released DVD’s for just $1 per night. In the U.S., Shop Online. Rent It Out.

Green 185

Green Rent Library Green And Frugal 185

Finally Frugal

JANUARY 17, 2011

I was a few blocks from a dealership, and in my panic I drove in there and just left it in the service bay (but not before the salesmen tried to sell me a new car). And that's just to keep the car running! Serious issues, but not in my budget, unfortunately. My emergency fund earns 1.10% interest.

Emergency Fund 45

Emergency Fund Debt Cars Car 45

Prairie Eco-Thrifter

JUNE 14, 2012

So we just give up on trying to control expenditure and saving. The simple fact is, taking small, simple spending and saving actions, especially early in your working life, can make a huge difference to financial security during your working years and into retirement. Your budget helps to make spending simple too.

Simple 221

Simple Finance Budgeting Budget 221

Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Extra money from budgeting wisely and spending less (specific tips below). At least evaluate your car situation if you have payments.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

JUNE 24, 2012

Try and control ‘wants’ spending and you’ll have more for saving. We’ve said it before but we’ll say it again – create your own budget so you always know how much money you have for spending on ‘wants’. There are always going to things you want – a new car, a new kitchen, an overseas trip etc.

Money 213

Money Activism Credit Debt 213