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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Not sure how to budget for your once-a-year bills? But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance.

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Auto Refinance Calculator | Bankrate

Savings Corner

Refinancing your car loan can lower your interest rate and save hundreds or even thousands over the life of your loan. No matter the circumstance, it is worth your while to calculate savings and compare auto refinancing rates. While many can qualify for better rates through refinancing, it’s not always the case.

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How to Manage Your Personal Loan

Savings Corner

Managing a personal loan successfully, however, requires understanding how the payments change your monthly budget and creating a clear plan to pay off the loan. Because of the short terms on unsecured loans, Downing says she doesn’t get a lot of inquiries about refinancing them, but there are times when it’s beneficial.

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Compare 15-Year Refinance Rates Today

Savings Corner

This feature makes them popular for refinancing out of a 30-year purchase mortgage. 15-year mortgage rates vary by lender Each lender offers its own combination of interest rate and fees, so you can save money by comparison shopping and applying with multiple lenders. Is it worth refinancing to a 15-year mortgage?

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Family Office Manager

Family Balance Sheet

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Over the years, my FOM duties included: Review the day-to-day/month-to-month budget and spending for our household. Update budgeting software on a regular basis.

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Overhaul Your Monthly Budget: Tips to Save Now So You Can Splurge Later

Saving Cents With Sense

By reducing your monthly expenditures, however, you can save yourself some cash while also reducing your stress levels. Here are a few simple ways to save. Small changes can result in huge savings. By brewing your own coffee every morning, you can save yourself the $5 you usually spend on a latte and a tip for the barista.

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What Is Financial Planning? | Bankrate

Savings Corner

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. Retirement – How much do you need to save from each paycheck to retire comfortably? Investments – How can you save and invest to grow wealthy?

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