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Christmas Savings Club | August September 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. Budget items we are temporarily stopping for now: EVERYTHING ELSE!

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Christmas Savings Club | November 2019

Family Balance Sheet

Today is the final meeting of the 2019 Christmas Savings Club! . On the 25th of every month from January to November in 2019, I held a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly savings goal was $100. It became a habit.

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Grocery Budget Challenge | July & August

Family Balance Sheet

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My budget is $450. September’s Assignments.

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Christmas Savings Club | October 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas.

2019 100
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What We Ate this Week on our Budget 11.20.15

Family Balance Sheet

How I Saved this Week: I picked up my free turkey that I earned at Giant. A neighbor gave me several green peppers back in September, so I chopped them all up and put them in a freezer bag. Every week I share what we ate on our budget. Our montly grocery budget for my family of 4 is $500. Want to lower your grocery bill?

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Our 2023 Financial Goals

Family Balance Sheet

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. In 2021, I wanted to increase our savings but didn’t attach any number to it, so we floundered that year away. We have a number that we want to save for each daughter.