Motherhood Moments

FEBRUARY 27, 2023

Whether you’re taking the family for a fun-filled road trip or you just need something to get around town, having the right car can make all the difference. Here are 3 reasons why an electric car is worth considering for your family vehicle! However, the fact is that EVs are better for the environment. Thanks for reading!

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Koupon Karen

NOVEMBER 30, 2023

Car accidents are often unexpected and can leave you feeling disoriented and stressed. When they happen, however, it is important to take immediate steps to ensure your safety and to begin the insurance claim process. What Should You Do Immediately After a Car Accident? Related Questions Can I Get Insurance After a Car Accident?

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Savings Corner

DECEMBER 23, 2023

Whether you’re continuing your education, entering the workforce or settling down with someone special (or all of the above), life insurance should be part of your plan. You may be thinking, “ But I’m young ! Isn’t life insurance for older people?” But being a young adult means you’re entering a new stage of life.

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Koupon Karen

JANUARY 15, 2024

Car accidents, while unplanned and undesirable, are an unfortunate reality of life. When such an incident occurs, it’s essential to know the proper steps to take not just for legal and insurance reasons, but to ensure the safety and well-being of all involved. Similarly, provide them with your own information.

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Prairie Eco-Thrifter

JULY 2, 2013

When the house burned down, the community learned that the owners of the home didn’t have insurance on it. I believe that home insurance should be mandatory for every home owner. Importance of Home Insurance. Most of us think that we’re invincible to disasters, and don’t need to be insured.

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Prairie Eco-Thrifter

JULY 22, 2012

Have you ever felt like buying insurance was the biggest ripoff ever? Really, I mean you are betting that your house will burn down, that you will get into a car accident or that someone will sue you! Sure, you might get lucky and not ever need it, but on the other hand, total disaster may strike. What kind of ripoff is that!

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Prairie Eco-Thrifter

APRIL 3, 2012

Insurance has always been something that most of us aren’t really sure about getting. Although life insurance sounds sensible, other types of insurance such as travel insurance may make us think twice. Why should we spend more just to have insurance we might not even need? Advantages of Travel Insurance.

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Prairie Eco-Thrifter

JANUARY 20, 2013

And, being that it’s not the cheapest cell phone in the world, it’s also understandable why you may be contemplating if you should get insurance for it. Still, purchasing cell phone insurance in an economy that is still trying to get back to some sense of stability, at the end of the day, is generating another bill.

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Prairie Eco-Thrifter

JULY 31, 2011

Many auto insurance policyholders pay far more than they ought to for their insurance coverage. There are plenty of ways drivers can work to save money on their premiums and reduce the cost of being insured. As your family situation changes and your car gets older, it is quite likely that change may be in order.

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Prairie Eco-Thrifter

MARCH 9, 2015

One of the items that many entrepreneurs overlook when they get started is insurance. When you’re starting a business, it doesn’t seem important to worry overmuch about insurance. However, it’s important to be aware of some of the realities of insurance as an entrepreneur. Business Use of Your Home.

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Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Up for a Car Without Breaking the Bank appeared first on Penny Pinchin' Mom. Learning how to save up for a car is like learning how to save up for anything; it calls for discipline and a few financial tricks. Learning how to save up for a car without breaking the bank can now be somewhat difficult.

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Prairie Eco-Thrifter

MARCH 26, 2013

Unfortunately most of us will get in at least one car accident in our lives, whether it’s a small fender bender, or a huge collision. Car accidents are horrible for everyone involved. It was difficult to see, but I shoulder checked and misjudged the distance between me and an approaching car, thereby cutting the car off.

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Prairie Eco-Thrifter

JANUARY 16, 2012

If you’re one of the many people who can’t afford to put down the preferred 20% down payment, then you will be required by the lender to get mortgage insurance. The Definition of Mortgage Insurance. Private mortgage insurance , orPMI, protects the lender and investor from loss, not the borrower. So, what do you think?

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Prairie Eco-Thrifter

MAY 24, 2011

Guest Post Author Bio: Miles Walker is a freelance blogger who usually writes about car insurance over at Car Insurance Comparison.org. His recent review looked at where to get North Carolina car insurance. This is roughly twice the average of a car using an internal combustion engine. Conclusion.

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Prairie Eco-Thrifter

APRIL 24, 2014

I’m in spring cleaning mode, and I’ve been organizing my home, my computer, my online activity and now, recently, my car. I use my car a lot more often in the spring and summer, as we go camping, on road trips, and just start to explore the area in which we live. Vacuum, clean, and de-clutter your car for the summer months.

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Prairie Eco-Thrifter

SEPTEMBER 17, 2011

This makes it important to find suitable public liability insurance and professional indemnity insurance which covers any of your employee’s mistakes. Therefore is it important to take out employers liability insurance. It is also useful if any officials ask to see your insurance documents.

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Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity , this post may contain references to products from our partners.

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Prairie Eco-Thrifter

JULY 27, 2011

That’s hard to do if the lemon in question is the 3,500 pound used car you just bought. Here are ways to avoid having a sour experience when buying a used car: Know where to buy. Probably the best place to buy a used car is from a new car dealership. These are mostly late model cars that new car buyers have traded in.

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Saving Cents With Sense

JANUARY 16, 2014

Shopping for a car for a new teenage driver can be a lesson in frustration for both you and your child. Take the time to look over the Insurance Institute for Highway Safety’s (IIHS) top safety picks before settling on a vehicle for your teen. Know the Insurance Costs. Safety Ratings. Avoid Gas Guzzlers.

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Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Coverage 4.0

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Prairie Eco-Thrifter

JUNE 4, 2012

But one day, I may not be around to provide for my son’s future. That got me started thinking about life insurance. Life Insurance as a Guarantee If something were to happen to me, I need to ensure that my child will be taken care of. Planning is Everything Investing in life insurance doesn’t have to tax your monthly income.

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Prairie Eco-Thrifter

JULY 4, 2012

Unless you live, work, and play in your own neighborhood and never venture outside of it, chances are you own a car or a truck. Sure, your mind may go right to taking the subway or hailing a taxi, but there are many ways to make travel more sustainable and a lot less polluting. How about a motorized bicycle?

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Savings Corner

DECEMBER 25, 2023

The mortgage payment calculator can give you a reality check on how much you can expect to pay each month, especially when considering all the costs, including taxes, insurance and private mortgage insurance. The mortgage payment calculator can help you decide what the best down payment may be for you. Buy less house.

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Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. With a military connection, you may qualify for a VA loan. Debt and expenses. Credit profile.

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Prairie Eco-Thrifter

MARCH 6, 2014

One week I may consult the doctor for five minutes and be charged $100, and the next time I’m in with the same doctor for the same amount of time, I’m charged $150. I wonder if it has something to do with billing the largest amount possible to the insurance companies. I certainly know hospitals inflate their pricing.

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Family Balance Sheet

JULY 10, 2023

This update includes how we frugal-ed in April, May, and June. You may have heard that interest rates on some savings accounts have gone up, so I pulled my head out of the sand and transferred the cash portion of our college savings to two separate savings vehicles: a 15-month CD and a high-yield savings account.

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Prairie Eco-Thrifter

JUNE 18, 2021

From slowly paying off a mortgage, to paying for train travel or a car purchase, borrowing money for these types of items can be expensive. You may have purchased many useful items over the years, but do you still use them? Should You Risk Not Having Homeowner's Insurance? Here are 5 great tips for saving money by being frugal.

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Prairie Eco-Thrifter

MARCH 14, 2012

If you are wanting to get auto insurance, your rates go up if you have one or more tickets on your record. The average rise in the cost of insurance due to ONE ticket is $900 over 3 years. When you speed, you have less control over your car. You tend to ignore safe stopping distances, tailgating non-speeding cars.

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Prairie Eco-Thrifter

MAY 10, 2012

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. ” Jason presents Why We Didn’t Sell Our Car on Craigslist posted at Work Save Live , saying, “Last week I detailed why we considered buying a car through CarMax, and I wanted to do a follow-up on a service of theirs that we actually used.

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Savings Corner

DECEMBER 24, 2023

Refinancing your car loan can lower your interest rate and save hundreds or even thousands over the life of your loan. If you can qualify for lower rates and opt for a shorter — or equivalent — term, you may reduce your monthly payment and the total amount of interest you pay. You have equity in your car. Estimate your savings.

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Prairie Eco-Thrifter

FEBRUARY 28, 2018

From a money-saving and environment-friendly perspective, this may be the most obvious solution to making room in your budget in an eco-conscious manner. Similarly, a lot of companies, particularly insurance companies, offer discounts on premiums if the insured enrolls in paperless billing. Transportation.

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Prairie Eco-Thrifter

AUGUST 19, 2014

You may have to wait a little longer to see some of your entertainment, but that’s a big savings that you can take to the bank each month. Insurance Premiums. You might be surprised at how few people actually shop around for lower insurance premiums on a regular basis. Rethink Your Transportation.

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Prairie Eco-Thrifter

MARCH 14, 2013

A good part of our monthly income is spent on grocery shopping, and the budget may even go higher depending on whether it’s a holiday or a birthday where you need to feed more people. Reduce Your Insurance Premiums. Insurance is costly. Well, I can tell you a number of ways to save money on household expenses.

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Prairie Eco-Thrifter

JANUARY 13, 2013

There was a car parked in the driveway, making me think someone was home. The building and many of the things in your home may have been badly damaged by flames, heat, smoke, and water. The firefighters may have cut holes in the walls of the building to look for any hidden flames. Loop In Your Insurance Agent.

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Savings Corner

DECEMBER 27, 2023

For others, it involves driving your car, and that means factoring in car repairs, gas, tolls and parking. For most people, the bulk of these costs are made up by insurance premiums, but if you’re uninsured — or are considering an area with few in-network providers — healthcare costs may play a role in where you decide to live.

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Prairie Eco-Thrifter

FEBRUARY 20, 2013

This may be possible only for smaller companies, such as your gym, but it’s worth a try. 5 Ways To Reduce Your Car Insurance Premium Learn to Negotiate Better Prices Manifest More Money Into Your Life in 7 Steps- Step 2 Is It Worth It To Purchase Insurance For Your Smartphone? How to Save Money on Car Insurance.

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Prairie Eco-Thrifter

JUNE 30, 2021

From slowly paying off a mortgage, to paying for train travel or a car purchase, borrowing money for these types of items can be expensive. You may have purchased many useful items over the years, but do you still use them? 5 Frugal Living Tips To Saving Money Should You Risk Not Having Homeowner's Insurance?

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