Finally Frugal

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Sigh.

Finally Frugal

I'm pretty sure I've mentioned my 15 (almost 16) year old 'beater' car, which I'm trying to keep running until I'm debt-free. I was a few blocks from a dealership, and in my panic I drove in there and just left it in the service bay (but not before the salesmen tried to sell me a new car). And that's just to keep the car running!

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Update and dilemma.

Finally Frugal

My 15 year old beater finally bit the dust - I'm not worried about the car loan (2.9% interest) mostly because I bought a used, reliable, low-mileage, in-demand car that will keep its value for years should I choose to sell it. And with my current extra income I can pay off that car loan in about 4 months. No worries there.

Debt 45
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The Tax Man taxeth.

Finally Frugal

I've still got some of the state refund in my account and can't decide whether to use it to pay down my credit card (still somewhat high from the car and cat fiascos) or put it in savings or put it towards my second mortgage or student loan. Sometimes it's nice to have more money than one knows what to do with, eh?

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Frugal decisions.

Finally Frugal

Basically, the idea is to avoid a post-Christmas financial hangover by putting those extra dollars away in a special holiday savings account, thereby gaining a nice cushion when the gift buying season raises its expensive head once again; Second, how about starting a fund just for the car maintenance costs?

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