Finally Frugal

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Ugh.

Finally Frugal

Like many people, I want the best of both worlds, of course! I'm teetering between working as much as possible for a short period of time (year to year and a half) to pay off a LOT of my debt, and taking it a little easier so I don't burn out (and ruin my health). I hope you are enjoying your week! Subscribe to Finally Frugal.

Debt 40
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Finally back.

Finally Frugal

Of course, at least I'm making payments, right? At the beginning of January, my balance was $59,689. After sending about $1,000 to the U.S. government last month, the balance is now just above $59,000. All that interest is killing me!!

Debt 45
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Frugal wardrobe.

Finally Frugal

First, I read about the Six Items or Less project, in which participants pledge to choose SIX items of clothing (not including undergarments, outerwear and accessories, of course) from their closets and wear only those items for an entire month. , I keep coming across these projects that are designed to remind us how little we actually need!

Frugal 49
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Sigh.

Finally Frugal

I know I'll put this on my credit card (and immediately pay it off, of course), though I'm hemming and hawing about whether to take it out of my fairly healthy emergency fund (is it really an emergency if I could have prevented it by simply taking the car to MY mechanic weeks or months ago?)

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Update and dilemma.

Finally Frugal

Assuming, of course, that the stock market doesn't tank between now and January. I was intending to pay down my loans to $20,000 by January 2013 (totally doable) and then use $20K of the stock to pay the rest of it, thereby retaining about $8K for future use (or if I needed it to pay taxes).

Debt 45