Family Balance Sheet

MAY 4, 2021

Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. However, once we paid off all of that debt, I started playing the credit card game.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

APRIL 1, 2011

You spring clean your home; why not spring clean your finances? Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. The Family Balance Sheet is a form that I created to help me communicate the state of our finances with my husband. Let us know in the comments.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We cut up our credit cards and never used them again.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! This package is designed to help you organize your finances, create a budget, plan for major purchases, understand your cash flow, and track your net worth. I created it as a way to communicate our finances to my husband.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

AUGUST 21, 2020

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. Liabilities: Liabilities are what you OWE money on, such as car loans, student loans, credit card balances, and mortgage balances.

Family 241

Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

JANUARY 28, 2014

Millions of customers had their data stolen, including credit and debit information. My credit card information was vulnerable during the PlayStation Network breach of a few years ago. Use Credit Cards. I use credit cards a lot more now. Divide Your Credit Card Use.

Credit Cards 193

Credit Cards Bank Banking Identity Theft 193

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

Debt 52

Debt Credit Cards Credit College Tuition 52

Couponing 101

MARCH 3, 2019

The smart base calculates the nutritional data of the smoothie ingredients you use and sends the information to your smartphone via Bluetooth. If you have it, don’t forget to use your My Best Buy® Credit Card to earn 5% Back in rewards (6% for Elite Plus) on all your purchases at Best Buy.

Blenders 58

Blenders Credit Cards Finance Credit 58

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. 3 pm EST: Budgeting Basics with Jessi Fearon.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Penny Pinchin' Mom

MARCH 11, 2024

While I may talk a lot about savings and being prudent with your money, a huge part of decluttering your finances is knowing exactly where you stand with the major credit bureaus. Being credit-worthy is almost as important as being frugal. To get one at good rates, you need a good credit score. Is Credit Karma Accurate?

Credit 52

Credit Identity Theft Monitors Finance 52

Prairie Eco-Thrifter

DECEMBER 7, 2014

A borrower fills out an application for an unsecured personal loan of up to $35,000 on one of the online lending sites which verify employment and other information. Credit is a tool in personal finance. Using a peer loan to pay off high-interest credit cards does not mean you can run out shopping and max out your cards again.

Debt 188

Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

JULY 9, 2013

Another thing that, according to the National Foundation for Credit Counseling (NFCC), happens in childhood that affects our adult finances is that we learn from the financial behavior of our parents. They didn’t use credit (I’m not even sure they ever had a mortgage!) until late in life and then only credit cards.

Used 228

Used Parenting Credit Cards Debt 228

Savings Corner

APRIL 4, 2024

You can use your equity to renovate some rooms, pay off credit cards, cover college tuition, start your own business … or almost anything else. Lenders consider it when approving you for a mortgage or other home-based financing. As with a credit card, you borrow only what you need when you need it.

Calculators 52

Calculators Home Debt Fair-Trade 52

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? Our personal finances are so interwoven with our small business finances that we view them as one.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JANUARY 8, 2013

I learnt many of them from personal experience when I realized that I had to do something about my credit card debt that was spiraling out of control. I was spending more than I earned, using my several credit cards to buy just about everything and paying off one balance so I had enough credit to pay another.

Debt 271

Debt Win Credit Cards Money 271

Penny Pinchin' Mom

MARCH 11, 2024

So I would suggest using this method until you have your spending habits under control, and then you can go back to the credit cards. Download Cash Back Apps Remember when I said you were going to need your credit cards at some point? What I do is use my credit cards in conjunction with cash back apps.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Savings Corner

APRIL 4, 2024

Bank relationship Relationships can make a big difference in managing your business finances and getting a loan. If your business finances are in a gray area, having an established bank relationship can help your business get approved for a loan. If you have a business partner or co-owner, you must include their information too.

Bank 40

Bank Banking Credit Finance 40

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

MARCH 10, 2012

Credit Card Repayment Calculator. There is no shortage of credit card repayment calculators available online. While independently going green and improving personal finance is admirable, it’s not ideal considering how much free information and resources exist on the Internet.

Calculators 186

Calculators Saving Money Money Green 186

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? History repeats and informs in market technologies. It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information.

Money 133

Money Finance Personal Finance Real Estate 133

Saving Everyday

JANUARY 7, 2015

You will never be billed, and you don’t have to provide any credit card information! It regularly features information about beauty, food, fashion, home, age specific child development, health, pregnancy, marriage, finance, child care, education and discipline.

Parenting 40

Parenting Magazines Health and Beauty Credit Cards 40

Family Balance Sheet

JANUARY 29, 2015

A few weeks ago, my husband and I had an intense discussion about finances. They watch us have long discussions about the business and our finances. We want our daughters to understand how cash works, not how credit can ruin. Good things come to those who save for that next big purchase instead of pulling out a credit card.

Debt 100

Debt Debt Free Daughter Thrifty 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

MAY 31, 2012

Consumer Affairs reported that in 2005, CVS posted purchases made by holders of their loyalty card). Bloggers post the most detailed accounts of their finances on their sites – what they make, what they spend, where it comes from and goes, where their banks are and what their net worth is. How valuable is your privacy?

Phones 187

Phones Converse Cameras 2001 187

Fashion Without Guilt

MAY 9, 2011

If you want to still plan that vacation this year, Christian Personal Finance wrote a great article outling how to travel and get the &# bang for your buck&#. How they differ from traditional booking sites is that they don’t fully disclose all of the information. Travelocity with the Travelocity Credit Card.

Budgeting 69

Budgeting Budget Travel Discount 69

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. The higher your credit score, the lower the interest rate you will be eligible for — which means that lower scores equate to more expensive mortgages.

Real Estate 52

Real Estate Buy Buying Credit 52

Saving Cents With Sense

FEBRUARY 6, 2014

It’s another late night of trying to juggle the finances and balance the budget. Track all of your checking, savings, credit card and IRA accounts while keeping tabs on our budget. Toshl Finance. Now you don’t even know if you can afford the enormous cup of coffee that it will take to get you started in the morning.

Money 89

Money Budgeting Budget Finance 89

Prairie Eco-Thrifter

MAY 10, 2012

Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances. posted at Your Finances Simplified , saying, “One of the things that investment gurus always emphasize is to diversify, diversify and diversify. YFS presents What Is Asset Allocation and Why Is It Important?

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

OCTOBER 22, 2013

If you spend like crazy when you’re shopping, charge up your credit cards, and take out enormous loans to pay for your home or car, then your kids are likely to follow in your footsteps because they’ll think that’s normal behavior. Learning What They Live. De-Programming Your Kids.

Money 234

Money Kids College Tuition Kids and Family 234

Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. That may be a shock if you’re used to making minimum payments on a credit card.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We get a visual picture every month of where are finances are and what we have spent our money on. Beating Broke tells us how we can improve our credit score by adding positive information. I knew his determination and focus was something to remember, but I never thought of it in relation to finances. Congrats!!

February 113

February Debt Finance Personal Finance 113

Saving With Shellie

JANUARY 5, 2011

If getting your finances in order is one of your resolutions this year, I’d like to encourage you to use Mint. One of the benefits to Mint is that when you set up your account, you can link your bank, credit card, loan and investment accounts. This is a free internet based program and one of my favorite free resources.

Tools 49

Tools Money T-Mobile Mobile Phone 49

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. Fortunately, they willingly shared their advice from their success and I am passing that information on to you, so we can ALL succeed this year. goals to get us there. And make it automatic.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Savings Corner

DECEMBER 25, 2023

If you have no income and no credit or bad credit, you’ll need a co-signer to get a private student loan. Without bills in your name, such as a credit card, car loan or utility, it’s hard to demonstrate that you can pay bills on time. Will I need a co-signer for a private student loan?

Student 52

Student College Credit Debt 52

Prairie Eco-Thrifter

JANUARY 30, 2013

Credit card with an adequate limit. Financial contact numbers for banks, credit issuers, insurance companies, and others. If you can get to it, the right safe will protect the information from floods and fires, as well as other disasters. Financial Emergency Preparedness. Think ahead, and prepare for emergencies.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From. Your Score.

Credit Cards 234

Credit Cards Credit Building Rent 234