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Parenting Pointers: Synthetic Identity Theft

Motherhood Moments

Children are especially vulnerable to a new form of identity theft – synthetic – which now makes up 85 percent of cases and means thieves use combinations of real and fake information to take out loans, get credit cards, purchase cars, collect unemployment, and much more. And it’s grown 233 percent over five years.

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Limiting the Financial Damage of a Data Breach

Prairie Eco-Thrifter

Millions of customers had their data stolen, including credit and debit information. My credit card information was vulnerable during the PlayStation Network breach of a few years ago. Use Credit Cards. I use credit cards a lot more now. Divide Your Credit Card Use.

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How to Build Credit – NerdWallet

Savings Corner

If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place? There are also ways to use rent, phone and utility payments to build credit.

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How to Freezer Your Credit and Protect Yourself from Identity Theft

Prairie Eco-Thrifter

In addition to stealing credit card numbers , Target now admits that thieves were able to also get people’s names, mailing addresses, e-mail addresses, and phone numbers. The information is being sold on the black market. What Does It Mean to Freeze Your Credit. How to Thaw Your Credit. Use cash only?

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Monitor Your Credit During the Holidays with FREE Credit Score Check

For the Mommas

As many of us are shopping this holiday season, we will pull out our credit card over and over again to make the purchase. I tend to use only my credit card instead of debit card when shopping online, and use it a lot. It is very easy to do, but often times I forget to keep tabs on my credit card.

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Is Credit Karma Accurate? I Tested It & Here’s What I Learned

Penny Pinchin' Mom

Being credit-worthy is almost as important as being frugal. There are just some investment projects that you simply can’t finance with your savings or credit cards. To get one at good rates, you need a good credit score. That’s where credit rating bureaus like Credit Karma come into play.

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Best Credit Cards – December 2023

Savings Corner

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.