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A Goal Without a Plan is Just a Wish

Family Balance Sheet

We had our daughters later in life and at a crucial time in our lives, I stopped our retirement contribution. My husband and I will be 68 & 60, respectively, when our youngest daughter graduates from college, leaving us with little time free from child-rearing costs to save for retirement.

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My Binder System for Organizing Some Important Areas of My Office and My Life

Family Balance Sheet

I keep separate binders for our Business Expenses & Statements , Business Taxes , Health Savings Account , Retirement , my passwords (with alphabet tabs), and Workouts. I had to chuckle when I saw my training calendar from 2004, the year before our first daughter was born. I totally blew off my workout that day.

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2012 Financial Goals

Family Balance Sheet

Start a Car Replacement Savings Account. Start College Savings Accounts for our Girls. Our oldest daughter is in Kindergarten and we have not started to save for her higher education. become a fan and 'like' FBS on Facebook. This might take us 2 years to achieve. Let us know in the comments.

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How I Organize My Paper Files and Filing Cabinet

Family Balance Sheet

Major Category: Insurance - My sub-files are Auto, Health, Health Savings Account, Home-Owners, Life. Major Category: Education - I keep a folder for each daughter. It has saved us time and our sanity. become a fan and 'like' FBS on Facebook. Major Category: Taxes - I have a sub-file for each year.

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It Is Time To Teach Our 5 Year Old About Money

Family Balance Sheet

When we got home, my daughter went to get her wallet. She has gotten cash in the past for her birthday or Christmas, but she would have preferred a toy so I have deposited the money in her savings account. I will buy it for you, but you're going to have to pay me back when we get home. Do you understand?", 5 yo : "OK!"

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Disney Trip Cost, Breakdown & How I Paid For It

Saving Everyday

This is the first year I started a Disney/vacation savings account of $25 a week. My daughter will need her car while working at Disney, so we’ll be driving two cars on the way down. Any gift cards I get go right into the cute little Disney Fund box my daughter made me (in the pic above). Gas = $350. It takes 2.5

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