Family Balance Sheet

MARCH 28, 2014

Sometimes it takes pure anger to motivate a person to make a change. I’m a numbers gal and I love to play around with numbers, so this week as I was preparing our April budget I decided to calculate how much interest we are paying each month with our debt payments. Just more motivation to kick our debt to the curb!

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Debt Making Motivation Calculators 113

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off?

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Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

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Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 11, 2014

Back in March I wrote about my family’s Debt Freedom Plan. Our plan is going to take us several years and I think celebrating will motivate us when the going gets long and tough. But reaching #2 has given us new motivation to keep plowing away at our business and our Debt Freedom Plan. Let us know in the comments.

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Debt Emergency Fund Financial Goals Motivation 100

Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. In my roles as a motivational storyteller, engaging Amazon Top 100 author, and Internet radio show host, I am passionate about motivating, encouraging, and inspiring people overcome their obstacles to become their greatest selves. How much debt did you pay off?

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Debt Debt Free Finance Goals 100

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

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Debt Money Emergency Fund Goals 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

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Debt Debt Free Finds Home 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

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Debt Debt Free Finance Finds 100

Family Balance Sheet

JANUARY 20, 2023

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. <<— Once we paid off our non-mortgage debts in 2019, we started saving some of the debt snowball money for college savings. A few of our debt payoff trackers.

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Financial Goals Goals Debt College 130

Savings Corner

DECEMBER 24, 2023

Debt reduction – How much do you need to pay down and how can you do it? But here’s the point: The plan needs to provide the path for you to meet your financial goals, including helping to motivate you. Debt reduction If you’ve piled on too much debt, a financial plan can help you devise a way to get out from under it.

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Goals Debt Taxes Insurance 52

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

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Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Get to the Bottom of Your Money Motivations. First of all, it’s important to get to the bottom of your money motivations. Whether you want to pay off debt or save for retirement or get a new TV, you have to be in agreement on the big stuff. Being wary of debt (and paying it down if you have it). Set Goals Together.

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Money Finance Motivation Goals 252

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. Apply any Found Money to Debt. I’ll apply that money to the debt. Do you want to eliminate debt too?

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Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

JULY 11, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Jen from Money Rebound writes about Realistic Ways to Slash Your Student Loan Debt – Such a timely post considering the recent rate changes for federal student loans in the United States! Do you know how to protect yourself if debt collectors are harassing you?

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Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

JANUARY 4, 2016

While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. So in 2016, I will continue to share our journey to pay off our debt. Debt Freedom Plan Updates. I’ll elaborate on this soon, but in the mean time, here is our Debt Freedom Plan.

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2016 Money Financial Goals Debt 100

Motherhood Moments

FEBRUARY 16, 2023

Through this generous program, deserving applicants are awarded an opportunity to earn their college degree debt free. KC Scholars has been delivering on their mission of scholars graduating debt free for more than six years. The newest example of the program’s extraordinary offerings lies in the 2023 Traditional Scholarships.

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Kansas City Kansas Student College 130

Family Balance Sheet

JANUARY 11, 2019

Our 2019 Financial Goal: Our one and only financial goal for the year: Pay off the student loan, our last non-mortgage debt. . I’m very motivated to focus on one goal this year. Before we wrote our Debt Freedom Plan in 2012, I couldn’t see the forest through the trees. Related Reading: Our original Debt Freedom Plan.

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Financial Goals Goals 2019 Health Insurance 100

Prairie Eco-Thrifter

JUNE 6, 2011

Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days? Such an approach to anything can be appealing and even motivating at first, but I can assure you it is the quickest way to fail and lose the race.

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Pay Off Debt Win Debt Goals 176

Savings Corner

APRIL 4, 2024

The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. No matter what your motivation is for refinancing, the result should leave you better off financially. Many lenders cap cash-out refinancing at 80 percent of the home’s total value on most loan types.

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Calculators Refinancing Insurance Homeowner Insurance 40

Prairie Eco-Thrifter

JANUARY 17, 2013

Student Debt Survivor recently had a milestone birthday. Finding motivation when you have none. My Battle Against Travel Eating and a Lack of Motivation Need An Upgrade? Managing Debt Is A Marathon Not A Sprint. Read what to do with it from Investing for College Students. Check out her reflections on turning 30.

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Fridays Student Motivation Debt 150

Prairie Eco-Thrifter

OCTOBER 21, 2011

Stay motivated. It can be difficult to stay motivated. Read a motivational book. You can even search the internet for motivational quotes or videos on YouTube. I’ve done this quite often for an extra boost of motivation. If you don’t have passion and purpose, greater productivity won’t help you! Take a break.

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Real Estate Goals Motivation Hobby 194

Family Balance Sheet

FEBRUARY 20, 2013

Dave Ramsey is a financial coach, best-selling author, and speaker whose message of “cash is king and debt is dumb” is unrelenting. The book is designed to help you design a plan for paying off your debts and saving for a secure future. It is also full of the inspiring testimonies of ordinary people who have become debt-free.

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Money Podcasts Debt Finance 147

Prairie Eco-Thrifter

MARCH 24, 2011

It is also responsible for processing concepts of motivation and reward. When this happens, we become motivated to act; thinking and learning are enhanced. Conversely, negative emotional states, such as anger and sadness, have been shown to have a negative impact on learning and motivation.

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Motivation Money Debt Goals 124

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

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Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

DECEMBER 1, 2014

Sometimes I procrastinate, but when I realize it’s almost time to update my financial goals on the blog, I suddenly become a lot more motivated. You can motivate yourself by creating a way to track your progress visually. How much debt do you have? I blog, so I always share my financial goals on my blog.

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Goals Financial Goals December Motivation 209

Prairie Eco-Thrifter

SEPTEMBER 26, 2013

at Debt Roundup. 5 Tips for Motivating Yourself to Exercise More. Following the career advice trend, check out Nick’s post about Millennial Career Advice over at A Young Pro. If you’re in the market for a new car, make sure to read Grayson’s post where he wonders, Should You Pay Cash or Finance Your Next Vehicle?

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Fridays Budgeting Budget New Cars 187

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. My Themes for 2015: 1.

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2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

JUNE 12, 2013

Improve Your Health With The Help Of A Better Schedule Natural Ways to Energize Yourself Motivate Yourself to Get Moving Get Out of Debt…Sleep Debt That Is 6 Proven Tips for How to Get More Sleep. Get Healthy'

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Debt United States Activism Health 228

Prairie Eco-Thrifter

FEBRUARY 5, 2013

You are married, you are each individually responsible for the other guy’s debts if they were incurred during the marriage! And then there’s money. Money issues can severely hamper your chance of marital success and happiness. Give Each Other A Break And Some Breathing Room. a Rafflecopter giveaway.

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Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

MAY 25, 2014

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline. Or put yet another trip to Las Vegas on the credit card.

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Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

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Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JANUARY 11, 2016

BEFORE you invest in your retirement, you must follow Dave Ramsey’s Baby Steps that he outlines in the forward of this book to pay off your non-mortgage debts and establish a fully funded emergency savings. Currently, we are snowballing our non-mortgage debts, otherwise known as Baby Step 2.

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2016 Debt Finance Tools 100

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

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Debt 2017 Student 2016 100

Finally Frugal

FEBRUARY 2, 2011

And, unfortunately, sapped some of the motivation and joie de vivre from my life. I don't know if it's because I'm coming off of an exhausting cold and am not yet feeling 100% again, or if I need to readjust my work life (and debt repayment plans), but I feel as if my debt payments are just a drop in the bucket.

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Debt Motivation Student Graduation 45

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. How about you?

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Personal Finance Finance Family Debt 240

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? They didn’t like debt, and as I grew up, neither did I.

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Debt Debt Free College Finds 100

Couponing 101

FEBRUARY 26, 2013

If you’re at all responsible for your company’s success, you can’t just be a hard-charging entrepreneur or a motivating, encouraging leader. You have to be both!

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Amazon Motivation Debt Goals 102