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Is It Worth It To Purchase Insurance For Your Smartphone?

Prairie Eco-Thrifter

And, being that it’s not the cheapest cell phone in the world, it’s also understandable why you may be contemplating if you should get insurance for it. Still, purchasing cell phone insurance in an economy that is still trying to get back to some sense of stability, at the end of the day, is generating another bill.

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Buying a Home With the Help of Mortgage Insurance

Prairie Eco-Thrifter

If you’re one of the many people who can’t afford to put down the preferred 20% down payment, then you will be required by the lender to get mortgage insurance. The Definition of Mortgage Insurance. Private mortgage insurance , orPMI, protects the lender and investor from loss, not the borrower. So, what do you think?

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Q&A | frugal mental health, “why did you get a cat”?, and phones for kids

The Frugal Girl

First: I am most definitely not a licensed psychologist/therapist/anything of the sort. Mental health is definitely super important to tend to, although some of us tend not to prioritize it as much as our physical health. So, anything I share is just gonna be from one regular person to another regular person.

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How to Save Money on Your Home’s Mortgage

Prairie Eco-Thrifter

PMI stands for private mortgage insurance. Private mortgage insurance is an extra mortgage insurance that lenders require from most homebuyers who obtain loans that are worth more than 80 percent of their new home’s value. Your state or province may be overbilling you for the cost of your personal property.

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Planning How to Buy a House

Prairie Eco-Thrifter

Lenders will use your credit score and credit history to work out how much of a risk it may be to approve you for a mortgage so you can help your cause by making sure that your credit report is in order. First of all, you need to know what your credit score is so that you can assess the potential impact on your ability to get a mortgage.

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Fun Ways to Exercise (Who Would’ve Thought?)

Prairie Eco-Thrifter

There is no denying that there are health benefits from regular exercise, and health insurance companies don’t hide the fact that they offer lower rates to healthy individuals. Since it is so warm, you will definitely sweat a lot, but you won’t be jumping around or doing damage to your joints.

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Should YOU Buy a Boat?

Prairie Eco-Thrifter

There are boat shows, boats at Cabella’s, boat manufacturers and lots of people whose main recreation is ‘going to the lake’ My growing up family were definitely land lubbers. You may have very good reasons for purchasing! I love getting out on the water and getting in the water, but I do not own a boat.

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