Family Balance Sheet
JUNE 24, 2021
They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government.
Motherhood Moments
JANUARY 18, 2023
Prepare ahead of time and create a bare bones budget that includes only your essentials — think food, shelter, clothes, transportation and insurance — so you have a plan in the event that you experience a loss of income or need to cut expenses suddenly. An emergency fund is vital regardless of the larger economic climate.
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Savings Corner
DECEMBER 25, 2023
That should include the cost of car payments , fuel, insurance and more. Be sure to factor in costs like maintenance, gas and insurance in addition to loan or lease payments. When insurance, fuel and other regular monthly expenses are included, the cost should not exceed 20 percent of your monthly take-home pay. Your location.
Prairie Eco-Thrifter
JANUARY 1, 2013
On their own, they may not seem too major but if you are guilty of more than one, you are seriously affecting your financial security. Lack of An Emergency Fund . One of the most common disastrous finance mistakes is not having any sort of financial back-up for emergencies.
Prairie Eco-Thrifter
NOVEMBER 4, 2013
Now is the time to plan your financial future, not down the track when you realize you may have left it too late. Include all forms of income and divide expenditure into categories like rent/mortgage, entertainment, household expenses, insurances, transport etc. Another important aspect of your budget should be an emergency fund.
Prairie Eco-Thrifter
MARCH 14, 2013
Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. A good part of our monthly income is spent on grocery shopping, and the budget may even go higher depending on whether it’s a holiday or a birthday where you need to feed more people.
Family Balance Sheet
JULY 10, 2023
This update includes how we frugal-ed in April, May, and June. You may have heard that interest rates on some savings accounts have gone up, so I pulled my head out of the sand and transferred the cash portion of our college savings to two separate savings vehicles: a 15-month CD and a high-yield savings account.
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