Prairie Eco-Thrifter

JULY 28, 2014

Find something to motivate you into becoming financially literate. Perhaps it would demystify it, remove the taboo, and create a better educated consumer. How to Start. To make money management something you enjoy and to successfully incorporate it into your daily life, you have to get excited about it.

Hobby 189

Hobby Money Making Goals 189

Family Balance Sheet

MARCH 19, 2014

Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses. Start college funds for our two girls.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MAY 25, 2014

I wasn’t doing anything wrong back then; my family lived within our means, we had an emergency fund, and we were saving for retirement and our son’s college costs. It’s about those things that my now self would probably want to give my then self a swift kick in the pants for motivation.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

FEBRUARY 2, 2017

Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation). She and her husband also used a visual motivation chart posted on their refrigerator. Save for emergencies. Read: How to Build your Emergency Fund.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

Finally, we are able to see the light at the end of the tunnel and are more motivated than ever to pay off these final two loans. Fortunately we have an emergency fund and a personal escrow account for our yearly and quarterly expenses to keep us stable, but we do need to be diligent at staying within our budget.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

JULY 4, 2011

Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund. Is the conventional advice of keeping a 3 to 6 month emergency fund still valid? This article discusses why it might be better to have a bigger emergency fund. . “The family is the school of duties- founded on love.&#.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

NOVEMBER 30, 2014

You have to stay healthy and motivated for many years to grow a money tree. We have enough to live on from other sources and an emergency fund. Key to success are staying healthy long enough to accumulate and having at least a bit of discretionary income. Start by taking care of yourself . Mentally, physically and spiritually.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

SEPTEMBER 9, 2014

I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Building an emergency fund also helps enormously. I do remember thinking shortly after my ex and I got divorced that no one was ever going to do this for me.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. The more you save, the more you feel motivated to save more as you see your savings account grow.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Saving With Shellie

JULY 22, 2011

I encouraged you to build an emergency fund or pay down debt with your savings. Tiny bits can be a great motivator. I’ve also taken other measures to save money like turning up the thermostat and limiting my driving to essential trips. I thought I’d share with you this week what I plan on doing with my savings.

Goals 49

Goals Emergency Fund Financial Goals Debt 49

Family Balance Sheet

JANUARY 1, 2015

How to Build a Starter Emergency Fund in 30 Days or Less | Jackie Beck @ The Debt Myth. 5 Ways Busy Moms Can Get Motivated to Work Out | Diane Nassy @ philZENdia. How to Make This the Best Gardening Year Ever | Kendra Spencer @ a Sonoma Garden. 5 Ways to Make this Your Best Monarch Season…Ever!

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 17, 2018

Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses. Start college funds for our two girls. 2017 Update. 2016 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

SEPTEMBER 29, 2016

We are currently working towards fully funding our emergency fund. The other thing we did to keep us motivated and stop us from feeling paralyzed by the amount we were facing was to keep a visual chart. What are your financial goals now? We’re hoping to have that completed by the end of this year.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 3, 2016

Have pictures of your Why around in your daily life to help keep you motivated. Tracking your progress and making it visual do so much to motivate you to find more ways to cut expenses/earn more to get that debt paid off as quickly as possible, especially when it takes a long time and you get discouraged. Track your progress.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

FEBRUARY 10, 2017

Build up our Emergency Funds to 3-6 months of expenses. Start college funds for both girls. Pay off our home equity loan, using the snowball method by October 2017. We bought our home in 2001. Pay off the student loan, using the debt snowball method. Projected pay off date December 2018.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JUNE 8, 2018

If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. This group is a safe place where we talk, motivate, and share ideas about budgeting. What a great problem to have, right?!?! They will be helpful.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

AUGUST 11, 2014

I’m working on baby step 3 (3-6 months emergency fund) while paying cash for my new home projects. Find ways to motivate yourself and hold yourself accountable. What advice do you have for someone that is paralyzed by their debt load, but wants to be debt free? Celebrate your successes. Life will happen.

Debt Free 235

Debt Free Debt Mom Goals 235