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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Choose Thrift First. Plan our Spending.

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Our Big Financial Goal for 2016

Family Balance Sheet

Choose Thrift First. I have made a pact with myself that if I don’t already own something that I need, I will either: make do with what I have, find said item at a thrift store, borrow, or forget about it. Most importantly, we need to remember that the sacrifices that we make to achieve this goal are just for this year.

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7 Clever Ways Moms Used to Save Money

Penny Pinchin' Mom

This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. The trick is to make sure you have read the labels properly (some cleaning products don’t play well with each other) and do your research on which products can be used on which surfaces.

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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. Unless you have a well, you probably pay for your water. Gym Membership.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. I’m always amazed by the amount store tags I see on clothing and household item at thrift stores.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. This first group of ideas is about cutting back–but still living well–AND putting that money not spent into your emergency savings. Put the money in your emergency fund instead.

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Take Control of Your Money in 2015

Family Balance Sheet

My husband and I make some financial goals at the start of every year. I started the Debt Free Stories interview series back in September and it has been really well received. Choose Thrift First Challenge. In 2015, the monthly challenge will be the Choose Thrift First Challenge. And 2015 is no different.

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