Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

SEPTEMBER 17, 2021

In fact, it was one of my 2020 financial goals. IT WAS TIME WELL SPENT! My husband is many things, but he is not a mind-reader, so creating this binder was on my to-do list for some time. It took about two hours to gather everything needed for the binder.

Family 130

Family Financial Goals 2020 Insurance 130

Family Balance Sheet

SEPTEMBER 2, 2022

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. 40 wellness reimbursement from our Aflac policy. But in the end, $155 is still a gift. My Frugal Shenanigans! Total Found Money in August: $155.52.

August 130

August Frugal Green And Frugal Financial Goals 130

Family Balance Sheet

OCTOBER 18, 2019

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. 1st Update in June 2014. 2018 Update.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 4, 2016

We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. It is possible to eat well on a limited grocery budget. What are your financial goals for 2016? But, I’m ready to take on 2016!

2016 100

2016 Money Financial Goals Debt 100

Prairie Eco-Thrifter

MARCH 23, 2015

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Consider not only the financial aspects, but the life enjoyment aspects as well. Are you financially independent? Life really is a journey that you only travel once.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

AUGUST 25, 2014

It works out really well and we connect. Doing this will help you reach your financial goals much more quickly and may give you the motivation to change your spending habits here and there. Plus, the end product is one that you can enjoy together, which is wonderful. If you don’t already have a budget, make one!

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Savings Corner

DECEMBER 24, 2023

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. And his hours at the Y fit into his and our family’s schedule well. But one thing we didn’t want to do was feel like we were living a life of “lack” or sacrifice. We want to have our cake and eat it too. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

NOVEMBER 11, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. What We Ate this Week: Monday: Taco boats. I found some taco meat in the freezer and mixed in a can of black beans. I bake the boats in the oven.

Frugal 100

Frugal Fridays Financial Goals Homemade 100

Savings Corner

DECEMBER 23, 2023

Consider directing at least a portion of your pay toward long-term financial goals, like saving for retirement and purchasing a life insurance plan. Preparing for the Future Graduation is often a time when other life milestones start taking shape as well. You truly never know when the unexpected will happen.

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Family Balance Sheet

JUNE 17, 2018

I followed the Square Foot Gardening technique and it served me well for many years. The garden was my hobby for many years, but in the end, the weeds took over so much that I stopped enjoying my hobby and it became a dreadful chore. , we’re working on our Financial Vision Board in the month of June.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. Got turkey leftovers: 20 Recipes for Turkey Leftovers and if you’re sick of turkey, it freezes really well–how-to details in the post.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

DECEMBER 2, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. What We Ate this Week: Sunday: Using leftover turkey & gravy, I made Turkey & Waffles , steamed vegetable.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Prairie Eco-Thrifter

JULY 28, 2013

Are financial your goals aligned with your spouses? How have you divided up financial chores and is that working well? Sometimes it helps to take time out and just stare out the window while you consider these and other financial thoughts. It is one piece of a financial education that you should be providing.

Activism 229

Activism Goals Kids and Family Finance 229

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. We have Aflac supplemental insurance and I received our yearly $40 wellness benefit. My hope is to have it all paid off by the end of 2016 and to do so we need to get creative and resourceful. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Prairie Eco-Thrifter

JULY 11, 2013

Hope your week went well. Are you struggling to find motivation with your financial goals? Happy Friday everyone. My week, just like last week has been a blur. This course is taking a lot out of me. I am definitely noticing I don’t seem to have the same stamina I did when I was younger. as MMD at My Money Design thinks.

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

OCTOBER 28, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. What We Ate this Week: Homemade New England Clam Chowder , tossed salad: I made this soup as a surprise for my family. They LOVE it.

Crock Pots and Slow Cookers 100

Crock Pots and Slow Cookers Frugal Health Insurance Fridays 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

I’m sure many of your friends would appreciate the cozy home setting as well as the affordability of it all. If you learn how to save money from your monthly salary in a smart way, you don’t have to drastically diminish your lifestyle expenses to achieve your financial goals.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Follow this pattern and you are well on your way to generating savings. Set Financial Goals. Think of this: Whether you are an employee or businessman, you have to set goals to be successful. Think of this: Whether you are an employee or businessman, you have to set goals to be successful. Get Out of Debt.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. Our mission: Live WELL On LESS Money. That wasn’t very frugal of me, but our house was really hot and we all wanted to sleep well. Frugal Friday: A recap of how we frugal-ed our way through the week. I actually turned the AC on for a few days this week.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

SEPTEMBER 8, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. One of my kids was not feeling well, so we stuck around our home and hubby and I got a lot of housework done. Our monthly grocery budget for my family of 4 is $500. We ate leftovers.

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Share things you like spending money on (things vs. experiences), as well as your reasons for some of the money decisions that you make. Really get into the “why” behind your financial decisions. First of all, it’s important to get to the bottom of your money motivations.

Money 252

Money Finance Motivation Goals 252

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. Frugal living is not about deprivation. Instead, I look for creative ways to save my family money in all aspects of our lives. Some months are more successful than others. This update includes how we frugal-ed in April, May, and June.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

SEPTEMBER 15, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. To make life a little easier this week, I made double batches of dinners, as you’ll see below and that worked well. Our monthly grocery budget for my family of 4 is $500.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Prairie Eco-Thrifter

DECEMBER 31, 2012

Chunking your large goal into smaller milestone goals can help you manage your expectations, as well as manage your success. Make sure that you follow a logical course, and then focus on one step (or mini-goal) at a time. Don’t just define a concrete goal with your milestones. 8 Ways to Reach Your Goals.

Goals 230

Goals Financial Goals Work Re-use 230

Prairie Eco-Thrifter

JULY 28, 2014

By combining these simple steps and a little bit of wealth inspiration and momentum, you’ll be well on your way to becoming a master money hobbyist yourself.

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

APRIL 10, 2014

Have you ever sacrificed your long term financial well being for convenience and ease in the short term? What do you say to people complaining to you about their finances when they are clearly making poor choices?

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

JUNE 11, 2014

Take a look at your financial goals, and create sub accounts that allow you to focus on these different objectives. If you want to have $2,000 in your car maintenance fun, set up a sub account that allows you to save for that specific goal. But, with the right approach, this can work well.

Goals 208

Goals Emergency Fund Used Vacation 208

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. What We Ate this Week: Monday: Burrito Bowls with leftover chicken from last week. Tuesday: Easy Lasagna , steamed broccoli.

Frugal 100

Frugal Cheap Fridays Win 100

Prairie Eco-Thrifter

MAY 29, 2014

Meat accounts for 10 percent of Americans’ food spending, so making the switch to vegetarianism fit in quite well with my financial goals. Beans, nuts, and other veg friendly proteins are a lot cheaper than meat and many of them have a significantly longer shelf life. The truth is, I don’t miss meat.

Financial Goals 172

Financial Goals New York City Fuel Restaurant 172

Savings Corner

APRIL 4, 2024

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. But when inflation falls, the bond’s payment falls as well.

April 52

April Lowes CD Bank 52

Prairie Eco-Thrifter

DECEMBER 7, 2014

Used properly, it can help you build your dream home and reach your financial goals. The industry has done really well in other countries like England and New Zealand and it will likely become a big part of the American lending environment over the next few years. Credit is a tool in personal finance.

Debt 188

Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

JANUARY 19, 2014

In fact, I was drinking more than two per night, as well as some rum and eggnogs, mulled wine , and other alcoholic drinks that were wholly unnecessary for my health. This averages out to be maybe 2 glasses of wine per week, if you account for more then one glass over a longer evening.

Holiday 189

Holiday Food and Wine Wine Food and Drink 189

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Yes you are married, but you are still an individual as well. We all need time and space to ourselves occasionally and I believe this extends to money as well. If you agree on your financial goals and approaches, neither of you will feel compelled to control the others money use. If All Else Fails, Get Financial Therapy!

Money 269

Money Giveaway Goals Debt 269

Family Balance Sheet

SEPTEMBER 9, 2014

It’s all about living with the choices you make, and changing what isn’t working vs. telling yourself “oh well, but I can’t do that because __.” We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending. What are your financial goals now?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Savings Corner

DECEMBER 24, 2023

Lenders sometimes base variable rates on a well-known index rate , such as the prime rate. The prime rate is the interest rate at which banks and other financial institutions lend to one another. The APR includes the personal loan’s interest rate in addition to the lender’s fees for servicing the loan.

Debt 52

Debt Credit Cards Credit Home Improvement 52