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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. When reviewing your spending from the previous challenge, realize there are two types of spending categories: Fixed and Variable. Groceries. I talk a lot about grocery spending on this blog.

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5 Easy Budget Categories to Reduce

Family Balance Sheet

And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. When you walk into a grocery store with a plan, you eliminate impulse & duplicate purchases. All of which I regularly find at the thrift store.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month. How much can you save just by cutting out non-essential spending? Challenge yourself to question your purchases and spending through out the month and see how much you can save. ” Trust me, YOU WILL SURVIVE!

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. This first group of ideas is about cutting back–but still living well–AND putting that money not spent into your emergency savings. 18 – Teach your skills.

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Take Control of Your Money in 2015

Family Balance Sheet

I started the Debt Free Stories interview series back in September and it has been really well received. Choose Thrift First Challenge. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend.

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