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How We Frugal-ed in June 2023

Family Balance Sheet

This update includes how we frugal-ed in April, May, and June. You may have heard that interest rates on some savings accounts have gone up, so I pulled my head out of the sand and transferred the cash portion of our college savings to two separate savings vehicles: a 15-month CD and a high-yield savings account.

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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government.

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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. We were no longer required to send an escrow payment to the bank for our real estate taxes and home owners insurance.

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Christmas Savings Club | November 2019

Family Balance Sheet

In May, I made money from a yard sale and put $50 towards our Christmas savings. I also earned $20 from Ibotta and $7 from Ebates, and found $23 within our May budget. In June, I was rather uncreative and pulled the $100 from our monthly budget. It was a pretty easy month to find the cash.

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6 Ways to Save Money On a Gym Membership

Prairie Eco-Thrifter

Guest Author Bio: Kalen Smith writes about health insurance and related topics for [link]. More people look to join a gym in the colder months, so if you sign up in June or July you will probably be given a price break. Gym memberships are more negotiable than you may think, particularly with reasonable managers.

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Christmas Savings Club | October 2019

Family Balance Sheet

In May, I made money from a yard sale and put $50 towards our Christmas savings. I also earned $20 from Ibotta and $7 from Ebates, and found $23 within our May budget. In June, I was rather uncreative and pulled the $100 from our monthly budget. It was a pretty easy month to find the cash. We also sold our beloved pop-up camper.

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Marnie's Coupon-a-ram-a: Do a Budget Check Up

Marnies Coupon-a-rama

Can you save on insurance costs? This year, we found a company that offered us a drastically reduced bill on our various insurance coverages if we did them all thru them. June 30 - July 7 (26). June 23 - June 30 (16). June 16 - June 23 (26). June 9 - June 16 (26). June 2 - June 9 (28).