Family Balance Sheet

JANUARY 9, 2011

Kiplinger's Personal Finance magazine is once again offering FREE financial advice, with financial planners from the National Association of Personal Financial Advisors, by phone or by web on January 21 or January 25. On these two days, call 1-888-919-2345 between 9 a.m.

January 138

January Personal Finance Magazines Finance 138

Family Balance Sheet

JANUARY 20, 2012

Michael's Free Make-It Take-It Workshops: Saturday, January 21, 10am - Noon | Fancy Nancy: Design a Tiara & Storytime. It's a light weekend. I guess we'll have to come up with our own entertainment. Have a great weekend! Do you have any free or inexpensive activities planned for the weekend? Let us know in the comments. Thanks for reading.

January 127

January Inexpensive Michael's Kids 127

Family Balance Sheet

JANUARY 27, 2012

Saturday, January 28, 10 am | Build-a-saurus. Another light weekend, but make it a good one! Lowe's Build and Grow Clinics. Do you have any free or inexpensive activities planned for the weekend? Let us know in the comments. Have a great weekend! Thanks for reading. become a fan and 'like' FBS on Facebook. become a Twitter follower.

January 127

January Inexpensive Building Kids 127

Family Balance Sheet

MARCH 5, 2021

In January, I found more extra money than I ever have and I was so excited about it, BUT unexpectedly, February…blew.it.out.of.the.water! In January 2020, we booked round-trip flights to Paris for the four of us. Found money recap: January 2021. Yep, I found a $20 bill on a morning run at the beach! Airfare Refund: $2700.

February 257

February Money Airline Flights 257

Family Balance Sheet

JANUARY 17, 2013

National Park Service is celebrating Martin Luther King, Jr. Day by offering FREE entrance fees to the national parks that normally charge a fee. Head to the U.S. National Park Service website for more information. Thanks for reading. become a fan and 'like' FBS on Facebook. become a Twitter follower.

January 100

January Fans Free Thankful 100

Family Balance Sheet

APRIL 2, 2021

January and February were stellar months with finding money. Found Money Recap: January 2021 – I found $1681. Over the years, I have found money through rebates, refunds, online sales, and even the ground. Yep, I found a $20 bill while running on the beach! I found $1681 and $3433.68, respectively.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

JANUARY 3, 2012

New month, new printable coupons. This is just a sampling of the coupons available on Coupons.com. There are over 130 coupons currently for food, household products, health and wellness, pet food, and more. off Cinnamon Toast Crunch cereal. off 2 boxes Cheerios cereal. off TWO Campbell's Slow Kettle Style soup. off three Campbell's Condensed Soups.

Muir Glen 138

Muir Glen Cheerios Pillsbury Betty Crocker 138

Family Balance Sheet

FEBRUARY 1, 2023

Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. February is a good month to hit the reset button and go back to that feeling of anticipated accomplishment that we had on January 1st when we made our goals. So I am declaring a Frugal February.

February 130

February Frugal Financial Goals Goals 130

Family Balance Sheet

JULY 9, 2014

I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family. Since January, our average grocery spending has been $450 a month just by being more disciplined and diligent with my planning. Our savings: $55 a month or $660 a year.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

NOVEMBER 2, 2022

January will be one giant nightmare when the credit card bills start rolling in. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. I started donating plasma in January of 2021 and earned over $1000 in the first 3 months of the year. Hopefully, that’s your goal too.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

MAY 4, 2021

I earned over $1300 from January through April and havnen”t spend a dime of it. January 2021 – I found $1681. While I’m donating, I usually listen to podcasts, go through emails, and surf YouTube on Friday mornings, and on Sunday mornings, I try to listen to our church service that is live-streamed.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

MARCH 11, 2021

On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12? Each January during that time, we would set a goal to pay off a certain dollar amount, and by January 1, 2019, we could see the end in sight and were able to pay off the final loan in September 2019.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

DECEMBER 23, 2014

See you in January! My kids come home from school early today, so I’ll be offline for the next week. Have yourself a safe and merry, merry Christmas. And I wish you all a Happy & Healthy 2015!

2015 124

2015 Christmas Kids and Family January 124

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. This summit runs January 9-13, 2017 and consists of 15 workshops over those 5 days. Friday, January 13: 12 noon EST: Investing for (Early) Retirement.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

NOVEMBER 25, 2013

This idea came to me last January when I received our credit card statement in the mail that had all of our Christmas purchases on it. It was due on January 19 and I had had enough–no more ridiculous credit card bills. Our very first meeting for the club was on January 25th. We had a pantry challenge.

Club 100

Club November Christmas Credit Cards 100

Family Balance Sheet

JANUARY 25, 2019

On January 25, you might not want to even think about Christmas. a stressful January and beyond. If you woke up to a large credit card balance in January because you charged your way through the holiday season, join me to start today planning for a cash Christmas. possible arguments with your spouse. a relaxing Christmas.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

JANUARY 16, 2014

Monday, January 20, 2014 | Fee waiver includes: entrance fees, commercial tour fees, and transportation entrance fees. Saturday, January 18, 2014, 11 AM | Storytime & activities featuring The Snatchabook .' FREE Entrance Day into the National Parks. Michael’s Kids Club. Saturday, Jan. See a store associate to join the fun!

Jan 100

Jan Transportation January Family 100

Family Balance Sheet

NOVEMBER 25, 2019

On the 25th of every month from January to November in 2019, I held a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. The club was open to anyone who wanted monthly accountability to save for a cash Christmas.

2019 130

2019 November Club Christmas 130

Family Balance Sheet

OCTOBER 22, 2012

Back in January of this year, I made a bold list of personal goals. In January, I committed to running two half marathons this year. Except for three weeks in July when I took off to nurse my over-worked right hip, I have been running fairly consistently since January 2012. This past weekend, I ran my second one in Hershey, PA.

Goals 157

Goals 2012 January Hersheys 157

Family Balance Sheet

DECEMBER 22, 2015

I’ll see you in January 2016. There is so much noise online and I truly appreciate that you stop by and read my little corner of the web. From my family to yours, we wish you a Merry Christmas and a rockin’ New year! The post We Wish You a Merry Christmas & a Happy 2016! appeared first on Family Balance Sheet.

2016 100

2016 Christmas January New Year's 100

Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. Creating a Christmas spending budget in January really made me conscious of where that money was going to come from. So, how did I do in January?

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

JANUARY 2, 2013

Unless it's paid with cash, that is one hefty credit card bill come January. a stressful January and beyond. On the 25th of every month from January to November, I'll be holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. arguments with your spouse.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

JANUARY 10, 2014

On the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month. Before our first meeting on January 30, 2014 , there’s a little prep work that you’ll need to do: Action Step 1 : Figure out your monthly grocery budget. Start meal planning ASAP.

Budgeting 174

Budgeting Budget Groceries Grocery 174

Family Balance Sheet

MARCH 25, 2019

On January 25, 2019, I started the Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. .

March 100

March Club Christmas Budgeting 100

Family Balance Sheet

NOVEMBER 18, 2022

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. That merry time of year that is filled with faith, family, food, and a little bit of shopping.

Christmas 130

Christmas Budgeting Budget Money 130

Family Balance Sheet

FEBRUARY 25, 2019

On January 25, 2019, I started the Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. .

2019 100

2019 February Club Christmas 100

Family Balance Sheet

SEPTEMBER 23, 2022

My planner details: January – December 2023 tabs. I made a quick YouTube video showing both layouts. See for yourself which one might work best for your planning needs. Click HERE for my 2023 Planner video on YouTube. Two pages per month view. 2 pages per month.

College 130

College 2018 Video Paper 130

Family Balance Sheet

DECEMBER 1, 2017

Target is my preferred clearance destination and I usually do my final sweep of Target on January 1 at 8 am when everyone else is snoozing in. Target has definitely changed their clearance policy over the years, but they are usually at 70% off by January 1. January Prep. What are your favorite ways to save in December?

Saving Money 100

Saving Money December Money Friends And Family Sale 100

Family Balance Sheet

DECEMBER 29, 2020

One January, we received a very large credit card bill in the mail. When the following Christmas rolled around, we were able to use cash and slept quite soundly in January knowing there wouldn’t be any large bills in our mailbox.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

OCTOBER 30, 2020

My Planner details: January – December 2021 tabs. This year I went back to a Daily/Monthly layout after using a Monthly/Daily for 2020. I discovered that I much prefer Daily/Monthly space. I made a video about my new planner. Click HERE to find it on YouTube. 2 pages per month. 1 day per page. Durable front & back cover.

College 130

College Gratitude 2018 2020 130

Family Balance Sheet

JANUARY 5, 2011

But the offer is only available on Wednesday, January 5 for 24 hours. David Bach, the author of the Finish Rich books and The Automatic Millionaire is offering a FREE downloadable copy of his new book, " Debt Free For Life: The Finish Rich Plan to Financial Freedom ". So click here to download this FREE copy.

Debt Free 164

Debt Free Debt January Fans 164

Family Balance Sheet

MARCH 9, 2018

One January, we received a very large credit card bill in the mail. When the following Christmas rolled around, we were able to use cash, and slept quite soundly in January knowing there wouldn’t be any large bills in our mailbox.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. 15 was my shortfall from January & February and $100 was my April goal. Find your monthly savings goal for May and any shortfall that you have from January through April. How did YOU do in April?

April 100

April Club Christmas Goals 100

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. At the beginning of March I was still $40 behind from January & February, but I transferred $125 to our account this month and I'll aim to get the $15 in April along with our $100 goal. How Are You Doing?

March 100

March Club Christmas Goals 100

Family Balance Sheet

NOVEMBER 20, 2013

Back in January, I offered my Christmas Gift & Spending Budget excel spreadsheet for FREE. The holiday spending season is about to begin–are you ready for it? If you haven’t put together a gift & spending budget for the holidays, I urge you to do so and I’d like to make it easy for you.

Budgeting 164

Budgeting Budget Christmas Gifts 164

Family Balance Sheet

JANUARY 3, 2013

Too many people rely on credit cards to carry them through the holiday spending and January ends up being a very stressful month when those credit card bills start rolling in. January's Christmas Savings Club Goal: Create your budget, divide by 11 and save your first month's goal. I'm offering the excel spreadsheet FREE to my readers.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Family Balance Sheet

DECEMBER 21, 2012

I'll see you in January! I've got my annual Top 10 post recaps planned for that week. Although, I'll probably still be lurking on Facebook. I'll be back in 2013 with new content, new series ideas, and lots of money-saving tips. Thanks for reading. become a fan and 'like' FBS on Facebook. become a Twitter follower.

Family 100

Family New Year's January Christmas 100