Finally Frugal

FEBRUARY 9, 2011

I'm usually the person who sends in an electronic return on January 31st at midnight (after all of my W2's and associated documentation has arrived in the mail or in my email inbox). For the first year EVER in my adult life, I haven't yet submitted my tax returns. I can't WAIT to get my hands on my refund each year! So wait I will.

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Taxes Frugal Debt January 45

Finally Frugal

SEPTEMBER 10, 2012

I was intending to pay down my loans to $20,000 by January 2013 (totally doable) and then use $20K of the stock to pay the rest of it, thereby retaining about $8K for future use (or if I needed it to pay taxes). Assuming, of course, that the stock market doesn't tank between now and January. What would you do?

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Debt Student Taxes January 45

Finally Frugal

FEBRUARY 2, 2011

At the beginning of January, my balance was $59,689. When will I start to see a real difference in my student loan debt? Granted, it's a huge balance (in my own mind, anyway) and it IS going to take awhile, maybe longer than I originally planned. After sending about $1,000 to the U.S. All that interest is killing me!!

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Debt Motivation Student Graduation 45

Finally Frugal

JANUARY 1, 2011

Little did I know when I started this blog in January of 2008 that I would learn so much and come so far in my struggle to overcome my debt and control my spending. Welcome to 2011! Over the past three years I've heard from so many of you who are in the same situation, either just beginning your journey or close to the end.

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New Year's Goals 2008 2011 45

Finally Frugal

MAY 30, 2012

My goal is to pay my loans down to $20,000 by the end of the year (an ambitious goal, for sure) so in January I can sell my stock and pay it all off once and for all! I started the year at around $49,300 so I think I'm doing well for being five months into the year.

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Debt Student TV shows Goals 40

Finally Frugal

JANUARY 8, 2011

The first suggestion is a great one (because I've already put it into practice with my first January paycheck!) This may be especially useful for those of us who - whether currently or in our spendthrift past - may be likely to fritter that money away as soon as it shows up in our paychecks.

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Frugal Spendthrift Debt Recession 45