Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We also had some building repairs that we needed to cash flow. Update: DONE Sept 2019!! Next, make a list of your current needs , such as home repairs, medical needs, or educational needs.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Saving Cents With Sense

SEPTEMBER 12, 2011

GIFT CARD DEALS Purchase 3 Select John Frieda Products and receive a $5 Target Gift Card - $3/2 John Frieda Full Repair Hair Care Items Target printable Plus - $3/2 John Frieda Brilliant Brunette, exp. 9/18/11 (SS 08/07/11) = As low as $1.99 10/31/11 (RP 08/28/11) = As low as $1.66 Allure , Sept) = $0.99

John Frieda 61

John Frieda Target Kashi L'Oreal 61

Saving Cents With Sense

OCTOBER 5, 2012

Price as low as $1.83 Price as low as $0.99. Price as low as Varies. Price as low as $2.50. Price as low as $21.99. Price as low as $0.49. Price as low as $1.50. Use $2/1 Neutrogena Rapid Tone Repair Moisturizer, exp. 11/30/12 ( ALL YOU Sept ’12). Price as low as Varies.

Neutrogena 53

Neutrogena CVS General Mills Raisin Bran 53

For the Mommas

JULY 2, 2011

get $2 +UPR (limit 4) $1/1 Colgate 360 Toothbrush ( ALL YOU July '11) $1/2 Colgate Manual Toothbrush or Wisp (SS 06/26/11) as low as FREE after coupon and +UPR Crest Toothpaste, Scope Mouthwash (250ml) or Oral-B Stages, Advantage or 3D toothbrush - $2.57 7/31/11 (P&G 07/03/11) as low as $5.50 get $4.50

John Frieda 51

John Frieda L'Oreal Gillette Coppertone 51

Saving Cents With Sense

DECEMBER 16, 2011

12/31/11 (SS 07/31/11) = As low as FREE after coupon & ECB. 12/31/11 (SS 09/11/11 R) = As low as FREE after coupon & ECB. 12/31/11 (SS 09/11/11 R) = As low as FREE after coupon & ECB. L’Oreal Revitalift Deep-Set Wrinkle Repair or Collagen Filler – $14.99 12/31/11 (SS 10/23/11) =As low as $1.39

CVS 58

CVS Arm and Hammer Health and Beauty Band-Aid 58

Saving In Akron

FEBRUARY 26, 2011

Aquaphor Lip Repair (.35 As low as FREE after stacked coupons! :: Register Rewards. As low as $8.99 As low as $2 ea. As low as $1 ea. As low as $2.49 . $1/1 Poligrip Free Product printable. Better than FREE after coupon and RRs! 35 oz.), $4.99. Get $4 RRs. $1/1 1/1 Aquaphor printable. 1 NyQuil Product, exp.

Walgreens 133

Walgreens Olay Jet Dry Motrin 133

Couponing 101

DECEMBER 3, 2011

2 Glade Jar Candle Coupon ( ALL YOU Sept '10) OR - $1/2 Glade Jar Candles Printable Coupon OR - 75¢/2 Glade Jar or Scented Oil Candles Product Coupon (12/4 SS) OR - $1/2 Glade Scented Oil Candle Refill Pack Printable Coupon = $1.49 - $2.12 Visit Kingdom First Mom’s $5 Walgreens Challenge for low-cost scenarios!

Arm and Hammer 71

Arm and Hammer Schick Glade Wisk 71

Couponing 101

OCTOBER 27, 2012

Visit Kingdom First Mom’s $5 Walgreens Challenge for low-cost scenarios! Walgreen’s Coupon Matchups and Deals 10/28 – 11/10 (2 Week Ad!) is a post from Couponing 101.

Johnsons Baby 72

Johnsons Baby Neutrogena Listerine Almay 72

For the Mommas

FEBRUARY 6, 2011

ECB (limit 1) as low as free after coupon and ECB Lindl Truffles, Ghirardelli Squares or Ferrero - $3.00 ECB wyb 2 (limit 1 offer) as low as $1.50 as low as $0.50 12-31-11 ( ALL YOU Sept ’10) or buy 2 and use $1/2 Glade Scented Oil Candle Refill Pack, exp. ECB wyb 2 (limit 1 offer) as low as $1.50

John Frieda 63

John Frieda CVS Nivea Maybelline 63

Couponing 101

FEBRUARY 19, 2011

Glade Surface Disinfectants or Air Sanitizers $2.50, Buy 2 and Earn $1 in Register Rewards (Limit 1). - (2) $1/1 Glade Premium Room Spray Coupon ( ALL YOU Sept ’10) or Printable Coupon. = $1 ea. Visit Kingdom First Mom’s $5 Walgreens Challenge for low-cost scenarios! . = 99¢ – $1.49. Price Varies.

John Frieda 55

John Frieda Herbal Essence Arm and Hammer Curel 55

The Frugal Girl

NOVEMBER 6, 2023

I found you through your post, “Soap Is Cheap, in Sept 2021. Home repairs, construction, electrical, auto repair, technology – he’ll try anything after suitable research of YouTube and other resources. I volunteer at my kids’ school at lunch time and other events. A cake with a perfect swirl!

Kids and Family 189

Kids and Family Money Home and Garden Frugal 189

Saving In Akron

SEPTEMBER 16, 2011

9/24/11 ( Walgreens, Sept ). 9/24/11 ( Walgreens, Sept ). 9/24/11 ( Walgreens, Sept ). . 9/24/11 ( Walgreens, Sept ). As low as FREE after stacked coupons wyb 3! :: Register Rewards. As low as $1 ea. —Leave in treatment, Repair or Spray (8–16 oz.). 10/31/11 ( ALL YOU Sept '11).

Walgreens 113

Walgreens Sept Glade Ice Cream 113

Couponing 101

FEBRUARY 5, 2011

2 Glade Jar Candle Coupon ( ALL YOU Sept ’10). Visit Kingdom First Mom’s $5 CVS Challenge for low-cost scenarios! . - $1/2 Glade Scented Oil Candle Refill Pack Coupon (2/6 SS) or Printable Coupon OR. - $1/1 Glade Scented Oil Candle Coupon (2/6 SS) or Printable Coupon OR. - $1/2 Glade Jar Candle Coupon (2/6 SS) OR. - $1.50/2

John Frieda 58

John Frieda CVS General Mills Maybelline 58

Saving In Akron

MARCH 10, 2011

4-30-11 ( Parents Magazine , Sept). $1/1 4-30-11 (Redbook, Sept). $1/1 4-30 (Parenting Early Years, Sept). As low as $2.49 As low as $0.49 As low as $2.60 As low as $4.99 As low as $0.90 As low as $0.90 As low as FREE after doubled coupons and instant savings plus bonus Box Tops.

Giant Eagle 157

Giant Eagle Pepperidge Farm John Frieda Dog Food 157

Saving In Akron

NOVEMBER 9, 2011

12-31-11 ( Good Housekeeping , Oct) $1/2 Ziploc Brand Bags (Recyclebank) ** More Ziploc Brand Coupons As low as $0.12 1 Solo Cups, Plates, or Bowls printable As low as $1.16 12-31-11 ( Good Housekeeping , Oct) $1/2 Ziploc Brand Bags (Recyclebank) ** More Ziploc Brand Coupons As low as $0.12 Earn $0.20

Giant Eagle 127

Giant Eagle Oct Paper Towels Pillsbury 127

Saving In Akron

DECEMBER 2, 2011

12-31-11 ( Shape , Oct) As low as FREE after coupon and RRs! 12/11/11 (RP 11/13/11) As low as FREE after coupon and RRs! As low as FREE plus $10 overage after RRs and MIR! As low as FREE plus $10 overage after RRs and MIR! 12/31/11 (P&G 11/27/11) As low as $6.49 3 oz.), $3.99 Get $14.99

Walgreens 113

Walgreens Oct Dec Nov 113

Saving Everyday

OCTOBER 5, 2013

10/2 John Frieda Precision Foam Colour (RA Video Values, Sept)-No longer available to watch. $3/2 Final Price = As low as $2.49 Final Price = As low as 99¢. $2+UP Final Price = As low as 99¢. $25+UP Final Price = As low as 49¢. $10+UP Final Price = As low as $9.49 Final Price = As low as $2.25.

2013 45

2013 John Frieda Sept Video 45

Saving In Akron

AUGUST 30, 2011

As low as $5.49 As low as $1.40 As low as $5.99 11-30-11 ( Weight Watchers , Sept). As low as FREE after doubled coupon. As low as $1 ea. As low as $1.50 . $2/1 Huggies Diapers, exp. 1/31/12 (Porque Sabes Ahorrar Compras). $2/1 2/1 Huggies Pull-Ups Training Pants, exp. 1 Huggies Baby Wipes, exp.

Giant Eagle 170

Giant Eagle Kashi Betty Crocker Double Coupons 170

Saving In Akron

OCTOBER 7, 2011

As low as $3.99 As low as $8.49 1 Jergens Overnight Repair Lotion printable. As low as $1.49 As low as $4.49 Allure , Sept). $1/1 As low as $1.99 As low as $4.99 As low as $13.99 As low as $16.99 As low as $15.99 . $3/1 Huggies Diapers, exp. after coupon and RRs!

Walgreens 153

Walgreens Oct Irish Spring Salon And Beauty 153

Saving In Akron

DECEMBER 16, 2011

1 Hartz Crunch ‘n clean Cat Treats, exp 6/30/12 (All You, Sept) $0.50/1 John Frieda Full Repair, 2/$10 $2/1 john Frieda Full Repair, exp 7/13/12 (came with sample) $1/1 Ban, Biore, Curel, Jergens, Jergens Natural Glow or John Frieda Product, exp 12/31/11 (Peelie) Final Price: as low as $1!

Kmart 113

Kmart Double Coupons Oct Good Housekeeping 113

Saving In Akron

JANUARY 5, 2011

As low as $0.30 As low as $0.88 As low as $12.99 As low as $0.25 As low as $0.77 As low as $0.99 As low as $2 ea. 2 Chex Mix or Chex 100 Calorie Snack, exp. 2-26-11 (GM 01/02/11). 1 Chex Mix, Chocolate, exp. 1-8-11 (GM 11/14/10). 2 Chex Mix or 100 Calorie Snack Mix, exp. 1-8-11 (GM 11/14/10).

Giant Eagle 145

Giant Eagle Healthy Choice Egg Beaters Macaroni Grill 145

Saving Cents With Sense

AUGUST 27, 2012

As low as FREE. As low as $9.99. Use $3 off John Frieda Full Repair Styler or Treatment wyb Full Repair Shampoo or Conditioner, exp. As low as $2.99. As low as $0.24. As low as $1.99. As low as $34.99. $5 As low as $3.00. As low as $3.00. Use $2/1 Stayfree Product, exp.

Walgreens 56

Walgreens Cheap Visine Gillette 56

Saving Everyday

OCTOBER 7, 2011

Pay: As low as free. 1/1 Bayer Aspirin Products 9/11/2011 RP Insert (exp 12/31/2011). + $1/1 Bayer Advanced Aspirin 8/28/2011 Rite Aid Video Values, Sept (exp 10/22/2011) (if you watched it). Pay: As low as $0.99. Pay: As low as FREE. Pay: As low as $3.99 Final Price = As low as $1.49 Pay: As low as $6.98

2011 85

2011 John Frieda Video Oct 85

Saving In Akron

MAY 27, 2011

As low as $1 ea. As low as FREE after coupon and RRs! 12-1-11 ( ALL YOU Sept). 12-1-11 ( ALL YOU Sept). $1/2 12-31-11 ( ALL YOU Sept '10). $1/2 12-31-11 ( ALL YOU Sept '10). $1/1 12-31-11 ( ALL YOU Sept '10). . 12-31-11 ( ALL YOU Sept '10). $1/2 –Napkins (200 pk.).

Walgreens 140

Walgreens Arm and Hammer Glade Listerine 140

Saving Cents With Sense

SEPTEMBER 9, 2012

As low as $0.20 As low as $1.99 + FREE MACH3 Razor. As low as $0.50 As low as $0.99. As low as $1.79. $5 As low as $1.33 As low as $3.49 As low as $7.99 As low as $8.49 Carmex Ultra Smooth Pomegranate.15oz 15oz or Lip Conditioner.2oz 2oz Lip Care – 2/$3.00 ($1.99 Each wyb 2.

Walgreens 59

Walgreens Claritin Glade Pop Tarts 59

Saving Cents With Sense

SEPTEMBER 24, 2012

Enfagrow Ready To Use Formula, 4pk 8.25oz Each – BOGO FREE ($6.49) Use $5/1 Enfagrow Product printable As low as 2 FREE (Use 2 Coupons). 9/30/12 (P&G 08/26/12) As low as 2 FREE Scope. 9/30/12 (P&G 08/26/12) As low as 2 FREE Scope. 9/30/12 (P&G 08/26/12) As low as $1.99. 6.2oz or Glide Floss 38.2-54.6yds

Rewards 53

Rewards Walgreens Gold Bond Points 53

Saving Cents With Sense

SEPTEMBER 29, 2012

As low as $0.50 As low as $1.50 A low as $1.99. As low as $2.99. As low as $3.50 As low as $1.75 As low as $0.75 As low as $4.49 FREE Pantene Conditioner or Styler wyb Shampoo, exp. 10/31/12 (SS 09/16/12). Use $1/2 Pantene Product, exp. 10/31/12 (P&G 09/30/12). 9/30/12 (P&G 08/26/12).

Rewards 56

Rewards Walgreens Febreze Gillette 56

Saving Cents With Sense

NOVEMBER 4, 2011

12/31/11 (RP 11/06/11) = As low as $ 50 ea wyb 2 after coupon & ECB Arm & Hammer Laundry Detergent - $2.99 12/31/11 ( ALL YOU Sept '10) -$0.50/2 12/1/11 ( ALL YOU Sept) -$1 off Glade Plugins Scented Oil Refill, exp. 12/31/11 ( ALL YOU Sept '10) -$0.55/1 11/19/11 (SS 10/30/11) =As low as $1.99

L'Oreal 72

L'Oreal El Paso CVS Lysol 72

Saving In Akron

JANUARY 2, 2012

3/31/12 (SS 01/01/12 #2) As low as $1 each wyb 10 after coupon & gift card Special Buys B4G1 Fiber One 90-Calorie Bars (5 ct.) - $2.75 1/23/12 (Target 11/27/11) As low as $9 each plus FREE FreshMates after stacked coupons Kellogg's Special K Cereal (11.4-19.5 1/31/12 (P&G 01/01/12) As low as $2.50

Target 113

Target L'Oreal Arm and Hammer Gift Cards 113

Saving Cents With Sense

OCTOBER 6, 2012

10/20/12 (SS 09/30/12) As low as FREE, After RR. 10/31/12 (SS 09/16/12) Final Price: As low as $1.00 10/31/12 (P&G 09/30/12) Final Price: As low as $1.00 10/31/12 (SS 09/16/12) Final Price: As low as $1.00 10/31/12 (P&G 09/30/12) Final Price: As low as $1.00 10/31/12 (SS 09/16/12) Final Price: As low as $1.00

Rewards 56

Rewards Walgreens John Frieda Points 56

Couponing 101

JUNE 25, 2011

Select Biore, Curel, Jergens, or John Frieda Products , Buy $10 Worth and Earn $3 in ECBs (Limit 1). - $5/1 John Frieda Full Repair Treatment, Styler or Finisher Coupon (6/5 SS) OR. - $2/1 John Frieda Product Coupon (6/5 SS). Visit Kingdom First Mom’s $5 CVS Challenge for low-cost scenarios! Price Varies. . - Price Varies.

John Frieda 74

John Frieda Raisin Bran CVS Blue Diamond 74

Saving Cents With Sense

OCTOBER 9, 2011

10/31/11 (SS 07/31/11 R) = As low as 2/FREE after coupon Cheap Deals Allegra 24 Hour, 45 ct - $26.99 12/31/11 (SS 09/11/11) - $4/1 Allegra or Allegra-D Product printable = As low as $15.99 10/9/11 (RP 08/28/11) = As low as $7.99 11/27/11 (SS 09/25/11 R) - $1/1 John Frieda Full Repair, exp. 4 or $1.25

Walgreens 74

Walgreens Cheap John Frieda Oct 74

Saving In Akron

FEBRUARY 18, 2011

As low as FREE after stacked coupons! 12-31-11 ( ALL YOU Sept '10). ** More Glade coupons. $1 As low as $13.99 –Full Repair. As low as $1.99 As low as $16.99 As low as $2.50 As low as $3.99 Dove or Degree Deodorant (2.6-3 3 oz.), $1.99 (with in-ad coupon). $2/1 2-27-11 (RP 01/30/11).

Walgreens 124

Walgreens Olay John Frieda Irish Spring 124

Saving In Akron

FEBRUARY 17, 2012

3/1/12 (SS 09/11/11 #2) As low as FREE after coupon! 2/26/12 (SS 01/29/12 R) As low as $1.99 7/31/12 (Product Package) As low as $2.99 3/31/12 (SS 01/08/12 #2) As low as $2.50 Allure , Sept) $0.75/1 2/18/12 (SS 01/29/12) As low as $1 ea. 2/29/12 (RP 12/04/11 R) As low as $6.74

Walgreens 113

Walgreens L'Oreal Tasters Choice Feb 113

Saving Everyday

SEPTEMBER 21, 2013

1/3 Palmolive Dish Soap (RA Video Values, Sept). 2/1 Dove or Degree Antiperspirant / Deodorant Clinical Product (RA Video Values, Sept). 1/2 Reese’s Peanut Butter Cups Snack Size (RA Video Values, Sept). 1/1 Garnier Fructis Product (RA Video Values, Sept). 1 Mucinex Adult Product (RA Video Values, Sept).

2013 40

2013 Sept Lysol Video 40

Saving Everyday

SEPTEMBER 8, 2012

1/1 Garnier Fructis Styling Product printable. + $1/2 Garnier Fall Fight Item (RA Video Values, Sept). + $1/2 Garnier Fructis Style Product (RA Video Values, Sept). 1/1 Nature Made Vitamin D printable. + $1/1 Nature Made Fish Oil (RA Video Values, Sept). + $1/1 Nature Made Vitamin B (RA Video Values, Sept). . $2/1

2012 58

2012 Sept Neutrogena Wet N Wild 58

Saving Cents With Sense

SEPTEMBER 28, 2012

9/30/12 ( ALL YOU Sept ’12). Price as low as $1.99. Price as low as $2.99. Price as low as $9.99. Price as low as $.75. Price as low as varies. Price as low as $16.99. Price as low as varies. Price as low as $3.00. Price as low as $4.99. 1 Zantac Product, exp.

CVS 73

CVS Febreze Covergirl Dove 73