Finally Frugal

FEBRUARY 19, 2011

It's been working well for me - I rarely go over my budget and it's been a great way to keep a handle on my 'miscellaneous' purchases. Frustrated, rather than find another no-fee ATM in the area, I used my debit card for my Target purchases and bought my groceries with my debit card as well.

Frugal 45

Frugal Financial Goals Miscellaneous Budgeting 45

Finally Frugal

JANUARY 12, 2011

Well, call me crazy but it seems as if all of those 'experts' have no freaking idea when the housing market will bottom out, and never did. What does this all mean? They're guesstimating an end to the housing crisis based on, I'm sure, years of expensive education at Ivy League schools and various economic indicators.

Frugal 45

Frugal Real Estate 2008 Portland 45

Finally Frugal

JANUARY 17, 2011

Well, now I have no choice! I normally wouldn't go near a dealership for car service, because I just feel they charge more than the neighborhood mechanic (who really isn't in my neighborhood, but came well-recommended). I knew I needed to get it into the shop, but I've been putting it off because I didn't want to spend the money.

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Emergency Fund Debt Cars Car 45

Finally Frugal

JANUARY 19, 2011

While this seems rather anemic to some (my dad can't seem to stay under $600 - and it's just he and my mom), I do eat well and I can generally manage to avoid most pre-packaged foods (I'm thinking of frozen dinners, here). People are often amazed (my own family included) that I can subsist on a grocery budget of $100 or less each month.

Frugal Grocery Shopping 49

Frugal Grocery Shopping Frugal Groceries Grocery Shopping Groceries 49

Finally Frugal

DECEMBER 26, 2011

I am a numbers nerd, so I am having fun with my various spreadsheets, tracking (primarily) my income levels and sources, as well as my debt payments. In other words, i need to keep my eyes on the prize! So that's it! I hope you all enjoyed a wonderful holiday and that 2012 brings you much happiness, prosperity, and wisdom!

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Goals 2012 Debt Student 45

Finally Frugal

MAY 30, 2012

I started the year at around $49,300 so I think I'm doing well for being five months into the year. In fact, it's been so long that Blogger has a completely new format and I'm not sure I know my way around anymore. However, I have some news! My student loans are now down to $39,071 !!!!

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Debt Student TV shows Goals 40

Finally Frugal

SEPTEMBER 10, 2012

So here's the dilemma: I find that with the current stock market (which is doing pretty well, all things considered) I could sell ALL of my stock and pay off ALL of my remaining student loan balance. Primary Mortgage Debt: $167,500::::$155,191. That second mortgage really needs to DIE, by the way. The balance never goes down!

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Debt Student Taxes January 45