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My Binder System for Organizing Some Important Areas of My Office and My Life

Family Balance Sheet

I keep separate binders for our Business Expenses & Statements , Business Taxes , Health Savings Account , Retirement , my passwords (with alphabet tabs), and Workouts. I had to chuckle when I saw my training calendar from 2004, the year before our first daughter was born. I totally blew off my workout that day.

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Why We Left Traditional Health Insurance

Family Balance Sheet

In 2004 when we were researching policies, we weren’t parents yet, but fully intended on having children. It really deserves a whole separate post and if today’s insurance environment was the same as 2004 I might explain further, but it’s not, so I’ll move on.

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19 Awesome Freebies Things for College Students

Coupons Do Work

I remember, not that long ago (I graduated from college in 2004) that being in college is great but the cost is expensive. I remember I had spent $800 Dollars (that was the USD amount as they had converted it for me) and I didn’t have that money in my bank account. That is me talking to him in 2004 in London, England.

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Medi-Share Update: One Year Later

Family Balance Sheet

We had high deductible health plans from 2004 – 2016 and contributed many years to a health savings account. We used those funds to pay for our medical bills in 2017 and that account is now depleted and closed. Our main financial goal for 2018 is to save $10k for our Annual Household Portion with Medi-Share.

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4 Tips To Starting Your Financial Plan

Saving Cents With Sense

Instead of opening a savings account with a negligible interest rate, purchase gold and silver bullion (coins and bars). When crude oil prices more than tripled from 2004 to 2008, so did the price of an ounce of silver. ©2009-13 Saving Cents with Sense ™, a website of Saving Sense Media LLC.

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An Update on Medi-Share – September 2017

Family Balance Sheet

We have had high deductible health insurance plans since 2004 and during that time, we only hit our deductible one year. However, due to depleting the $10k we had set aside, we must now build our savings for future medical bills. Everything changed very suddenly on Saturday, June 25, 2017 when one of my children started complaining.

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