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Our Family Finances Update: January 2021

Family Balance Sheet

January 2021 was a month of extremes in my family’s finances. We’re converting our basement to a family room area and the original family room (in the pic above) is becoming a home office. I said goodbye to mini-van life in January when we traded in our 2007 Honda Odyssey for a 2018 Toyota Highlander.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

My family’s finances have also been affected. Our first storm: 2007. The year 2007 held such promise for us when it started, but by the end of the year, we were brought to our knees. The year 2007 held such promise for us when it started, but by the end of the year, we were brought to our knees. Everything changed.

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How to Build your Emergency Fund

Family Balance Sheet

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. A Very Tough Year.

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Caring Causes - Wreaths Across America and Patriot Guard Riders

Motherhood Moments

Founded in 2007, and headquartered in Columbia Falls, Maine, WAA is best known for its annual wreath-laying ceremonies each December. Additionally, the organization has an active Help on The Homefront (HOTH) program, which aids our veterans and their families. As the organization’s membership has grown, so has the scope of its mission.

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Movie Minute - Karen Kingsbury's A Thousand Tomorrows

Motherhood Moments

ABOUT PURE FLIX Pure Flix is your home for faith and family-friendly movies and shows where you can confidently stream with the entire family. With new premium and exclusive original entertainment choices every week, you can strengthen your faith and family with Pure Flix – a streaming service that inspires, uplifts and entertains.

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Homes Still at Unaffordable Highs Despite Settling Prices

Savings Corner

Key Takeaways Home affordability is at its worst point since 2007, according to a measure from housing data provider ATTOM. Since 2007, the expense-to-wage ratio has remained above the 28% level preferred by mortgage lenders. Major homeownership expenses require one-third of the average wage nationwide, a 16-year high.

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Create an Emergency Fund | 31 Days to Organize Your Finances

Family Balance Sheet

By the end of the month, my goal is to help you have a detailed financial plan for your family. As self-employed owners of a small business, we have lived through some challenging months, but the year 2007 was especially tough for us. We would not have survived with just $1000 starter fund back in 2007.