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How to Build your Emergency Fund

Family Balance Sheet

Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. What helped us through that time was the money we had saved in our emergency account.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

How Our Debt Freedom Plan Prepared Us for the Pandemic. Our first storm: 2007. The year 2007 held such promise for us when it started, but by the end of the year, we were brought to our knees. As self-employed small business owners, we have lived through some tough months, but in 2007, it was a tough year.

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Scared to paint? Here’s a pep talk!

The Frugal Girl

In 2007 or so, though, I got a nightstand from Freecycle, and I decided to try painting it. Zoe still uses this freecycle nightstand that I painted for her in 2008 And now I have eleventy zillion furniture painting projects under my belt. I hate using mineral spirits. But no furniture! Let me know!

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Our Family Finances Update: January 2021

Family Balance Sheet

We think we’ll use the money towards summer vacation. We would have used this sectional in our basement, but it’s too big to get through the basement door. I said goodbye to mini-van life in January when we traded in our 2007 Honda Odyssey for a 2018 Toyota Highlander. We…took out a car loan.

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How to Build your Emergency Fund

Family Balance Sheet

With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. We have lived through some challenging months as small business owners, but 2007 was a very tough year for us. A Very Tough Year.

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Create an Emergency Fund | 31 Days to Organize Your Finances

Family Balance Sheet

As self-employed owners of a small business, we have lived through some challenging months, but the year 2007 was especially tough for us. Every month, our income must cover our business and household expenses, but many months in 2007, our income barely covered our business expenses, leaving nothing left for our household.

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Emergency Funds: Emergencies Happen When You Least Expect It

Family Balance Sheet

The year 2007 held such promise for us when it started, but by the end of the year we were brought to our knees. As self-employed owners of a small business, we have lived through some tough months, but in 2007, it was a tough year. It was a scary time for us. It was a life saver, a sanity saver and a marriage saver.