Summer Fun Guide 2019

Family Balance Sheet

Join my email community HERE and receive FREE Printable 2019 Summer Calendar Pages. Budget Your Summer Fun! Start writing a budget today if you haven’t started already. This Summer Budget Planner is included in my Family Budget Spreadsheets package. Budget-Friendly Summer Fun Ideas: Summer activities can be found all around you. This list of summer activities are family friendly, fun, and easy on the budget.

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Christmas Savings Club | November 2019

Family Balance Sheet

Today is the final meeting of the 2019 Christmas Savings Club! . On the 25th of every month from January to November in 2019, I held a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. If you’ve been following along since January 25, 2019, we’ve been working all year to set aside money each month to have a cash Christmas. I challenged myself to find the cash outside of our budget.

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Christmas Savings Club | October 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget.

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Christmas Savings Club | July 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. The balance of $73 came out of our July budget.

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2019 Christmas Savings Club

Family Balance Sheet

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. It’s part of being a responsible family budgeter. Introducing the 2019 Christmas Savings Club: On the 25th of every month from January to November, I’ll share a new post for the Christmas Savings Club. Step 1: Create a 2019 Christmas Budget.

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Christmas Savings Club | June 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget.

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Christmas Savings Club | May 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. I found the balance of $23 from our budget.

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Christmas Savings Club | August September 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. Don’t let the budget number stress you out.

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2019 Christmas Savings Club | February Meeting

Family Balance Sheet

On January 25, 2019, I started the Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. . The First Assignment: The assignment that is due today was to create a total Christmas budget. I offer a FREE Christmas Budget spreadsheet to my email subscribers.

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Budget Friendly Online Clothing Sites

Couponing 101

When shopping for clothes, especially for my kids, I’m all about budget shopping. They stay in their clothes for a limited time due to how fast they grow, so luckily, budget friendly sites are popping up all over the place for children and adults. Do you know of any other budget friendly online stores? The post Budget Friendly Online Clothing Sites appeared first on Couponing 101. I do most of my shopping for clothes online.

6 Free Date Night Ideas for Romance on a Budget

Couponing 101

The post 6 Free Date Night Ideas for Romance on a Budget appeared first on Couponing 101. Flowers. Drinks. Dinner. Date night can get pricey. But a great night with your significant other doesn’t have to cost a dime. If you forego some of the standard date night conventions, you might even find that a free date night can be more fun than a costly night out. Try out one of these six free activity ideas for your next date night! Attend a free event.

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5 Tips to Enjoy Universal Studios on a Budget

Couponing 101

Unfortunately, it can also turn into a budget buster. The post 5 Tips to Enjoy Universal Studios on a Budget appeared first on Couponing 101. A trip to Universal Studios Hollywood can be a fun and exciting adventure. These five tips can help you enjoy Universal Studios Hollywood without spending all your hard-earned money! Buy Souvenirs Elsewhere. Souvenirs can be expensive, but you and your family may want something to remember your trip by!

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10 Ways to Decorate for Spring on a Budget

Couponing 101

Here are some ways to decorate for spring on a budget. The post 10 Ways to Decorate for Spring on a Budget appeared first on Couponing 101. I’m loving the fact that flowers are in bloom, the days are getting longer and the birds are constantly chirping. But my house is still in cozy, winter mode. So I decided to start updating my decor for spring. Decorate with fresh flowers. This is the easiest way to refresh your house! Go outside to your garden and pick some flowers.

How to Create and Stick to a Vacation Budget

Couponing 101

But budgeting for your vacation can take a lot out of you. Planning ahead can help you set and stick to a vacation budget without skimping on the fun. Base Your Vacation on Your Budget. With the remaining money in your budget, you can set aside funds to cover your food, souvenirs, and activities. This can take some of the guesswork out of budgeting for your vacation. You can have a fabulous vacation regardless of your budget!

How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

How I’m managing our family budget during the Pandemic: We pay ourselves at the beginning of each month, so when this crisis started in mid-March, we were covered for the month. Budget items we are temporarily stopping for now: EVERYTHING ELSE! After paying off our last non-mortgage debt in September 2019, we updated our Debt Freedom Plan. What changes have you made to your family’s budget?

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Frugal February

Family Balance Sheet

One month down for 2019. We have only one financial goal for 2019 and we made some progress in January. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). If you need encouragement and guidance with your budget, join my private Facebook group: Family Budgeters Unite!

Have a Mindful March!

Family Balance Sheet

We made one big financial goal for 2019 and are striving and working hard to make progress. Our goal for 2019 is NOT to feel deprived, but rather find creative ways to get through the year without unnecessary spending. 5 Action Steps for a Mindful March: 1 – Write a budget/spending plan for March. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). How to Budget

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7 Best Women’s Fashion to buy in 2019

Fashion Without Guilt

In 2019, The Luxury Closet is going to launch interesting ideas and plans to improve the women’s fashion and style. However, ladies must remember the luxury closet Discount Code in order to shop without budget issues. Shapewear: This is an interesting fashion product for the women in 2019. Women searching for the best fashion items in 2019 should also consider it. Women around the globe are upgrading their fashion and style with the help of trendy wardrobes.

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Free College Cookbook: Healthy, Budget-Friendly Recipes for Every Student Kindle Edition

For the Mommas

Free College Cookbook: Healthy, Budget-Friendly Recipes for Every Student Kindle Edition. Amazon has College Cookbook: Healthy, Budget-Friendly Recipes for Every Student Kindle Edition for Free. Continue reading Free College Cookbook: Healthy, Budget-Friendly Recipes for Every Student Kindle Edition at FTM. Get your Kindle here , or you can download a Free Kindle Reading App for your computer or mobile device! Students don’t usually spend much time in the kitchen.

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How to Avoid Overspending on Black Friday

Couponing 101

Unfortunately, Black Friday can also suck your budget dry without you even noticing. But you don’t have to fall into the trap and blow your entire holiday budget in one fell swoop. Set a Budget. Setting a budget may not scream “fun,” but it can help you keep your spending in check. Plus, as long as you stick to your budget, you might not feel such overwhelming dread when your credit card bill arrives.

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Christmas Savings Club | March Meeting

Family Balance Sheet

On January 25, 2019, I started the Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. . This should cover my tentative Christmas budget that I based on what we spent in 2018. I found the remaining balance of $30 within my monthly budget, so I’m happy to say my goal for March is complete.

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5 Steps to Saving Money Using Just Envelopes

Couponing 101

We are a quarter of the way through 2019, and that means it’s time to check in on those new year’s resolutions! So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. If that sounds like a system you would benefit from, read on for my step by step guide on how to use the envelope budget method to save money. Step 2: Determine Your Budget. What are your tried-and-true ways for sticking to a budget?

How to Save Money on Groceries

Family Balance Sheet

Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. Personally, if I don’t make a shopping list and plan my meals, my grocery budget is toast. These are strategies I use weekly to keep my grocery bill in line with our budget. My budget has gone up over the years from when I first started blogging.

Go Green, Save Money, Live Healthy

Prairie Eco-Thrifter

This may initially make a dent in your budget, but will pay itself off in time. When balancing our lives, there are many things that we need to consider. Life is full of surprises and being ready for them is very important. Two of the most important facets of our lives is remaining healthy, and being financially sound. These two aspects can often reflect one another. A great way to achieve these goals is by going green!

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10 Healthy and Cheap After School Snacks

Couponing 101

DIY Recipes after-school snacks budget friendly cheap healthyHealthy and cheap after school snacks are an absolute must in our house. Even though the kids eat so many times throughout the day, those after school snacks are necessary for them! Snacks that are high in protein and carbs are great since it gives them fuel to do their homework and play outside with friends! Here’s a round up of 10 of my favorite snacks! Ants on a Log 2.0 via Two Healthy Kitchens.

How to Make a Coupon Shopping List

Couponing 101

Set a Budget. The first thing you need to do is set your budget. Without a budget, you will spend too much, regardless of whether you use coupons or not. Then you need to divide that budget into two categories: needs and stockpile. An example of this budget split would be: $75 Weekly Budget. $60 That is just an example; you can adjust these numbers to your own budget and needs.

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It’s About Spending Less, Not Saving More

Couponing 101

They are a family of four and have a grocery budget of $60 per week, they cook 2-3 dinners from scratch each week and eat out once or twice a week. Now, while they did increase their savings significantly (from 20% savings to nearly 60% savings), their grocery budget has gone up to $80 per week, they are spending more money on fast food (due to being too tired to cook after chasing deals all day), and their gas budget has increased.

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The 5 Best Kroger Coupons This Week

Couponing 101

A Kroger account can be one of the best things to happen to your grocery budget. After all, you can load hundreds of coupons to your account online or through the app, so you don’t even have to tote around a binder full of coupons for great savings. Kroger frequently adds new coupons, so check back often, but here are some of the best coupons Kroger has to offer this week: Save $5.00 on your pickup or delivery of five qualifying Tasty Tonight products Save $0.50

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Save $10 on Olay Skincare Products at Costco

Couponing 101

Snagging a good deal can help you maintain your beauty routine without sacrificing your budget. Beauty products can get pricey, but it can seem like a necessary expense if you want to keep your skin looking healthy. Right now, Costco is offering a great opportunity to save on select Olay products. Through July 28, you can save $10 on some of your favorite Olay products. Get an extra $10 off in manufacturer’s savings on Olay Regenerist Micro-Sculpting Serum (2-pack of 1.7

Endless Shrimp is Back at Red Lobster!

Couponing 101

Craving shrimp can be a real drain on your budget. But if you’ve been hungry for the popular treat, you’re in luck! Get your appetite ready and head over to Red Lobster. For a limited time, their famous Endless Shrimp is back! During this event, most locations in the United States will offer all-you-can-eat shrimp for $15.99. You can focus on your favorite type of shrimp or try them all.

Frugal Travel Tips

Couponing 101

Since our budget doesn’t increase just because we are traveling, here are a few things that we can do to keep to our monthly budget while traveling so much: Water. The following is a guest post by Rachel at Surviving The Stores. We have been traveling A LOT recently. And by “a lot” I mean that most weeks we haven’t been able to fully unpack before we are on the road again.

10 Money-Saving Instant Pot Recipes!

Couponing 101

And if you buy in bulk, can definitely stretch your budget! So, how many of us got a new Instant Pot for the holidays?! This multi-tasking pressure cooker has been a total game changer in my kitchen. It not only helps me cook up unique and delicious recipes, it enables me to easily make large batches of them, saving me time and money every week. If you haven’t gotten one yet, you can check out all the different models here !

11 Free Ways to Get More Coupons

Couponing 101

I know newspapers have been a popular source of coupons, but since newspapers cost money, it can be discouraging for beginners who may not have room in their budget for a newspaper subscription. Need more coupons? I’m sure everyone does! If you are looking to get started couponing without making a big investment, here are 11 free ways to get more coupons: 1. Email the Manufacturer. Send a quick note to your favorite brands and they will likely send you coupons.

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Organization: The Key To Frugal Success!

Couponing 101

This includes your budgets, shopping trip receipts, coupons, Extra Care Bucks, Register Rewards, items in your pantry, items in your freezer and fridge, etc. Create a budget and actually use it. Having a budget is the first step to being organized in your endeavor to save money. Budgeting – Do you prefer the paper and pen method? Have you ever lost your CVS Extra Care Bucks?

Simple Guide to Canning and Making Homemade Jelly – Part 1

Couponing 101

The following is a guest post by Raising A Family On A Budget. Stephanie Huston is the mom behind Raising A Family On A Budget. For the past 10 years, I have been making my own jams, jellies, pickles, salsas, and sauces and canning them. Not because my mother or grandmother taught me how to do it, as a tradition passed down from generation to generation. Rather, as an escape from all of the super fast, super processed foods that were on the market.

The Best Stores for Beginner Couponers

Couponing 101

I don’t know why it works, but shopping at CVS just seems to be easier for some people to grasp than trying to get their everyday grocery budget lowered. Once you start getting all your shampoo, toothpaste, and other toiletries for free, it will give you more wiggle room in your budget to build your stockpile.

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Project Gutenberg: Read Classic Horror Novels for Free

Couponing 101

But you don’t have to blow your monthly book budget to enjoy spine-tingling tales. Reading a creepy story can put you in the Halloween spirit. In fact, you can enjoy many horror classics without spending a dime. Project Gutenberg offers thousands of free eBooks you can read online or download to your favorite device. These books are free because they are in the public domain, which means they are not presently bound by exclusive intellectual property rights.

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Melissa & Doug Toys – Up To 50% Off

Couponing 101

However, the outlet deals at Melissa & Doug puts premium learning and development toys within reach for any budget! Did you know that you can save up to 50% off in the Melissa & Doug Outlet Store ?! And unlike most brands’ outlet stores where you have to go to the actual store, you can get Melissa & Doug Outlet deals online. Kids grow up and grow out of toys so quickly these days that it’s hard to ante up the money for higher quality toys.

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Simple Guide to Canning – Part 4: Fruit and Pectin

Couponing 101

The following is a guest post by Raising A Family On A Budget. Stephanie Huston is the mom behind Raising A Family On A Budget. Making jam really is as simple as reading the directions on the package of pectin. There are no real tricks to capture summer’s essence in a jar, just a little know how and you will be good to go. One thing that I learned early on is that you do not need to buy the most beautiful fruits to achieve the most delicious jams.

Simple Guide to Canning – Part 3: Step-by-Step Canning Directions

Couponing 101

The following is a guest post by Raising A Family On A Budget. Stephanie Huston is the mom behind Raising A Family On A Budget. Now that you know the basics of what you need to have on hand to make jam , let’s make a batch! Step 1 – Before You Begin. Prepare boiling water canner by filling half-full with hot water. Keep water simmering while covered. Heat jars and lids in hot, not boiling, water until ready to use.

4 Quick Tips to Cut Down on Food Waste

Couponing 101

Wasted food can consume a good chunk of your budget, and it’s harmful to the environment. You get full and throw away the rest of the spaghetti on your dinner plate. Your bananas rot before you get around to eating them. Your kid doesn’t like the sandwich you made him, so he tosses it. There are countless causes of food waste, but the effects may be less well known.

How to Save Money on Healthy Food

Couponing 101

Save on Other Items – You can also save money on other items to give you a little more wiggle room in your food budget. One big couponing myth is that all coupons are for junk food! It makes me so sad to hear people say this because they are missing out on some great savings. You can absolutely save money on healthy food! Use Coupons. Yes, there are a lot of coupons for junk food, but I also find coupons for milk, bread, cheese, yogurt, meat, eggs, and other staples.

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5 Affordable Girls’ Night Out Ideas for Fall

Couponing 101

There are crafts that fit in virtually any budget, so the price point is flexible. But if there’s extra room in your budget, a bottle of wine to share could definitely transform your crafting party into more of an event. Getting together with your friends is a valuable way to relax and recharge. But if you’ve been friends for a long time, you may be running out of ideas for what to do on your next girls’ night out.

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