article thumbnail

2019 Christmas Savings Club

Family Balance Sheet

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. We have to plan and save for it. It’s part of being a responsible family budgeter. Step 1: Create a 2019 Christmas Budget.

2019 100
article thumbnail

Christmas Savings Club | October 2019

Family Balance Sheet

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget.

2019 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Summer Fun Guide 2019

Family Balance Sheet

Join my email community HERE and receive FREE Printable 2019 Summer Calendar Pages. Budget Your Summer Fun! Start writing a budget today if you haven’t started already. This Summer Budget Planner is included in my Family Budget Spreadsheets package. When Summer 2019 is over, start planning for 2020!

2019 124
article thumbnail

5 Steps to Saving Money Using Just Envelopes

Couponing 101

We are a quarter of the way through 2019, and that means it’s time to check in on those new year’s resolutions! When I looked back at the last three months, I realized my resolution for saving money was not on track. I recommend choosing the category where you currently spend the most money every month.

article thumbnail

My Word for 2021

Family Balance Sheet

But 2019 was different. By the end of 2019, we nailed one major bullet point and I was on cloud nine. Read: A 2019 Recap. After 2019, I had a lot of hope for finding a word for 2020 but struggled to find one that was meaningful to me. I want to INCREASE our savings and net worth. 2019 Debt Freedom Plan Update.

Debt 130
article thumbnail

How to Avoid Overspending on Black Friday

Couponing 101

Unfortunately, Black Friday can also suck your budget dry without you even noticing. But you don’t have to fall into the trap and blow your entire holiday budget in one fell swoop. Set a Budget. Setting a budget may not scream “fun,” but it can help you keep your spending in check.

Fridays 58
article thumbnail

How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. When that loan was paid off, we put that full amount towards the third loan and this continued until September 2019. My grocery strategies: How to Save Money on Groceries. The Heavy Hitters: 1. Groceries.

Debt 130